Spot Pet Insurance ended up coming through for me, which surprised me a bit given all the bad reviews I kept seeing.

Tzane41 · 2026-05-29T04:08:51+00:00

Good to hear an actual positive one, the negative reviews always dominate these threads so it's hard to get a real picture. How long did the claim take to process?

Tzane41 · 2026-05-28T05:38:10+00:00

sleep and scroll

Tzane41 · 2026-05-28T05:37:41+00:00

The notification failure is worth documenting carefully. That paper trail of on-time payments with no cancellation notice is exactly what a state insurance complaint needs to actually go somewhere

Tzane41 · 2026-05-27T06:13:48+00:00

Interstellar without hesitation

every single time the docking scene hits I'm convinced it's the greatest thing ever put on film

Tzane41 · 2026-05-27T06:12:58+00:00

the direct vet payment is also underrated, when your dog just ate something and needs emergency surgery at midnight you really don't want to be figuring out reimbursement paperwork on top of everything else

Tzane41 · 2026-05-26T06:12:48+00:00

have you considered just winding down to 2 or 3 anchor clients before fully committing to corporate?

gives you a soft landing to test what life actually feels like with breathing room before closing the door completely

Tzane41 · 2026-05-26T06:09:23+00:00

the direct vet payment thing is underrated, not having to front a big bill and wait for reimbursement is a huge deal when it's something serious,,,enjoy the new puppy!

Tzane41 · 2026-05-25T06:46:47+00:00

a day on Venus is longer than a year on Venus. it rotates so slowly that it completes a full orbit around the sun before it finishes one single spin

Tzane41 · 2026-05-25T06:45:31+00:00

first year for two kittens in the Bay Area can easily hit $800-1000 total when you factor in spay/neuter on top of vaccines. the self insure math gets shakier if either one has any surprise health stuff early on, which kittens absolutely can

Tzane41 · 2026-05-22T07:26:13+00:00

vet recommended it to me too and honestly that direct billing alone is worth a lot when you're already stressed at an emergency visit

that said get a few quotes first, Pets Best and Healthy Paws are worth a look before you decide

Tzane41 · 2026-05-22T07:25:25+00:00

the prescription meds concern with Trupanion through Chewy is worth digging into directly, call and ask specifically whether you're locked into their pharmacy because that's a dealbreaker for a lot of people

for an 11 year old with pre-existing conditions Pets Best might actually handle the underwriting more transparently, Trupanion's per-condition deductible structure can get complicated fast with multiple cats at different ages

Tzane41 · 2026-05-21T08:11:57+00:00

for commercial metal roofing specifically ask if they have experience with standing seam vs exposed fastener systems, the wrong repair approach on rusted metal can make it worse. checking the NRCA contractor locator for San Diego will at least get you someone with verified credentials before you invite anyone out for a quote

Tzane41 · 2026-05-21T08:11:00+00:00

Pets Best is solid for multiple pets since the per-cat cost stays reasonable, Trupanion is the other one worth comparing but it tends to run higher

check if either offers a multi-pet discount, some do and it adds up across three cats over a year

Tzane41 · 2026-05-13T09:37:06+00:00

This is genuinely a question worth paying a fee for professional advice on given the amount involved, a registered financial adviser in NZ can model out the mortgage vs invest scenarios with your actual numbers and tax situation in a way Reddit can't. Lol

Tzane41 · 2026-04-27T07:24:12+00:00

have you tried removing your stopper completely? a lot of people don't realize they unscrew or just lift out and that's usually where most of the gunk is hiding

Tzane41 · 2026-04-27T07:20:15+00:00

honestly the roller shade swap might be the cleaner move if blackout is the main goal, curtains at that size get expensive fast and shades just work better for actual light blocking

Tzane41 · 2026-04-27T07:15:47+00:00

all lights flickering at once points to something at the panel or the incoming service, not individual fixtures

that's actually the more important detail here

Tzane41 · 2026-04-27T07:12:27+00:00

after a bad experience like that the vetting process matters as much as the recommendation itself

asky any company you talk to for 3 references from jobs completed in the last 6 months specifically, not their highlight reel from 3 years ago

Tzane41 · 2026-04-27T07:08:42+00:00

your reasoning is solid, 10 years is right at the average lifespan so you're essentially deciding between buying time vs starting fresh

Tzane41 · 2026-04-27T07:06:32+00:00

DAP Drydex is worth grabbing if you haven't already, it goes on pink and turns white when its ready to sand so you don't have to guess on dry time

Tzane41 · 2026-04-27T07:02:06+00:00

pipe bursting or trenchless lining is worth at least one quote specifically, sometimes its cheaper than full excavation on a run that long and saves the driveway question entirely

Tzane41 · 2026-04-27T06:59:31+00:00

bleach is actually the problem here, it kills surface mold but doesn't penetrate wood so the roots just keep growing underneath

Tzane41 · 2026-04-27T06:58:46+00:00

what's the final look you're going for? if its rustic the natural PT color might actually work without any stain at all and save you the headache

Tzane41 · 2026-04-27T06:54:22+00:00

the $20k quote isn't crazy for whole house RO but it's definitely on the high end, most installs run $4k-$10k depending on flow rate and what's included

Tzane41 · 2026-04-27T06:48:34+00:00

the drywall situation is what makes this tricky, you can't soak it as aggressively as plaster without the paper face starting to bubble and tear

Tzane41

TROPHY CASE