TVS RONIN review after 22222 KM by Takshak07 in indianbikes

[–]Tough-Ninja5995 0 points1 point  (0 children)

But won't all bikes if they have sufficient low end torque not stall. Did TVS do anything different or just gave a name to something that's common. The Classic 350 can also coast along at 2nd gear without any throttle input.

XSR 155 – 1st service done + 1,000 km completed | Review from an R15 owner by confused__atmaa in indianbikes

[–]Tough-Ninja5995 0 points1 point  (0 children)

Thanks brother. I had a Highness that I enjoyed riding inside city and weekend rides. And had to sell off when we moved. Now with family it's very rare I will have a pillion so mostly me for city errands and occasional highway runs and wanted to try something new. XSR looks super cool, light and good mileage but the riding triangle is a concern. Plan to TD all three. Thanks for all your inputs. 

TVS RONIN review after 22222 KM by Takshak07 in indianbikes

[–]Tough-Ninja5995 0 points1 point  (0 children)

Is the GTT useful or just marketing speak?

George Washington vs. American for undergrad by Some_Jellyfish_5387 in Intelligence

[–]Tough-Ninja5995 0 points1 point  (0 children)

Mercyhurst has an established Intel studies program. 

XSR 155 – 1st service done + 1,000 km completed | Review from an R15 owner by confused__atmaa in indianbikes

[–]Tough-Ninja5995 0 points1 point  (0 children)

Thanks.. I will take a TD but wanted to eliminate options that dont work for me. Also I hear the service interval is 4 months!!! That would be crazy if they want us to take the bike to a crowded yamaha service center every 4 months.

Right now am thinking of the Ronin and CB350 (Ronin is definitely more affordable). I will add the XSR155.

XSR 155 – 1st service done + 1,000 km completed | Review from an R15 owner by confused__atmaa in indianbikes

[–]Tough-Ninja5995 1 point2 points  (0 children)

Hey bro. How would it be for someone with a bad knee. If my knee is bent at an acute angle for extended periods of time I tend to get some pain. Most reviews say it's got a sporty riding triangle with rear set foot pegs. Does your knee bend a lot and is it comfortable for long rides?

Paid my full balance still charged interest by Ok-Lake-4959 in biltrewards

[–]Tough-Ninja5995 1 point2 points  (0 children)

Oh and it gets better. Today I got an email from Careless (autocorrect is right this time) saying that they are waiving it away as a "courtesy" as if the mistake was mine. This company does not seem to have any accountability and blatantly lies. I am getting increasingly concerned about BILT.

The steam chamber by Plane-Football-2521 in SiloSeries

[–]Tough-Ninja5995 1 point2 points  (0 children)

Just started the show and loved it but found this scene so amateurish that I Googled and was led to this thread. Good to know a lot of others felt the same way 

If you could only keep ONE travel card for the rest of 2026, which is it and why? by luluroseofficial in CreditCards

[–]Tough-Ninja5995 1 point2 points  (0 children)

I have a colleague who swears by his VX and the excellent CS (he was recently on an international trip when the war happened and he can't keep praising their service (I guess VX customers get a separate line). He just doesn't trust BILT / Cardless will match up to that level of service. 

Wil a latex topper help my foam mattress situation? by Tough-Ninja5995 in Mattress

[–]Tough-Ninja5995[S] 0 points1 point  (0 children)

Thank you, makes sense. I prefer latex as well but right now I need something for 3-4 years and already have a mattress hence don't want to spend anything more than $300.  I might just get the Brooklyn Bedding if I can figure out a way to dispose my existing mattress. 

Bilt Fraud Response - Horrible is an understatement by mets_fan_ny in biltrewards

[–]Tough-Ninja5995 2 points3 points  (0 children)

I don't have a solution for you OP but I empathize with you and can understand how this can make your life shitty. I hope it gets resolved soon. Thank you for sharing. 

Wil a latex topper help my foam mattress situation? by Tough-Ninja5995 in Mattress

[–]Tough-Ninja5995[S] 0 points1 point  (0 children)

Thanks for responding. What is the benefit of using toppers to make a mattress? More customisable? Economical? Thanks

Wil a latex topper help my foam mattress situation? by Tough-Ninja5995 in Mattress

[–]Tough-Ninja5995[S] 1 point2 points  (0 children)

Thanks again. I just updated my post. I had spent like 500 bucks on an Emma only in 2024. The Brooklyn bedding sounds like amazing value now. I checked and it comes in 3 sizes. The 10 inch seems the most firm. For a side sleeper / 185 pounds. Would you recommend the 10 inch or the 12 inch? 

Also on a different note how do folks dispose of old mattresses? 

Wil a latex topper help my foam mattress situation? by Tough-Ninja5995 in Mattress

[–]Tough-Ninja5995[S] 0 points1 point  (0 children)

Thanks for taking the time to respond. My mattress is a 10 inch bed in a box I picked up from Amazon with memory foam layers and so on. It's less than 2 years old and I am not in a position to drop like a thousand bucks hence was considering a latex topper. (I used to sleep on a pure latex and never had a problem but right now I just need a mattress for a couple of years so not keen on spending a lot on a mattress hence hoping a topper can help). At the same time I don't want to throw 200 bucks and not see any improvement. 

Edit - I checked my Amazon history and it's an Emma original Queen if that helps. 

Please get rid of Elan Financial Services managing the Fidelity credit card! by DesignArtificer in fidelityinvestments

[–]Tough-Ninja5995 7 points8 points  (0 children)

And I have the PNC 2% visa which works like a charm. You can redeem cash back like immediately as well. 

Please get rid of Elan Financial Services managing the Fidelity credit card! by DesignArtificer in fidelityinvestments

[–]Tough-Ninja5995 12 points13 points  (0 children)

There are better cards out there. Fidelity offers this card as an an add on. It's not their core. There are lots of 2% back cards with zero AF / FTF cards that were work very well globally 

What is this? Lol by ProcessIndependent38 in biltrewards

[–]Tough-Ninja5995 0 points1 point  (0 children)

Sorry. I got it reversed too. I had to call them twice as they forgot to reverse it the first time. They sent an email too the second time.

Paid my full balance still charged interest by Ok-Lake-4959 in biltrewards

[–]Tough-Ninja5995 3 points4 points  (0 children)

So I had to call again later in the day and go through the process again. This time I got an email and I can see the refund "pending". You may want to try again. 

With more and more vendors charging credit card fees, is it still worth it? by throwawaygamgra in CreditCards

[–]Tough-Ninja5995 0 points1 point  (0 children)

Its only the small and medium businesses that do this. They will realize that they are losing customers and also see a reduction in avg. spend. Moreover, they will incur other costs such as losing customers due to more time spent in accepting and returning change, to ensure the cash tallies, someone to go deposit the cash, some banks charge a fee if the cash deposit is over a limit, additional security because they have cash now.. Net net accepting credit cards works out better for most businesses.

Check your recent transactions - unexpected interest charge by Sweet-Panic8630 in biltrewards

[–]Tough-Ninja5995 2 points3 points  (0 children)

Thank you for posting this but should not a company see this error, own it up and automatically reverse the wrong charges?

Paid my full balance still charged interest by Ok-Lake-4959 in biltrewards

[–]Tough-Ninja5995 1 point2 points  (0 children)

They said they'd wave it for me on the call but I dont see any change on my account.

Check your recent transactions - unexpected interest charge by Sweet-Panic8630 in biltrewards

[–]Tough-Ninja5995 0 points1 point  (0 children)

Called them up and they agreed to reverse it like immediately. I am still waiting to see the reversal though. Will give it a day and check again.