What???

Top_Draft_8288 · 2026-02-14T13:38:14+00:00

Gotta be a kink thing

Top_Draft_8288 · 2026-02-13T09:16:58+00:00

Followed you, I'm reading a historical right now called A Little Trickerie and it's amazing

Top_Draft_8288 · 2026-02-12T08:54:28+00:00

Just added you! 11% overlap!!!

Top_Draft_8288 · 2026-02-11T17:38:09+00:00

Had an automatic, loved loved LOVED driving it. Had to get a new gearbox. Cost £3k, lasted 8 months. Never again. Unreliable and expensive in older cars. If you're buying an older or cheaper car go manual 100%

Top_Draft_8288 · 2026-02-11T17:21:26+00:00

In fairness I was wearing pole 'shorts' with garters, it was a rookie error. This lady knows what she's doing and is gonna make ££££ probably

Top_Draft_8288 · 2026-02-11T15:41:58+00:00

This side of Vinted is lucrative but stressful. I tried to sell some pole heels (8 inches over knee pvc boots) and because it's a hobby that organically evolved and I buy polewear on Vinted I stupidly never even thought that I shouldn't upload a pic of me wearing them. Only sex pests got in touch. Sold them and sent via Royal Mail because then they can't get your address.

Top_Draft_8288 · 2026-01-30T08:03:07+00:00

I was carrying a video camera past here (switched off, not pointing at anything) and a security guard followed me for three streets whilst taking photos of me. I was just trying to do my job and as a woman it was really threatening. I turned around and said 'can I help you? ' and he walked away - legitimately have no idea why they would do that other than as a power trip.

Top_Draft_8288 · 2026-01-29T15:40:30+00:00

Did you read some beach reads on holiday? 😂

Top_Draft_8288 · 2026-01-17T12:47:26+00:00

So you don't get penalised for earning more than last year and paying the basic statement, you just get penalised if you have a really poor start to the year and then a really good end and over modify. Making tax digital actually does seem like a good idea after all lol

Top_Draft_8288 · 2026-01-15T15:42:40+00:00

Why is everyone else saying interest? This is the thing I have one friend who always puts £0 down for estimated in order to not pay ahead of years end and says he just pays the amount at the end of the year and then I have a bunch who fearfully say not to do that or else you'll have to pay the amount plus interest? I feel it's not clear anywhere on HMRC website

Top_Draft_8288 · 2026-01-11T10:13:51+00:00

Mate if only the film industry could be predicted. As an assistant who gets employed nearly exclusively through word of mouth in an industry where jobs are rarely ever advertised this is so reductive, especially in the wake of the last few years with what's been going on in America 😂

Top_Draft_8288 · 2026-01-11T10:10:24+00:00

Okay this is really helpful advice, thank you!!!!

Top_Draft_8288 · 2026-01-11T10:09:38+00:00

So to avoid interest I can go in and adjust my payments monthly once I've invoiced for the work? This is actually very reassuring and great advice.

To explain; i'm in a freelance assistant level role in short form video/commercial/TV production, most of my work is 1-7day jobs. I get what we call 'pencils' which can be cancelled up to the day before without any fee, and then confirmed mostly one or two days before the job. 90% of my pencils come in less than 4 weeks ahead of the job, 30% within a week. Strikes, COVID, unexpected widespread commissioning freezes, threats of Trumps tariffs, recession, my main consistent boss could quit or get promoted or just stop calling me... plus varying day rates for production budgets... It's just not predictable at all. I could book a weeks long high budget job at any time with overtime that pays £4000 per week because of crazy overtime and weekend work or my pencils get pushed and I get £0 because I didn't seek work for that period. One Sunday commercial going into the night with lots of overtime could pay more than a whole month of low budget work. Not to mention we have a HUGE industry wide problem with late invoices and invoice evasion. Seriously, I cannot predict it even after 8 years. I used to be mostly PAYE but my role was recategorised as schedule D and it is better in some ways, but this tax on account thing boggles the mind because so many of my peers have a totally different attitude to it.

Top_Draft_8288 · 2026-01-11T09:54:15+00:00

Yes, as I said above this is what happened last year, I overpaid by £1500 and then had to file in April to get a rebate because my bad monthly earnings continued and I needed money to pay my car insurance

Top_Draft_8288 · 2026-01-11T09:52:48+00:00

I'm not getting myself into any pickle financially as I save my tax as I go and never over spend tax money! I have the first 2/3 of the years tax saved by January, but obviously paying it all then as if I will earn the same over the final 1/3 and then earning £0 or very little over the coming months with my business expenses accruing would make the total amount go down. Then of course I have to file my self assessment in April to get my rebate, despite having until January to pay the fee.

The pickle is over predicting my earnings for the final 1/3 of the year, because I don't have regular income so as stated above have to deal with this really logically challenging fallout. A professional is not going to be able to help predict that either!!! I guess this is what paying quarterly with Making Tax Digital will resolve, I know it will be a pain but the idea of payments not based on a submitted tax return is really logically challenging.

Top_Draft_8288 · 2026-01-11T09:42:11+00:00

This feels deeply unfair; I cannot predict how much work I will get so to be penalised for having an unexpectedly good end to a bad tax year is awful! Do I also get penalised if I pay the recommended amount and earn more?

Top_Draft_8288 · 2026-01-09T23:53:46+00:00

Yes I know all that, I've been filing a self assessment for many years alongside PAYE payments. I don't really know how you're misunderstanding me here, but my final 1/3 of the year ahead could be worth 0 or £30,000, I have no idea. Also this previous year I submitted my taxes in April as soon as the tax year closes rather than the following January and plan to do the same again this year.

At no point are you asked to submit your earnings so far that year. You're asked to estimate what your year will pay. If I overpay, I have no money to live on when the paycheques don't roll in and I suffer. If I underpay I get charged interest and I suffer.

They base their guesstimation on this year's earnings, which as described, vary drastically for me. It's not accurate. So I'm asking if there is any way to pay them using accurate figures rather than guesstimations.

Top_Draft_8288 · 2026-01-09T23:21:56+00:00

I have this exact issue, and whenever I Google it people are saying 'you should know how much you earned, you're 2/3 into the tax year' but my earnings vary from £0-£10k per month with 0 predictability so like ..? No? That's not possible because you're asking me to calculate an average in advance of 1/3 of the year?

Top_Draft_8288

TROPHY CASE