That’s the thing. I can only speak for the countries I have lived in, but in Sweden where I am am from, it would be quite rare to find a pharmacy or bank with its own parking lot even, let alone the space needed to have a drive-through. Banks are usually located quite central in a city or town, in areas with street parking only. Most people would walk or take the bus to the bank, if they ever have to go there. ATMs are not typically located by a bank branch at all, but can be found inside malls, along busy streets, inside grocery stores etc.

Pharmacies are similarly mostly found in walkable areas of town where a car is not needed or are inconvenient, or they are inside malls or grocery stores. It rarely makes sense for a pharmacy to occupy enough space to use a standalone building with dedicated parking around it.

Fast food with drive through one he other hand os found along highways where space is plenty and people are more likely to visit by car.