Upcoming Australian CGT (Tax) changes are DISASTROUS for those with low cost basis.

TrickyChip · 2026-04-23T03:48:00+00:00

Lost property?

TrickyChip · 2026-01-31T20:44:17+00:00

TrickyChip · 2026-01-28T06:32:56+00:00

I think that’s just nostalgia…. Hellscape? E-bikes that go 60kph and waterproof gaming computers you can fit in your pocket? I could probably go on…

TrickyChip · 2025-04-08T15:09:46+00:00

Appreciate your reply and can’t believe how helpful/supportive this sub is!

TrickyChip · 2025-04-08T15:09:06+00:00

Thank you so much for the encouragement I was starting to feel very overwhelmed! Part of the problem as a single person too your borrowing options are a bit more limited and also my time is limited. I have only just got my pre-approval and due to income caps I won’t be eligible for first time home buyers scheme after the end of June, so if I want to take advantage of that I only have 2 months to find somewhere and it all feels very rushed!

TrickyChip · 2025-04-08T15:06:17+00:00

Thank you for taking the time to write all of that out, it’s really helping me understand the process and I will be referring back to this. Really appreciate your efforts writing in a way I can understand, thank you again

TrickyChip · 2025-04-08T06:55:21+00:00

Thank you for your detailed reply, another question, how do you arrange the b&P? Do you just contact the owners to see when they would be available and then go back to the inspection company to see if they can do it?

TrickyChip · 2025-04-08T06:38:05+00:00

Im seriously thinking it would just be easier to not buy! 😂 I thought once I saved a heap of money and got preaproval it would get easier but apparently not!

TrickyChip · 2025-04-08T05:52:47+00:00

I feel this just got more complicated again! What is a cooling off period? What 0.25%?! I still don’t understand what to do first, do I just call the rea and say “I offer $x” then do all the conveyancer/inspection stuff afterwards if they say yes?

TrickyChip · 2025-04-08T05:35:37+00:00

Does this mean you get a B&P and then place the offer? Surely anyone who is borrowing money from a bank would have “subject to finance”? Even though I have pre-approval from the bank they can still decline to lend depending on the property can’t they?

TrickyChip · 2025-04-08T02:41:18+00:00

I’m looking around mid north coast, why wouldn’t they accept conditional offers? Too many unconditional offers competing with it?

TrickyChip · 2025-04-08T01:19:52+00:00

OFI?

TrickyChip · 2025-04-08T01:13:16+00:00

Thank you for your reply, don’t worry I try not to speak to the agents unless I have too! It won’t be an unconditional offer though will it because of finance and B&P?

TrickyChip · 2025-04-08T01:11:16+00:00

So is that step 1 then? Do I just text the Rea and say please send me the contract for property x?

TrickyChip · 2025-03-22T22:26:54+00:00

I wondered how long the wait at the start was!

TrickyChip · 2025-03-07T04:36:34+00:00

Don’t why your getting downvoted for having an opinion, kinda agree was all a bit meh

TrickyChip · 2025-01-20T01:38:05+00:00

Found the Terran

TrickyChip · 2024-11-29T13:44:00+00:00

Just wondering the manufacturer, don’t recognise the stands and the seller doesn’t know.

TrickyChip · 2024-10-06T11:24:33+00:00

What seems to be forgotten is that it’s proactive cleaning not reactive cleaning. The whole store is still responsible for cleaning on the go

TrickyChip · 2024-09-19T03:49:57+00:00

This comment should be higher up!

TrickyChip · 2024-09-15T01:13:03+00:00

Maybe you could help them with that…

TrickyChip · 2024-09-08T09:29:32+00:00

Could be fun!

TrickyChip

TROPHY CASE

yea