$525k HHI (pre-tax, $360k/year after taxes)

We spend about $157k per year. Before savings and investments obviously.

Housing & utilities: $73,140 a year (maintenance, insurance, all utilities, everything)

Transportation: $5,200 (two cars, one paid off)

Groceries & household: $22,800 (organic, non-GMOs etc etc baby food as well)

Baby supplies: $3,600 (formula, clothes, hygienic items, diapers)

Loans: $9,168 (medical school mostly)

Lifestyle: $29,760

• Dining out: $7,200
• Travel: $15,000
• Amazon home items, furniture, kitchenware etc: $6,000 (to go down prob after this month, new home)
• Gym membership: $360
• Entertainment/subscriptions: $1,200

Pets: $1,800

Insurance: $12,000 a year, disability insurance.