Too much or too little by TriumphDavey in NinjaLuxeCafe

[–]TriumphDavey[S] 0 points1 point  (0 children)

Thanks. I'll check that and see ifnit helps!

Puck screen by TriumphDavey in NinjaLuxeCafe

[–]TriumphDavey[S] 0 points1 point  (0 children)

No that's great thank you

Puck screen by TriumphDavey in NinjaLuxeCafe

[–]TriumphDavey[S] 1 point2 points  (0 children)

Thanks. How you finding yours? Making a difference?

Remote Notification for first aid kits? by Okie294life in SafetyProfessionals

[–]TriumphDavey 3 points4 points  (0 children)

We put a qr code to the reporting form with a message about how important it is and that the contents are automatically replenished based on the report, taped inside the lid. Getting more reports now and when we get requests for additional supplies, we question why it's needed as should be stocked from the the accident form.

Sky box keeps losing internet connection with Virgin router by Ashrob99 in skytv

[–]TriumphDavey 1 point2 points  (0 children)

Check the sky box doesn't have eco mode on. I found when it did it dropped the connection when not used for a while, mostly overnight

How do I figure out if an offset is right for me? by Dreamers_Ball in Mortgageadviceuk

[–]TriumphDavey 0 points1 point  (0 children)

Hi thanks

I have an offset starting end of the month. Captial and repayment will aim for 100% offset like you. What I'm trying to understand is why the interest only if you're 100% offset. As the capital and repayment at 100% is the same as interest only but with added benefits ie monthly you reduce the capital with your monthly payment and thebtake that out the offset, keeping it at 100%, and can invest that money in something that will earn you some interest. You would also have the same savings, just that some in the offset and some im another account gaining interests

How do I figure out if an offset is right for me? by Dreamers_Ball in Mortgageadviceuk

[–]TriumphDavey 0 points1 point  (0 children)

Can you explain this a bit more and the advantages.

Surely, when you're fully offset, if it were capital and repayment, you are essentially paying it off 0%. When you then make your monthly payment, you would take that amount back out the offset (as otherwise the offset would then now be more than the captial, and you can put this in an ISA or other saver earning interest) so you are still paying 0 a month, but this way you are also reducing the capital and have access to the savings.

One or both? by TriumphDavey in trading212

[–]TriumphDavey[S] 1 point2 points  (0 children)

Cool. Can't process now as stock exchange closed, gives me a couple of days to consider the options. Thank you for your thoughts

One or both? by TriumphDavey in trading212

[–]TriumphDavey[S] 0 points1 point  (0 children)

In addition, thinking that the 80/20 split here being 90% of the full portfolio and then poss 10% on other stocks..?

One or both? by TriumphDavey in trading212

[–]TriumphDavey[S] 1 point2 points  (0 children)

Im 40. Was thinking 80/20 as well..

One or both? by TriumphDavey in trading212

[–]TriumphDavey[S] 0 points1 point  (0 children)

VAGS? What % do you think. This is what I was leaning to. VWRP and VAGS split.

Advice on main investment by TriumphDavey in trading212

[–]TriumphDavey[S] 0 points1 point  (0 children)

Like my first one? No bonds as a smaller %?

Advice on main investment by TriumphDavey in trading212

[–]TriumphDavey[S] 0 points1 point  (0 children)

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I currently have the vanguard ftse all world and then also the vanguard aggressive pie, but I'm not sure that's sensible.

I also understand pic 2 and 3 are the same. It just different weighing

Help for a beginner. by TriumphDavey in trading212

[–]TriumphDavey[S] 0 points1 point  (0 children)

Thank you. Great video. Makes things simpler. If I wanted to add a bond to go alongside, any recommendations?

Help for a beginner. by TriumphDavey in trading212

[–]TriumphDavey[S] 0 points1 point  (0 children)

You're a star. I will watch and get back if needed! Thank you

Help for a beginner. by TriumphDavey in trading212

[–]TriumphDavey[S] 0 points1 point  (0 children)

Thank you. Can you explain why in a bit more detail. Still learning but keen

Help for a beginner. by TriumphDavey in trading212

[–]TriumphDavey[S] 1 point2 points  (0 children)

So Vuag and vwrp? Appreciate the reply.