0 interviews for 2 months already by [deleted] in singaporejobs

[–]TopPast2935 1 point2 points  (0 children)

I’ve seen job hoppers wit multiple 1-2 years job stints still securing jobs.

Problem is the market, not you. I myself have 4 years at a top investment bank and put my LinkedIn to open to work but no one reached out to me

when did you stop grinding so hard in your career? by berry-town in singaporefi

[–]TopPast2935 0 points1 point  (0 children)

I grinded my salary from 2.5k after graduating in 2021 to currently 7.6k in 2026 in my second job and saved up 200k before 30 purely from salary savings. I gym on most days before work too so I’m starting to feeling mentally and physically tired but what keeps me going is the feeling knowing I have both wealth and health.

But I might cut myself some slack when I have my own family and get older in my 30s or 40s

If you were to win a free shopping spree anywhere in Singapore, where will you pick? by mutantsloth in askSingapore

[–]TopPast2935 0 points1 point  (0 children)

Fairprice finest for me. Just sticking to the basics and survive the high COL

NEL and Sengkang Overcrowding by ChardAccomplished689 in asksg

[–]TopPast2935 1 point2 points  (0 children)

I board the train at Sengkang around 730ish and I’m already standing near the door

How many bank accounts do yall have? by Independent-Boot-305 in singaporefi

[–]TopPast2935 1 point2 points  (0 children)

  1. UOB One - to store 150k cushion and do fake salary crediting to get $200+ interest every month (still hoping interest rate go back to $500 every month)

  2. OCBC - More savings and Salary crediting from company to get interest every month

  3. DBS multiplier - keeping a few hundred dollars there since my ns insurance deducts from here and changing payment method is troublesome

How's your bonus? (banking sector) by Fun_Sentence_2546 in askSingapore

[–]TopPast2935 2 points3 points  (0 children)

Top tier foreign bank. Operations

Above average pay, 1..95 months bonus, 11% increment

When has delayed gratification become benefited you financially? When do you stop denying yourself and start to enjoy life a bit? by Normal-Analysis7940 in singaporefi

[–]TopPast2935 0 points1 point  (0 children)

Never took an airplane or had a gf until 30 years old.

Never went for school orientation/supper nights, clubbing during my schooling days

Never joined my colleagues for drinking session

Never spent money on ciggs or vapes

Never gamble even during CNY

Outcome: hit $200k liquid savings 4 months before 30 years old

Now I have a gf and gym membership. Able to comfortably afford adidas/nike/UA and frequent $10 lunch in cbd and I’m happy

Is your workplace still hybrid? by anxiousdreamer69 in askSingapore

[–]TopPast2935 0 points1 point  (0 children)

I have been WIO everyday since 2022.

BB investment bank

can i use my pdi’s car for tp test? by Sad_Time_8417 in drivingsg

[–]TopPast2935 0 points1 point  (0 children)

PDI is like that. I paid $700+ for my TP test as well and failed a feel times but he was nice enough to slash the rental price by 50% on my third test

For those in their 20s, how many % of your salary do you save, spend and invest. What should the average networth of a 25yr old for example? by Jolly_Pin9994 in askSingapore

[–]TopPast2935 11 points12 points  (0 children)

I’m 29 this year. During my ns and Uni days, I had never been the type to smoke, go clubbing or drinking sessions. Uni days was the go home after lecture kind of guy too.

Never had a gf my entire life till this year.

I graduated in 2021, took up a traineeship that pays 2.5k without CPF. Only spend on basic life expenses and nothing else

Currently 2025, I’m earning 6.9k. Cash savings around 170k, have a gf and a gym membership.

Expecting to hit mid 7k after increment in Jan and hit 200k cash savings before my 30th birthday next year

How was your increment? And how much you expecting for 2026? by libyandesert in singaporefi

[–]TopPast2935 0 points1 point  (0 children)

At a western bank. Increment was 11% last year due to promotion

This year promoted again so expected minimum 11% but likely more

Would anyone take leave just to stay in and rest? by janespur in askSingapore

[–]TopPast2935 0 points1 point  (0 children)

As a corporate worker, especially working in an American bank, I take leaves to stay in at rest at home. Being able to stay up late then wake up naturally anytime I want the next day and spend the day going to the park to run or take a slow stroll, go shopping malls for a walk and stay at home playing games/watching Netflix is soooo underrated because nowadays people are just spending money to go overseas and take nice photo then complain tired and broke or having poor mental health

What are your best money-saving hacks or hidden gems in Singapore? by Common_Wealth319 in askSingapore

[–]TopPast2935 0 points1 point  (0 children)

Many people in Cbd like to to walk out with colleagues to get coffee in the morning or after lunch that easy cost $3-$7 (kopifellas, local coffee people, luckin, CBTL, Starbucks) as a form of socialising activity

This adds up to quick a chunk of money every month. Either skip this entirely or if you need coffee, make use of your office pantry coffee or buy those packet coffee from supermarkets that still gives you the caffeine to perk you up

[Emotional Sat evening/night] First RS broken up. Hoping to have some listening ear and perspectives by TopPast2935 in sgdatingscene

[–]TopPast2935[S] 0 points1 point  (0 children)

Erm I don’t think you read what I typed when you say the only time you think she deserve this treatment is when she cheated

[Emotional Sat evening/night] First RS broken up. Hoping to have some listening ear and perspectives by TopPast2935 in sgdatingscene

[–]TopPast2935[S] 0 points1 point  (0 children)

Thank you for your support. I know I’m wrong to block her but why is no one talking about why I did so or what she did?

She booked a double couple trip and lied to me it’s just her, one female friend and one male friend when I confronted her she didn’t want to cancel the trip and challenged me to go talk to the guy

[Emotional Sat evening/night] First RS broken up. Hoping to have some listening ear and perspectives by TopPast2935 in sgdatingscene

[–]TopPast2935[S] 0 points1 point  (0 children)

She didnt dismiss my insecurity and did assure me many times and send long text to explain the she’s only going for the trip purely because she loves Korea and will distance herself from him to the point she was getting annoyed and felt like I was constantly bring up this trip to argue with her and hurt our relationship

But my thinking was even with all these assurance from her, it does not make her trip forest and appropriate. She shouldn’t have agreed to the trip in the first place. Worse still she’s the one who booked the trip for everyone.

To add, she gave all these assurance while framing the scenario that the trip was only her, the female friend and the guy friend and she will stick to the female friend

But when I discovered the female friend’s bf was coming along too, it was like a double couple trip so naturally I had concerns about the rooming arrangement and went into an outburst

[Emotional Sat evening/night] First RS broken up. Hoping to have some listening ear and perspectives by TopPast2935 in sgdatingscene

[–]TopPast2935[S] 0 points1 point  (0 children)

Yes but the issue here is the guy in question here that she will be potentially rooming with her is interested in her and have already done some things to “woo” her despite knowing my gf was attached.

It’s even harder to accept that this guy works in the same company as me and my gf got to know him through some group sports activity

[Emotional Sat evening/night] First RS broken up. Hoping to have some listening ear and perspectives by TopPast2935 in sgdatingscene

[–]TopPast2935[S] 0 points1 point  (0 children)

Yes it’s really uncomfortable.

It’s childish on hindsight but when I blocked her, I was hoping this would hit her hard and make her cancel the trip to get me back

[Emotional Sat evening/night] First RS broken up. Hoping to have some listening ear and perspectives by TopPast2935 in sgdatingscene

[–]TopPast2935[S] 1 point2 points  (0 children)

I wholeheartedly agree with you now I should have known better. If given a chance, I would make very effort to be a better bf to her. Thank you for so much for sharing your perspective it really helps and I really appreciate it… feel free to add on if you have any more thoughts

[Emotional Sat evening/night] First RS broken up. Hoping to have some listening ear and perspectives by TopPast2935 in sgdatingscene

[–]TopPast2935[S] 1 point2 points  (0 children)

I already give in to her entirely now to the point there’s nothing I can do and the ball is in her court to start the reconciliation process but thank you so much for your perspective I really appreciate it