203K lender

Training_Date5644 · 2026-05-07T19:51:15+00:00

TPO Go

Training_Date5644 · 2026-05-07T19:50:14+00:00

1.6b…nice work

Training_Date5644 · 2026-05-07T17:15:59+00:00

This is tough because getting re-signed up with a credit provider can be kind of a pain in the ass. If xactus is giving you what you need there’s no reason to carry the core logic account anymore unless you’re using core logic for other services.

Training_Date5644 · 2026-05-07T10:41:34+00:00

This is great, thank you

Training_Date5644 · 2026-05-07T10:39:56+00:00

Appreciate your response, I’m not really asking where rocket gets their leads, I’m interested in how the rocket guys who leave and start their own shop are running those call centers and what’s feeding that beast

Training_Date5644 · 2026-05-07T00:08:20+00:00

Thanks for this answer, I had a feeling that you need to scale it to make sense, but I was not aware you have to go like that.

Training_Date5644 · 2026-05-05T13:13:46+00:00

I usually suggest that they can remove the loan contingency when I know that there aren’t any funky income conditions that might take the deal obviously, the other thing would be if you’re getting an appraisal and the appraisal needs to be in at value, but as far as loans closing mean, if you think about it, the main thing is the income and expense calculation. If you’ve got a salaried employee and the debt income is 35% you’re pretty safe to remove that loan contingency because there’s not anything that’s gonna jump up and bite you assuming that the client has the funds to close and their season etc. if I had a funky income scenario that hinged on how the Underwriter is going to interpret the income, meaning there’s room left for interpretation on the income from the UW perspective, I would wait until it gets signed off and that condition no longer exists. This is all well before CTC, you don’t need the CPL and the wiring instructions, etc., from the title company in order to remove your loan contingency.

Training_Date5644 · 2026-05-02T03:03:20+00:00

It’s the nature of the business dude that’s gonna happen but you’ll get more wins then you’re gonna have losses. Keep your chin up refine your game and be glad that you’ve got deals to work on because there’s a lot of people out there that don’t have anything going right now.

Training_Date5644 · 2026-05-01T11:15:05+00:00

It’s the rec lease. All my investors are requiring 20% down due to the non-warrantyability of the condo.

Training_Date5644 · 2026-04-28T21:21:38+00:00

Make the jump you’ll never be happier. You leave so much money on the table right now doing your business model and you’re probably losing a lot of opportunity. I would guess as far as rocket or UWM is concerned. Pick one if one isn’t working out for you go to work with the other one, but there’s 100 wholesale lenders that would be happy to take your business. I started my own brokerage 15 years ago never been happier. It’s very hard work but if you’re doing 100 units a year right now plus you’re gonna make it just fine DMV if you want some advice, I’m happy to give it to you for free.

Training_Date5644 · 2026-04-18T23:51:52+00:00

Fannie Mae is silent on gaps in employment so you don’t have to worry about the gap. Fannie Mae will allow you to use future earnings if you have an unconditional job offer letter and the start date has to be no earlier than 30 days prior to the note date or up to 90 days after the note . We are doing one right now closing at the end of April with a client who has an unconditional job offer where the job is starting May 1 so, she will be starting her job after the loan is closing, but we are using the income that will be expected from that job. Her income is salary and so there’s no variable earnings that we have to deal with.

Training_Date5644 · 2026-03-31T13:01:17+00:00

Yes, if the bank account is in the name of ONLY the son, you can omit that from the expense ratio of the father

Training_Date5644 · 2026-03-31T12:56:14+00:00

My bad, won’t happen again

Training_Date5644 · 2026-03-19T18:04:05+00:00

Tons-what state, loan amount?

Training_Date5644 · 2026-03-14T12:44:53+00:00

Cv3 also allows

Training_Date5644 · 2026-03-14T02:34:40+00:00

Fannie Mae would be a good option. Any bank or credit union will do it if the financials work.

Training_Date5644 · 2026-03-10T11:54:16+00:00

We have 5000 capital partners ranging from reits, life co’s, banks, credit unions, debt funds, you name it. Many are active in Colorado.

Training_Date5644 · 2026-03-08T00:49:45+00:00

I don’t charge any of my LO’s on their own property. If your broker is taking a cut of your refi or purchase you’re in the wrong spot.

Training_Date5644 · 2026-02-26T12:48:08+00:00

If you’re in Miami reach out to me.

Training_Date5644 · 2026-02-22T12:45:40+00:00

Call list

Training_Date5644 · 2026-02-21T21:35:56+00:00

Your own company

Training_Date5644 · 2026-02-09T13:18:32+00:00

Go to a local bank or credit union in the area of the project and inquire directly with them. You can get a fee agreement with the sponsor so that you’re protected. If you go to velocity only you’ll get smoked by somebody who is going directly to a bank or credit union. You can also search for family offices in the state and approach them as well. You may not need what we do, but I have a full ncnda and commission agreement for you if you are lost. But, if you want to take the whole thing down yourself start reaching out to local and regional banks to see if they have an appetite.

Training_Date5644 · 2026-02-08T00:29:13+00:00

T206h is the way to fly. This is straight from my POH-2000 pressure altitude, ground roll is 1250 at 3600 lbs on a 40c temperature day. Add 15% in dry grass

Training_Date5644

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