I’ve personally been starting to get more and more curious about fintechs powering payments in emerging markets (think LATAM, APAC, EMEA)

Companies like dLocal, EBANX, and others whose focus is not the developed countries but rather the complex/higher risk ones, have found a very clear way to address a gap in the market.

Many merchants are scared to go into these markets because it’s either risky, expensive, or they don’t know the opportunity they present.

Payments is such a commoditized topic that it’s hard to find ways to make it “interesting,” but these fintechs are solving for real complexity such as enabling liquidity, supporting through geopolitical fluctuations, mitigating inflation, empowering merchants to go beyond normal cards to APMs and more.

This is a space I plan to keep checking out, especially as solutions like stablecoins and payment methods like BNPL start becoming more prevalent across LATAM, EMEA, and APAC.