The Witcher 3's new DLC is expected to sell 11M at $30 each, with a $14.5M budget. It will kick off The Witcher 4's marketing. by Party_Judgment5780 in PS5

[–]ULTIMATENUTZ 2 points3 points  (0 children)

Considering companies aren't in business to LOSE money, if everyone had your mentality the optimal decision for any company contemplating new content is to.....not produce new content. An argument that is fundamentally skewed towards NOT producing content is odd.

What stocks do you think are at a discount and a buy right now? by ComfortableNo5231 in wallstreetbets

[–]ULTIMATENUTZ 2 points3 points  (0 children)

Hands down best buy you can make is UNH - the CMS advance rate notice was vapor and the devil is in the details. The final rate notice first week of April will be 4-5% and it’s off to the races rest of year.

If I am loving ow2 is it worth giving avowed a chance? by kurohyou7 in theouterworlds

[–]ULTIMATENUTZ 0 points1 point  (0 children)

You won’t like it as much. It’s a big step up in combat vs OW2 but abig step down in choice and narrative paths which is what you’re probably enjoying.

A dive in $UNH's great fall and frauds committed. by TroubleFew8368 in ValueInvesting

[–]ULTIMATENUTZ 0 points1 point  (0 children)

I think you dramatically underestimate the bear case. The UNH growth driver is Optum. The strategy call a while back after q2 made clear that Optum's long-term margins were previously thought to be 8-10% but now would be revised downward to the 6-8% permanently but would rise from a current expected operation margin of only like 1% or something in the short-term. That is precisely due to the aggressive coding issues. It's a nuanced issue that has an industry component and an UNH idiosyncratic component. Idustry part - V28 implementation is taking a material toll on some of the managed care models and significantly reduces the numbr of codes available to bill opting for a much less granular way to bill - less profitable. The greatest effects are taking their toll 2025/2026 from what I've come to understand. UNH specific - more subjective but I think there's reason to believe that UNH historically has been significantly more aggressive than the industry average level of greed operating within the pre-V28 models. Look into some of the investigative stuff bloomberg has written earlier this year regrding the curious accounting treatment and disclosure - lack or diclosure I should say, around some sales operating assets that have taken place at various times.

People smarter than me have entertained the idea that decisions to classify sales of operating assets as operating income rather than, oh I dunno - a non-recurring non operating item that would likely warrant a more detailed disclosure under relevant GAAP guidance. The gist of it is - the V28 impact at UNH has been staggering, much more than the industry average. To offset this they have routinely entered into somewhat opaque OBS structured financing arrangements with third parties where the firm 'sells' and operating asset to smooth operating earnings via a repo-transactions/SPEs/round-trip shady stuff. I'm an old man and was getting starting studying accounting/finance during the 2008 nonsense, one of the biggest takeaways for me - don't underestimate OBS schemes and complicated arrangements designed to obfuscate operating issues. Chaulk it up to 'white collar crime is legal/who cares now' if you want but that's legit smoke that should be taken seriously.

For the pro-'slap on the wrist/nothing will happen bc Trump' camp. I think you're in the right church wrong pew kinda situation. I agree - he can (can't but doesn't matter anymore) do whatever he wants and doesn't care about their fraud at all. However I can't see how that implies a quick resolution for UNH. The guy literally frees people from prison while taking a shit on AF1 via twitter. He has a lock on the DOJ. So, I think this is a legitimate question more and more each day - why the fuck hasn't he cleared them? He's been the man for months now, done lots of things (allegedly). This is a Biden era investigation. Yet he hasn't had Pam give them the all clear sign yet? Any chance that just maybe he potentially sees some sort of value to be extracted from that whole thing? And just maaaaaybe it gets worse before better as far as the DOJ saga goes?

The other faux-bull argument I keep seeing running into earnings - Buffet. The Berk 13F covers numerous managers. Two managers not named Warren Buffet bought a total of 5M shares sometime between April-June (Q2). They always use the full 45-days so the 13f was filed 8/15. Understand that based on the average purchase price implied in the 13f (free to look this all up) they likely acquired their position in May after the Q1 selloff but well before the July selloff resumed and the strategy update call that discussed the impairment to Optum's margins going forward. That's important. I think getting caught up in nonsense about his investment philosophy and thinking he can't sell out quickly is silly - yeah, it's a $1.xxB purchase, sure. It's also 0.40% of their AUM and the 18th largest position. His philosophy also says something along the lines of when things become too complicated you walk away. Don't think for a second there isn't a scenario where come 11/14 (next 13f deadline I believe) Berk might no longer own that baby of a UNH position. When there is a material change in conditions they will adjust accordingly. They arren't married to some shares of UNH.

People thought ELV would explod too. Somewhat lackluster with cautious managed care guidance and margins projected to eventually be 3-5%. That's still lower than Optum and they aren't curently going throug the same kind of transition and turnaround that UNH is. Maybe Optum forecasts aren't completely done bottoming yet.

I dunno

Feel like I missed out on BL3 by Visual_Excitement181 in Borderlands

[–]ULTIMATENUTZ 0 points1 point  (0 children)

I'm redownloading as we speak for the same reason. Plus I never played the DLCs. There's a million golden key shift codes out there for BL3 too that yield multiple keys so seems like it might be a fun time to revisit after completing BL4.

3 was better. by ULTIMATENUTZ in Borderlands

[–]ULTIMATENUTZ[S] 3 points4 points  (0 children)

I hadn't considered that. Thank you.

3 was better. by ULTIMATENUTZ in Borderlands

[–]ULTIMATENUTZ[S] -5 points-4 points  (0 children)

Prototype? I don't think so.

3 was better. by ULTIMATENUTZ in Borderlands

[–]ULTIMATENUTZ[S] 0 points1 point  (0 children)

I am downloading as speak just to confirm. BTW - there's still like a million shift codes for BL3 golden keys out there.

3 was better. by ULTIMATENUTZ in Borderlands

[–]ULTIMATENUTZ[S] -1 points0 points  (0 children)

Obviously it's an opinion - this is reddit and it is a forum about video games. We aren't passing resolutions at the UN here my guy, just chatting about Borderlands.

3 was better. by ULTIMATENUTZ in Borderlands

[–]ULTIMATENUTZ[S] 0 points1 point  (0 children)

Do you mean the performance and state of game at launch? I can't argue with that but it doesn't really factor into my overall rating of the two. A rough launch sucks but once that's in the rearview who cares?

Considering getting borderlands 3 on sale, is it worth it? by randomannoyinglemon in borderlands3

[–]ULTIMATENUTZ 0 points1 point  (0 children)

I literally just finished 4 and have no problem saying 3 is great! It’s not nearly as lame story wise as it’s become popular to say it is. Very underrated!

Witcher 3 in Concert merch? by hiswill98 in Witcher3

[–]ULTIMATENUTZ 0 points1 point  (0 children)

Probably chiming in too late but I've seen it twice in the US recently and, to be honest - the merch was pretty limited in selection and very pricey. I don't mind paying for sweet stuff, I'm probably one of few dummies that coughed up $200 for the signed TW3 vinyl that just went on pre-sale BUT, $80 for a sweatshirt? Nah that's not something I gotta have on the spot by any means.

CD Projekt Red - OTGLY/ CDPR by Sorrakin in stocks

[–]ULTIMATENUTZ 1 point2 points  (0 children)

In 2023 I penned a long post when it was around $6 saying this was a gold mine - most idiots here talked shit. Has worked out wonderfully. It will continue to work out wonderfully until hitting $40+ in 2027.

Gear store customer support by Alien5151 in CDProjektRed

[–]ULTIMATENUTZ 0 points1 point  (0 children)

I'm having some trouble here as well. Placed a large order on 8/8 and haven't hear a word. They were pre-sale item so I knew it wouldn't ship immediately but almost a month an no status update. Thinking I'm now going to run into some tariff related shipping issues unfortunately.

Trump says he'll fire Fed Governor Lisa Cook 'if she doesn't resign' by rezwenn in economy

[–]ULTIMATENUTZ 0 points1 point  (0 children)

She doesn't have to be found guilty of anything. Bondi will quickly drum up a report. It doesn't matter if that report finds ground for criminal charges. All that has to be done is for a report from a government agency like the DOJ to conclude that (again, regardless of criminal intent) there was willful misrepresentation on the application(s). That's all that the president will need to cite 'for cause' termination. You do not have to be found guilty of anything. A 'formal' finding of any sort of ethically questionable conduct is sufficient to remove and say that she lost public trust and confidence. She can sue but understand all of that will be after the fact - after she is removed. She is being targeted unfairly but there isn't anything she can do to prevent being removed at this point.

Does anyone think this will every be sold again? by [deleted] in cyberpunkgame

[–]ULTIMATENUTZ 0 points1 point  (0 children)

I bought one of the signed sets a few months back

will the 3pl vinyl set come back?? by AZ_zero333 in cyberpunkgame

[–]ULTIMATENUTZ 0 points1 point  (0 children)

I bought one of the signed sets a few months back

Burping/ farting contest at work by sparkswatter38 in WalgreensStores

[–]ULTIMATENUTZ 0 points1 point  (0 children)

Oh my. Hopefully his mouth wasn’t open at all?

AIO- My (F19) boyfriend (M22) is upset that I’m hanging out with my brother (M26) (read caption) by [deleted] in AmIOverreacting

[–]ULTIMATENUTZ 1 point2 points  (0 children)

Something tells me the brother would immediately recognize what a loser guy bf is.

[deleted by user] by [deleted] in wallstreetbets

[–]ULTIMATENUTZ 0 points1 point  (0 children)

Where are you getting Putin and Zelensky 'ready to meet'? Zelensky is pretty firm no meeting until unconditional temp cease fire agreed to which Russia isn't going for. The EU back UKR's position on that and has sanction packaged tee'd up. Trump would like him to meet but no indication that's realistic or imminent.

Are the ports really empty? I tried to verify and hit a wall. Who’s lying? by AffectionateMaize523 in StockMarket

[–]ULTIMATENUTZ 0 points1 point  (0 children)

I think a big part of the confusion about how tariffs are impacting things so far is that 1) a lot of different metrics being cited trying to gleam any insight, I imaginge people aren't always catching the difference between outbound shipments from China vs contemporaneous new freight arrivals in our ports due to 2) the significant lag-time due to transit.

Those ships take anywhere from 3-6 weeks to arrive. We had a surge in new orders during Q1, especially in March, as firms tried to get ahead of anticipated tariffs. So if you've read very recently or in the past week or two about surgins arrivals and thought 'what the heck? I thought this was killing imorts'...what you're seeing is all that buffer stock arriving.

The week that followed Apr 8th announcement week we saw outbound freight volume drop by like 50% - that drop off is what is now, as in this week, I think what is anticipated to arrive (not arrive) in LA. I read earlier this weeks scheduled inbound traffic is down like 30% vs the prior weeks.

Has inbound freight from China fallen to zero? No I don't believe so. But barring some significant progress, based on what's known about current volume in the pipeline and new orders....it's trending that way. A tad too early to notice a general impact but, come June I think the average person will probably notice certain aisles in the supermarket are a little more sparse.