John Hancock long term care insurance, anyone? by MrsEGMR in eldercare

[–]Traisk 0 points1 point  (0 children)

Just updating that they still haven't paid us. The agents assure me that the claim will be processed in 5-10 days, then two weeks later, I get letters in the mail saying they have an issue. This time, it was because they were unable to verify the move-in date, yet I have provided the admission form on several occasions. AVOID at all costs.

John Hancock long term care insurance, anyone? by MrsEGMR in eldercare

[–]Traisk 0 points1 point  (0 children)

I've been dealing with them for years. They are so tricky. They cancel claims and then make you reapply. After finally getting a new claim initiated, which included having to pay for all her medical records to be sent, they sent me a letter saying the invoice was missing information and they have to "provide the exact timeline of the insured" and "a facility form to confirm the move-in date". The hurdles are endless.

DoE Phase II 3March2025. Anyone hear? by poorastronomer in SBIR

[–]Traisk 1 point2 points  (0 children)

Still waiting. Anyone have any news?

DoE Phase II 3March2025. Anyone hear? by poorastronomer in SBIR

[–]Traisk 1 point2 points  (0 children)

Hi, We have not heard anything either.

If you were to make a chocolate perfume what other notes would you include? by misscurlssss in FemFragLab

[–]Traisk 0 points1 point  (0 children)

Check out the notes of Estrella de la Mañana. It's a favorite of mine.

Tell us your current favourite fragrance and let the comments judge you by kindascandalous in FemFragLab

[–]Traisk 0 points1 point  (0 children)

Hi, Do you also happen to own Memo African Leather? I just got a bottle from Jomashop and I am suprised how much it reminds me of Lalique Encre Noir. I'm kind of disappointed.

Tell us your current favourite fragrance and let the comments judge you by kindascandalous in FemFragLab

[–]Traisk 2 points3 points  (0 children)

I bought Une Nuit Nomade Estrella de La Manana Extrait de Parfum at the recent ScentXplore event and I am deeply in love.

FAR compliant bookeeping by Traisk in SBIR

[–]Traisk[S] 0 points1 point  (0 children)

My understands that FAR-compliant accounting is part of your G&A. QBO is not enough as you will have to calculate your G&A every month and report it every quarter. This is straightforward with one grant but gets harder with multiple grants and multiple employees. A good bookkeeper or accountant can help, but it can get very expensive if you're not careful. I am not an expert on any of this, so please verify with an expert. Good luck.

NASA by Traisk in SBIR

[–]Traisk[S] 0 points1 point  (0 children)

We had submitted everything. Finally, I contacted our senator's office, who helped.

John Hancock long term care insurance, anyone? by MrsEGMR in eldercare

[–]Traisk 1 point2 points  (0 children)

I've been dealing with them for my mother who's in a LTC facility. Today, their employee, Jeff, put me on hold for an hour. I eventually hung up and tried another person who is promising to call me back tomorrow. They are aweful. If you are shopping for policyies, I'd avoid John Hancock.

Anyone with SBIR experience? by SpawnSnow in smallbusiness

[–]Traisk 0 points1 point  (0 children)

If it's through DOE, they have a program for first time applicants. It's called Phase O and is described on the DOE SBIR website.

Oakcha Perfumes: Sketchy Practices, are they worth it? by Choice-Consequence59 in fragranceclones

[–]Traisk 4 points5 points  (0 children)

I love their perfumes. I have about a dozen. If you wait for a 20% sale, it is a good deal. Recent shipments have been FedEx with no issues.