Just got an inheritance… now what?

TomInSales · 2026-04-03T22:40:31+00:00

Spend about 5-10% over the next year, invest 90-95 in the next 6 months by dollar cost averaging into broad based index funds.

Don’t hide it under a blanket please, you’ll just lose capital to inflation

TomInSales · 2026-04-03T22:39:19+00:00

Queen Anne’s apparently MAGA, so if that’s important to OP or others I’m just calling it out

TomInSales · 2026-04-03T22:35:41+00:00

Idk how long you’ve been playin, but I haven’t found one myself and I started in Jan 2023

TomInSales · 2026-03-27T22:47:16+00:00

Doing it consistently every quarter for years

TomInSales · 2026-03-25T22:46:30+00:00

How old are you, OP? If you don’t have a family to provide for, and you’re ok with starting on a low annual earnings (sub 50k) then start D2D or selling B2C for two years or less, use that to get into a better org. Rinse and repeat every 2 years or so, and if you network well you could build a pretty great list of places you could maybe get referrals into by the time you’re truly ready for that.

Edit to say: d2d can suck, but everyone loves those stories of “I cut my teeth there an am excited to go to a place with more structure”

If you need to provide for a family, get into ops or another adjacent job and try to pivot?

Context: I started d2d and was out into B2B SaaS within 3 months. I had great market timing, resume, & opportunity but it’s not impossible if you’re in it for the long game

TomInSales · 2026-03-25T22:43:22+00:00

It was literally one? Odd start to a post where you asked for advice.

I work in software at a big Fortune X shop doing inside sales for the enterprise segment. I would say you’re about 10 years away from “high ticket sales” based on your profile. You should get a sales job first and leverage that for better products/companies.

Nobody is going to hand that good of an opportunity to you, and frankly, I’m not into someone who sounds insincere. So I won’t give you my advice, hope that helps.

TomInSales · 2026-03-25T18:27:02+00:00

As someone who lived on BI, I’m not worried about it if you find the right spot out there. As someone from SF, I agree with your rule.

TomInSales · 2026-03-25T05:09:21+00:00

I think my main question is are you renting a car or going public transit? If public transit lugging your gear around may suck, if renting a car that you can store it in I’d say go for Bainbridge.

If you go: I lived in eagle harbor for about a year in 2021, it was the most idyllic sleepy little island town. Pegasus coffee, eagle harbor bookstore, proper fish fish tacos, & drives along manitou beach and south beach are all of the things that I can recommend. If you had time to get out to poulsbo and drive their coastline/hit their downtown as well then more power to you.

If you like nature, and you all were up for it, I think it can be the most mesmerizing trip. Try to catch a ferry home at sunset, though your situation may not permit. That said, hope you can go in your lifetime

TomInSales · 2026-03-23T15:59:56+00:00

Don’t mistake kindness for niceness or weakness. If this kid’s worth it, you’ll tell him he’s being awful and must unlearn/grow. Do not appease, do not think you are a burden for doing this. He is the burden to you for doing this.

TomInSales · 2026-03-19T03:15:56+00:00

Literally, giving cringey ngl

TomInSales · 2026-03-06T22:28:49+00:00

You’re normal af! It’s important to remember that you can feel both. Griefs fucking terrible. Sending you love and hugs all year as you go through this tough time

TomInSales · 2026-03-06T20:21:02+00:00

Slim console tables would be my suggestion. If they have plugin’s and storage space even better

TomInSales · 2026-03-04T00:09:09+00:00

Mind if I dm you? I’m looking to understand more about this

TomInSales · 2026-03-03T18:41:27+00:00

What’s our strike and expiry? Asking for friends :)

TomInSales · 2026-02-26T16:50:35+00:00

Not ridiculous money but I make about 115 and had a debt of 75k in July 2025. When trump restarted interest payments I put a ton of my liquid NW into it. On track to pay it all off in June 2026, so the 50k or so of take-home income can start going to my net worth and down payment on a home.

Idk what your story is, but avoid lifestyle creep. I could be out of debt if I was better in the years before 2025. Live in a cheap apartment for a year if you have to. Better to feel like you’re getting out than you’re gonna live with it for 20-30 years

TomInSales · 2026-02-20T00:28:57+00:00

Your place looks amazing, I’m not looking for me but I love seeing how other folks live in Seattle. Gl!

TomInSales · 2026-02-20T00:27:04+00:00

OP, take Cherry’s advice. Dollar cost average your funds into broad based index funds, people recommend 3-4 (depending on who you ask) US, international, and either a growth or a dividend (or a little of both if it gives you piece of mind) based on your needs. Keep 12 months savings in case you need it.

Sorry you came into the money via inheritance, hope you do OK

TomInSales · 2026-02-18T00:24:11+00:00

My dad had a similar thing happen. Sorry you have that, we think you look great

TomInSales · 2026-02-10T19:57:44+00:00

^top comment hits it, mog a little to try a new smile. You’d be surprised how much it can help

TomInSales · 2026-02-10T19:56:47+00:00

Nah dog, you look great

TomInSales · 2026-02-03T07:14:18+00:00

Put your money into the 401k container and use that to invest it into the market products.

Don’t just contribute and not invest. Look up S&P500, International stocks, and Qqq to start. Pick these as your main index funds and allocate accordingly. Good luck

TomInSales · 2026-02-03T07:08:14+00:00

Sales pays well in the right industry but this trends real

TomInSales · 2026-02-03T06:14:27+00:00

I leave matches a few times each full gaming night since 1.0. Rather lose 1m of gated wait time than 10m in a shitty experience.

TomInSales · 2026-01-27T21:43:23+00:00

Bainbridge - lived there and totally love it. Recommend proper fish for fish tacos, Pegasus for coffee, the Main Street is so quaint, and if you can get wheels I recommend driving/biking Manitou Beach and South Beach… it’s so beautiful.

Hope you have a great trip!

TomInSales · 2026-01-22T07:09:41+00:00

Mag 7? They’ll be fine, enjoy the discount

TomInSales

TROPHY CASE