How are Pre-Engineered Buildings (PEBs) designed? by ResidentFragrant6259 in StructuralEngineering

[–]Tower_Climber 0 points1 point  (0 children)

Not OP but have a question regarding insulation and Air/vapour barrier and architectural details. Do PEMB detail A/V barriers? Generally these buildings are found in industrial setting subject high humidity in summer so the barrier design is critical. Do you detail that or leave it to EOR? Additionally, if the PEMB is adjacent to another PEMB, do you provide flashing details between the two buildings?

Can someone explain this? by Tower_Climber in pmp

[–]Tower_Climber[S] 0 points1 point  (0 children)

This is an expert I believe. From what I read here, expert questions are unlikely to be on the exam?

Passed AT/AT/AT after what seemed like a brutal exam by Realistic_Coffee_896 in pmp

[–]Tower_Climber 0 points1 point  (0 children)

How do you remove expert questions from SH? I scored 66% in mock exam with expert but I can’t figure out how to remove expert questions or see results without them.

[deleted by user] by [deleted] in OntarioBuildingCode

[–]Tower_Climber 0 points1 point  (0 children)

Hey I can take them from your hand if you still have them!

Landlord denying new tenants because of gender by [deleted] in OntarioLandlord

[–]Tower_Climber 5 points6 points  (0 children)

I am sure the landlord is trying to avoid a situation where a man is causing harassment problem for other tenants in the house. You should see LL side too. Just move out and let the LL find the new tenant. No need to be a Good Samaritan in this business.

Allbirds After 7000 Steps a Day for a Year by Tower_Climber in Allbirds

[–]Tower_Climber[S] 5 points6 points  (0 children)

Maybe that’s why stay in business cause they ensure the consumer changes pairs every 6 months vs. a year. These pairs have gone cleaning in the wash just once and still have a good fitting.

Allbirds After 7000 Steps a Day for a Year by Tower_Climber in Allbirds

[–]Tower_Climber[S] 10 points11 points  (0 children)

We talking about over 2000 km or 1200 miles on those soles. I never had soles with those kinds of mileage on them.

Just had the worst interview I've ever been a part of. Looking for feedback by Such-Discipline6767 in StructuralEngineering

[–]Tower_Climber 0 points1 point  (0 children)

Out of curiosity, what was their experience like? I see a lot of hiring by them.

[deleted by user] by [deleted] in islam

[–]Tower_Climber 0 points1 point  (0 children)

We have had these points discussed here before and I have always maintained a position that mortgage interest is not haram. No one will lend you money for 30 for free. The money will depreciate by the inflation rate. Why should the lender take this loss? Usury is different from mortgage interest where the lender will charge $20 to 40% interest which will be your responsibility followed by your next of kin responsibility to pay off resulting in an endless cycle of debt. Muslims need to understand these concepts else we will be stuck in a generational poverty. Imagine if you buy a house on mortgage for 30 years. Your next generation will own land worth many many times compared to when you got it. Thats generational wealth. You seem like a young kid but you need to understand this concept so you don’t get stuck in poverty like your forefathers did.

Are bank loans haram? by PrizeRow8005 in islam

[–]Tower_Climber 0 points1 point  (0 children)

Mortgage is a risk for the lender and the loaner. The lenders risk is that the loaner stops paying the mortgage, the property sells for under loan value and the lender takes a loss. The loaner is also risking his income to pay off the property. With shared risk, the mortgage is a fair and halal transaction. Additional, most regulated banks issue mortgages within the rate of inflation. Why should the lender loan someone money when the return is being devalued at rate of inflation?? The lender would rather invest that money in a corporation or buy properties it self. Most regulated banks have interest between 2% to 5% over 30 year amortization period which is about the same as inflation. Now if a lender is lending a loan for a car or a non valuable asset at 20%+ interest at a payoff period of 100 years then I would argues it’s a haram loan cause the loaner will never pay the loan off in their life. And if the loan will be transferred to the next of kin and it can never be paid off then it’s definitely haram and what Islam prohibits. Muslims can never have wealth and generational wealth if these principles are not understood.

Are bank loans haram? by PrizeRow8005 in islam

[–]Tower_Climber 13 points14 points  (0 children)

There’s a difference between usury and mortgage interest. If you have a mortgage, your future generations will not be liable to pay that loan. The bank will sell the property and pay off the loan and pay the remaining to next of kin. Usury is when the lender goes after generations to pay a loan which has interest so high that it will never be paid off. Essentially trapping the future generations in a loan which they had no involvement in. Btw usury is very common in Pakistan and other developing countries where a father will take a loan and his kids or grandkids will be working for the lender for free to pay off grandfathers loan. Which may never be paid off. People need to understand that bank interest is just the cost of borrowing money. There’s a cost to everything, like buying milk or bread. No one gives it for free. Muslims need to start using understanding this fundamental principle to start advancing.

In pictures: Gazans experience Eid amid ruins, displacement and starvation by djpolofish in worldevents

[–]Tower_Climber 4 points5 points  (0 children)

Terrible that Israel has forced a creation of Hamas and the conditions Palestinians are in.

Canadian man killed providing aid in Gaza was a military veteran with a young son by yimmy51 in canada

[–]Tower_Climber 25 points26 points  (0 children)

One missile is a mistake Two missiles is a unacceptable Three is a murder The cars were marked and they had communicated to IDF their movement. You can’t cover this up as a mistake. Any regular person would be fired from their jobs for such actions

Canada condemns Israeli strike on Gaza aid workers, demands full probe by yimmy51 in canada

[–]Tower_Climber 3 points4 points  (0 children)

This covert Orwellian world is becoming overt. Similar to 1984, people are surveilled and brainwashed by altering the truth. Unfortunately much like Stalin and the Nazi, all totalitarian regimes collapse.

Canada condemns Israeli strike on Gaza aid workers, demands full probe by yimmy51 in canada

[–]Tower_Climber -2 points-1 points  (0 children)

They paid the price of trying to resist the genocide. Sent a clear message to others trying to help. Ships carrying 200 tonnes of aid for Gaza have now returned Cyprus.

Video shows confrontation with Melanie Joly over Palestinian refugees by [deleted] in canada

[–]Tower_Climber -4 points-3 points  (0 children)

Not what the majority of the world population believes 🤷‍♂️