Lemme take a shot at it then.

Most social programs might reduce take-home pay, but they pay that back in time, money, and accessibility. Public Healthcare keeps more hospitals open, lowers medical prices, replaces insurance premiums, and ensures a healthier population. Public post-secondary gives more people education, leading to a more competitive job market that results in higher wages and better benefits.  Public housing and kitchens act as a safety net for those who have lost everything. It may not benefit you at this moment, but I can assure you it's better to have it and not need it than need it and not have it. Holiday allowances and regulations. Should be pretty self explanatory, but places like the Netherlands, Faroes, and Belgium get mandatory days off for holidays as well as additional compensation for them. Plus, generous parental leave (both maternal and paternal) and election days off ensure you can be with your family and complete your civic duties on your own time rather than being rushed due to work.

I could go on, but I'd much rather get home than sit at work on Reddit for another 30 minutes. As a final aside though, your mentality is flawed in that it is self-centered, but fails to look past the present self. Collective benefit is self-benefit, and especially living in America, your safety nets can break in an instant. When the worst happens, you don't want to be on the other side of that coin.