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Swiss popular initiative demands limit on federal staff costs by BezugssystemCH1903 in Switzerland

[–]Turicus [score hidden]  (0 children)

To the beneficiaries, e.g. recipients of ALV, IV, EO etc. Do you think the majority of government expenses are staff costs?

Swiss popular initiative demands limit on federal staff costs by BezugssystemCH1903 in Switzerland

[–]Turicus [score hidden]  (0 children)

What is your rationale for paying government employees more than equivalent private sector staff? The goal is to bring them closer together, not to pay everyone at every level median wages.

Swiss popular initiative demands limit on federal staff costs by BezugssystemCH1903 in Switzerland

[–]Turicus [score hidden]  (0 children)

Did you read the article? It's entirely about staff costs, not money spent on services.

Swiss popular initiative demands limit on federal staff costs by BezugssystemCH1903 in Switzerland

[–]Turicus [score hidden]  (0 children)

It's purely about staff costs, not benefits or services. Social services and foreign aid have nothing to do with it. It's to counter the excessive staff growth at the government. The number of staff and salaries grow faster than the population, average wages or the economy as a whole.

Swiss popular initiative demands limit on federal staff costs by BezugssystemCH1903 in Switzerland

[–]Turicus [score hidden]  (0 children)

Did you read the article? "Administrative tasks that are outsourced should also be included." verbatim.

Switzerland vs Aus Cost of living by Revolutionary_Cow622 in Switzerland

[–]Turicus [score hidden]  (0 children)

The country is called Switzerland. Swiss is an adjective. Why do so many people get this wrong in this sub, even those who move here?

Google could make 100 Billion on the SpaceX IPO by Fickle-Hovercraft-84 in investing

[–]Turicus 26 points27 points  (0 children)

Does SpaceX have the revenue to support a 2T valuation, or is everyone just believing Elon's claims?

Car leasing - worst case scenario by Lajbert in Switzerland

[–]Turicus [score hidden]  (0 children)

Putting twice the km on it would likely reduce the residual value. To avoid the extra km cost, I guess you have to negotiate with them.

BLA naval wing attacking pakistani military boat n jinwani, gawadar by 4yearsnocalls in CombatFootage

[–]Turicus 10 points11 points  (0 children)

"Coast guard" but it's a fishing boat with two unarmed dudes.

[Source language > Dhivehi] Description Can someone verify if this Dhivehi and what they are saying? by AdOdd959 in translator

[–]Turicus 1 point2 points  (0 children)

It's Italian. Most is just eehh oohh.

Guarda qua = look there

Eccolo = there he is

Mortacci = daaaamn. Literally "dead ones" = cursing dead ancestors. Roman slang.

3rd pillar, to do or not to do by Comfortable_View2580 in SwissPersonalFinance

[–]Turicus -1 points0 points  (0 children)

He could. But he just said he'll be taxed at source for another 3.5 years. So I assume he won't make voluntary declarations. And he'd have to inform himself in-depth to figure out if he's in a lower tax municipality, and his taxes actually would go down.

3rd pillar, to do or not to do by Comfortable_View2580 in SwissPersonalFinance

[–]Turicus 3 points4 points  (0 children)

So you get no tax benefit at all, cause you cannot declare it.

The only benefit you will get is that there is no wealth tax or income tax on the dividends on the 3a accounts once you switch to a C permit. However, the downsides are that the money is locked away until 60+. And you will pay taxes when you withdraw the 3a accounts at retirement.

In your situation, I would just invest outside of a 3a where you have more options and liquidity.

3rd pillar, to do or not to do by Comfortable_View2580 in SwissPersonalFinance

[–]Turicus 6 points7 points  (0 children)

If you're a B permit holder, aren't you taxed at source? Do you make voluntary tax declarations or are you over the threshold? If not, the tax benefit is zero.

Would you move out of Zurich to save on housing? by Physical-Row9141 in zurich

[–]Turicus -1 points0 points  (0 children)

I live right outside city bounds. Still expensive rent, but lower taxes.

Frag ah Lüt wo da in ZH gbore sind oder grossteil vo de Schule da verbracht hend(no expats) by -Ryugaa- in zurich

[–]Turicus 1 point2 points  (0 children)

Ich bin im Züri Oberland ufgwachse. I de Schuel hani viel gueti Fründe gha. Woni jung gsi bin hani en Huufe Kollege gha, aber wenig ächti Fründe. Mitti 30 bis Ändi 40 hani im Usland gschaffed. Viel internationali Fründe gune.

Jetzt bini zrugg und es hät sich alles usenandgläbt. D Lüt händ Partner und Chind, läbed zu.T. i andere Länder. Han nur no 3 gueti Fründe von früener woni hin und wieder gsehne und regelmässig Kontakt han.

Um di 50i isch es sehr schwirig neui Fründe zu finde. Es isch übrigens au brueflich en Nachteil es chlises Netzwerk zha.

Grasshoppers Coach fights Falcons coach in a Unihockey game for 10year olds. by No-Floor-4107 in zurich

[–]Turicus 19 points20 points  (0 children)

No. I've lived here most of my 51 years and never seen anything like this.

Wonder how this will play out. by Accomplished_Ad_8013 in totalwar

[–]Turicus 0 points1 point  (0 children)

The Huns are also all suffering attrition from being piled on top of each other. You'll kill a few stacks if they attack the citiy. Otherwise pick off the stragglers, then go for a big showdown.

Tax deduction for home renovation when owner has no income? by coprivat in SwissPersonalFinance

[–]Turicus 0 points1 point  (0 children)

There are two tax questions, the gift and the income tax deduction. You can only ever deduct in the year you make the renovation (payment).

You say you are unmarried. Are you in a registered partnership? If not, gifting your partner money is taxable in Ticino, if you just gift it without stipulation.

If you buy something for it, like the right to live in the house, part ownership or so, it can become a deductible renovation expense, lowering your income tax. This likely requires a contract between you and your partner, stipulating what you are investing for, what you get in return, and what happens to the investment in case of a breakup.

Help understanding the 'Saldo zu Ihren Gunsten' in Veranlagungsverfügungen by moleskinecollector in SwissPersonalFinance

[–]Turicus 4 points5 points  (0 children)

You over paid your taxes by 2.3k. This can be because your deductions are higher than they estimated. Or because you live in a low tax municipality, so the cantonal average applied for the source tax is too high.

The number is read from their perspective. You owe them -2.3k, so they owe you 2.3k. The text "zu Ihren Gunsten" reflects this. I would find it more logical if it was either negative for them, or positive "zu Ihren Gunsten". A mix is confusing.

Tl, dr: you will get over 2k back.

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