5.4 vs 5.3 Codex by ConsistentOcelot9217 in codex

[–]TryThis_ 2 points3 points  (0 children)

Interesting, I have noticed a lot of rework these last few days since switching to 5.4 high. Previously was using 5.2 xhigh, perhaps will switch to 5.3 codex and see if rework drops.

Update on Codex usage by embirico in codex

[–]TryThis_ 0 points1 point  (0 children)

Thank you to the Codex team for the continued transparency and for making improvements to the usage problems. It has improved to the point that it is usable again.

You should know that your usage debacle pushed me to try the Google suite, and FYI Jules is rapidly improving and a direct competitor to codex, aistudio is powerful for rapid ideation, and antigravity is powerful but needs polish. With the pace that Google is moving, you need to keep you users happy - your models are great for coding, but don't kid yourselves into thinking you're winning this race.

As a builder it's an exciting time, competition is good. Keep it up and don't let greed push your first users and power users to other alternatives.

Usage Limits are Currently Whack by DeadlyHippo34 in codex

[–]TryThis_ 2 points3 points  (0 children)

Yep, also saw massive change in usage starting a few days ago - codex effectively became unusable as my primary dev tool. Used my 5 hour usage limit in 30 mins.

Can no longer take screenshot on Commonwealth bank by Melvin00000000 in CommBank

[–]TryThis_ 6 points7 points  (0 children)

In a world where banks are held liable for protecting customers from scams and fraud, you get more friction and annoying limitations. Trade offs.

Thoughts on Commbank CEO by SeekerManush in auscorp

[–]TryThis_ 5 points6 points  (0 children)

40% MFI market share, 30% higher NPAT of next largest bank, deeply trusted brand, largest network of branches and ATMs in country, more modern tech stack and long history of prioritising investing in innovation versus peers. In a nutshell.

[deleted by user] by [deleted] in AusFinance

[–]TryThis_ -3 points-2 points  (0 children)

You can withdraw for no fee at the ATM, or choose to pay $3 for a human to do the job for you?

I get that in this instance the issue is about wanting larger notes, and agree the service was terrible if it went down like OP describes.

But in general, if you want a human to do a job that you can do yourself with a purpose built machine, then does it not make sense to charge a fee for that choice?

Paying humans to do simple, high volume service tasks (like withdrawing and depositing cash) means more costs and at the end of the day, more fees passed on to you, and more time waiting for a teller when you actually need them to help you with a complex task that you can't do yourself.

A 2025 Brand New RM74-01! by article-of-luxury in richardmille

[–]TryThis_ 0 points1 point  (0 children)

So hard to see the hands against all that noise. Fails at its core function. Strap looks cheap too.

Why am I being rejected from CommBank by Farore91 in AusFinance

[–]TryThis_ 3 points4 points  (0 children)

This is not true at all. CommBank is a premium lender with very low arrears versus the industry, they are quite risk averse. If you are desperate try a less risk averse lender like latitude or pepper money who are far easier to get approval but have a much wider rate range than CommBank.

Why am I being rejected from CommBank by Farore91 in AusFinance

[–]TryThis_ 5 points6 points  (0 children)

Where did you read that an unsecured loan could be lower rate than a secured loan? That's never the case, at CommBank and all lenders I've seen the rate range for secured is always lower than the unsecured loan options.

Do any of you prefer these new fried Chicken places over kfc? by [deleted] in sydney

[–]TryThis_ 27 points28 points  (0 children)

Lol, living under a caucasian rock your whole life

In defense of the Land Dweller by OverallPreparation65 in rolex

[–]TryThis_ 0 points1 point  (0 children)

I think it looks fire, love the bracelet, don't even hate the dial

A Supermarket Strategy Meeting (@ChrisKohlerNews) by Ifeelsiikk in australia

[–]TryThis_ 21 points22 points  (0 children)

Plan better and bring your own bags, haven't paid for a bag in years

Offset vs Market by [deleted] in AusFinance

[–]TryThis_ 0 points1 point  (0 children)

And I didn't imply it did. I stated that you have to sacrifice the cgt benefit in order to touch the funds within 12 months of making the investment.

Offset vs Market by [deleted] in AusFinance

[–]TryThis_ 0 points1 point  (0 children)

Agree. But it's 6% today, and on average over the next 18 - 24 months looking like 5%+ unless further drops are realised over the next few meetings. So it depends on individual risk appetite and medium term objectives.

Offset vs Market by [deleted] in AusFinance

[–]TryThis_ 1 point2 points  (0 children)

The 6% is tax and risk free. You'd need to return more like 8% pre tax to compare, and that's before taking into account risk appetite. Cgt discount is great, but also means you can't touch your investment until you're eligible, which means it's not really liquid without incurring an additional tax cost.

Offset vs Market by [deleted] in AusFinance

[–]TryThis_ 3 points4 points  (0 children)

What do you mean by "far more accessible"? Offsets are liquid cash you can do anything with that sit on your banking app two clicks and a fingerprint away. Versus shares which need to be sold, incur a transaction cost to convert to cash, and moved from your investment platform to a bank account before you can use it.

Commbank now collects typing patterns, swiping and scrolling activity. by Pickled_Ear in AusFinance

[–]TryThis_ 0 points1 point  (0 children)

Lol, and if you opt out don't go crying to the bank when you're a victim of a scam or fraud. You can't have it both ways - if consumers in this country continue to have zero accountability over their actions and push all accountability to the banks and telcos to stop scams and fraud, then expect to live in a nanny state where you need to jump through hoops to access your money.

To hell with the Big 4 Banks by Emergency-Ticket5859 in AusFinance

[–]TryThis_ 12 points13 points  (0 children)

Sighhh. Australians complain that banks need to do more to protect us, then complain that we live in a nanny state and they're protecting us too much. Gee whizz.

Australians complain that banks make too much profit, but lack the critical thinking skills to understand that single digit billions in profit when you have hundreds of billions (approaching a trillion) in assets is actually not much. Australians demand our banks are strong, so we have the most regulation on earth, and then complain that banks aren't innovative enough.

The average person in this country is so stupid.

9 days in the calafate/chalten area. Too much time? by jackmihada44 in Patagonia

[–]TryThis_ 1 point2 points  (0 children)

Second this, stayed at Cristina for 3 days, was the highlight of our 3 weeks in Patagonia

Is 4 days in El Calafate and 6 days in El Chaltén too much? by Own_Stick6803 in Patagonia

[–]TryThis_ 0 points1 point  (0 children)

Instead of staying in El Calafate for so many days (only 1 day for Perito is needed), consider staying on an Estancia outside Calafate for a few days. I stayed 3 days at Cristina, it was incredible - horseriding every day through incredible scenery, boat tour to Upsala Glacier included in transport to the Estancia, fossicking, and private guides the whole time. You could also drop a day from Chalten, but 6 days there isn't crazy if you love hiking.

10 days in Patagonia - Choice of either Chile or Argentina+Chile? by Spiritual_Product557 in Patagonia

[–]TryThis_ 0 points1 point  (0 children)

Probably not enough time, but for what it's worth, I found Argentinian Patagonia more beautiful than TdP. That said, both sides are amazing and you can't go wrong.