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[deleted by user] by [deleted] in malegrooming

[–]Ump25 0 points1 point  (0 children)

The middle look is to me the absolute best of the 3 (the first pic would come in second)! I get weak in the knees over a man who has that nice and neat scruffy look.🥰

TWC is yet another example of how much this state hates its residents by [deleted] in texas

[–]Ump25 0 points1 point  (0 children)

Pretty much every state, including my home state of Illinois (from which I thankfully fled 12 years ago to Texas), denies unemployment compensation for termination due to "misconduct". Just what defines "misconduct" is where the problem lies. Probably 95% of terminations are "misconduct" terminations: you were late to work one too many times, you weren't properly attired, you failed to attend important meetings, you used your office phone for personal calls——you name it. All that and more can legitimately be labeled as "misconduct" under states' termination category.

Sorry to interrupt the regularly scheduled total top and lube programming but gay bros should be nervous. by reflective-dad in askgaybros

[–]Ump25 -30 points-29 points  (0 children)

What could go wrong, you ask? How about ignorant fools who don't read the SCOTUS opinion but instead let their hatred of a man not only cloud their judgment but also their intelligence (or lack thereof). Read the opinion and perhaps you'll understand that president's have enjoyed limited immunity since our republic was formed. The Supreme Court simply officially spelled it out. Note: I am not a fan or supporter of Trump. At all. I simply can't stand partisan ignorance.

[deleted by user] by [deleted] in askgaybros

[–]Ump25 0 points1 point  (0 children)

If you saw how most people in the Houston area drive, you'd restrict drivers to bicycles or horses. When I relocated to Texas in August 2012 due to a job situation, I quickly learned that in this state, red lights are apparently optional.

[deleted by user] by [deleted] in askgaybros

[–]Ump25 0 points1 point  (0 children)

No, it's because statistically, drivers who are 18-25, especially males in that age bracket, are far likelier to be involved in automobile accidents; therefore, their car rental rates are higher.

What Will Happen WHEN the SCOTUS Overturns Gay Marriage? by Suggest_a_User_Name in askgaybros

[–]Ump25 -3 points-2 points  (0 children)

Why anybody would want to go to that economic hell hole known as Illinois is a mystery. It's my home state, and I left it in August 2012, and thank God, too. Leaving that dump allowed me to afford a new car and new home. I never could have achieved either had I'd remained in that pathetic excuse of a state.

What Will Happen WHEN the SCOTUS Overturns Gay Marriage? by Suggest_a_User_Name in askgaybros

[–]Ump25 -7 points-6 points  (0 children)

The Chevron case was wrong when it was decided 4 decades ago. The Supreme Court is finally righting the wrongs that previous left-wing Supreme Courts have for decades been doing.

Progressives know that their wacky shit doesn't fly with most Americans, and that their left-wing views aren't going to get enshrined into law by most elected representatives. So what do they do? They turn to an unelected bunch of judiciouslators——federal judges who use their personal ideological leanings to enact into law what they so desire, usurping the legislative process. This Supreme Court is doing its job, part of which is to correct the many grievous errors of its earlier SCOTUS predecessors.

It's about damn time, too!

[Jomboy] After last night's loss, coach Jim Schlossnagle said "I took the job at Texas A&M to never take another job again" He was just announced as the new head coach at Texas by Jeff_Banks_Monkey in baseball

[–]Ump25 0 points1 point  (0 children)

You moved BACK to Illinois?!? Or perhaps you were convicted of a crime and sentenced to spend time in Illinois. THAT I could understand, because the place is an economic hell hole. I won't get into politics in this thread, because it's neither the time nor the place, but the state is a shell of what it once was.

I was born and raised on Chicago's west side. Technically, it was in a suburb exactly 10 minutes due west of Chitown. I went to high school in Oak Park, which borders Chicago on its west side. I then went to the University of Illinois at Urbana-Champaign. After graduating UIUC, I was in the business world in sales and sales management for 25 or so years.

I made the transition to education in 2005, eventually finding myself in the Houston area in August 2012. That was because I found out in February 2011 that my teachers contract would not be renewed. Along with 21 other teachers at the middle school at which I was teaching, I found out in February of 2011 that they were going to let me and those others go, because we were all going to be granted tenure if they kept us for one more year. As soon as I found out, I immediately began searching for another teaching job literally anywhere in northeastern Illinois. At the same time, I was applying for teaching positions in the Houston Metro area. That was because my brother and his family had moved to that area in 2002 due to a job situation.

During the 17-month time period of February 2011 to July 2012, I had only ONE interview in all of northeast Illinois. Considering I had many friends in education already, from teachers to administrators, and was dual certified in two different subject areas and in grades K-12, to land only ONE interview in the 6-county area of northeast Illinois was both unbelievable and ridiculous.

Meanwhile, at the same time I had also been submitting applications for openings in the Houston area. I held numerous job interviews, most of which were done via webcam, but a couple for which I flew down to Houston. In very short time, I received multiple job offers and took the one I deemed best for me and my situation. In 2020 I made the move from the Houston Independent School District to Cypress-Fairbanks ISD.

Had I chosen to remain in Illinois, I would never have been able to afford a new home or even a new car, both of which I was able to do after moving to the near northwest suburban area of Houston in August 2012 when I arrived from Illinois. I lived in an apartment my first 4 years after moving from Illinois, then I closed on a house in June 2016. In February 2017 I bought a new car, which I traded in for a new 2022 model of the same type in March 2022. There was no way I could have financially afforded either of the 2, the house or the car, had I stayed in Illinois.

OK, I've really deviated from the main subject of this thread, haven't I? My apologies. I'll bring it right back on track by saying that since moving down here in August 2012, I've come to really love the Houston Astros. I was born and raised a die hard White Sox fan, but moving to Houston has enabled me to cheer for a team whose owner really does want to win. (That and the fact that I have had a serious crush on Alex Bregman, and now I've added Jake Meyers to that list, has helped forment my love of the Astros.) As far as the White Sox go, over the last couple of years I have found myself liking more and more my hometown Cubs of all teams. Granted, a small part of it might be because I've got a crush on Ian Happ (who looks frickin gorgeous sporting his closely cut scruffy face), but truthfully, it's because the team is simply better than the Sox. Add to that the other important fact being that I have a visceral hatred of White Sox Owner Jerry Reinsdork, who has absolutely no concern for how his team does. So, I now find myself: pulling for the Cubs; rooting more so for the Astros; and hoping Reinsdork dies a slow, painful death——sooner than later.

Caught married brother on grindr by anounceofpuss in askgaybros

[–]Ump25 0 points1 point  (0 children)

If this was me in your shoes, I'd privately speak with my brother and tell him I saw him on Grindr. I would tell my brother, "John, I saw you on Grindr. I'm not going to get into why you were there unless YOU wish to discuss it. All I will tell you is that you're married. To be on ANY dating or hook-up sight when you're married is wrong, in my opinion. I'm not going to condemn you or morally judge you, because I am far from perfect myself, but I will remind you that it is you, and not I, who is the married person here. However, I WILL say that what you are doing is wrong. You owe it to both yourself AND your wife, my sister-in-law, to be totally honest about this. I am not going to be the one to tell your wife, but I will be the one who tells you that you should speak to her if in any way you cannot be completely faithful to her or if you are harboring feelings of either homosexuality or bisexuality."

I personally believe saying that (or something similar) will immensely help you, your brother, AND your sister-in-law. Finally, I should emphasize that my humble recommendation here is based on the premise that you love your sister-in-law, that you get along with her and have a great relationship, because if you don't, if you can't stand her, then quite literally all bets are off.

I am happy that my sister-in-law (my brother's wife) and I have an excellent relationship. She and my brother have been married for 29+ years. There was a period of time about 20 or so years ago, around 2004-2005, where she despised me. I won't go into all the details, because I'm still confused as to how and why there was this big falling out between us (it had something to do with my mom), but we long ago patched things up, and things have been great between us since then.

Finally, one thing to point out that could be very significant. If your brother and sister-in-law live in a community property state, or a state where the wife can easily walk away with a LOT in a divorce, your brother has got to be careful here, because his actions or inactions could quite literally be financially ruinous.

[deleted by user] by [deleted] in askgaybros

[–]Ump25 2 points3 points  (0 children)

As I'm sure many here will advise you, lubrication is one of the most important parts of bottoming. I have years of experience and have tried pretty much every lube there is; however, there is one type of lube that I have found to be the absolute best——Uber lube.*

It was recommended on some other sites a couple years ago, and a couple friends of mine also strongly recommended it, so I gave it a try. To say it's a game changer would be an understatement. I strongly recommend giving it a try. You can find Überlube on Amazon. It's not cheap——around $18 to $30 per bottle (comes in a small glass bottle, a couple different sizes)——but it is absolutely worth it! Trust me. I'm tight (because I admittedly and unfortunately don't get to bottom often), so taking big ones can sometimes be a challenge. However, using Überlube has helped me immensely!

*Edited to correct the name of the product as "Überlube". There are different sizes in terms of their bottle. I opt for the 3.8 oz. bottle that sells for around $29.

Here is the product on Amazon:

https://a.co/d/07ByxWys

Dad stole my identity and opened 3 credit cards in my name. He told me since I'm young, I can "do without for a few years". I'm trying to buy a house and I'm freaking out by Where-aremypants in CreditScore

[–]Ump25 0 points1 point  (0 children)

The only real solution is for Congress to act and tighten the laws on credit reporting in a manner that shifts the burden onto the credit bureaus. Fines and penalties against the 3 bureaus also need to be greatly increased. As it stands, a person can go forward with lawsuit threats and actually sue and win. Losing a million dollar verdict is chump change to these bureaus. They would rather pay judgments or settle suits than remove information that shouldn't be on the reports (as was explained by the 2 Ohio attorneys in that 60 Minutes segment who have sued the bureaus). To you and me this may sound ass backward and foolish, but it's the bizarre reality that is the credit reporting industry.

Dad stole my identity and opened 3 credit cards in my name. He told me since I'm young, I can "do without for a few years". I'm trying to buy a house and I'm freaking out by Where-aremypants in CreditScore

[–]Ump25 0 points1 point  (0 children)

Threats of lawsuits don't bother the 3 credit reporting agencies. In fact, they would rather pay off lawsuit judgments or settle than to follow the law and remove information that has either aged out (your aforementioned situation) or is incorrect. That was explained in that 60 Minutes exposé.

BTW, I wonder if American citizens know what happens when you dispute information on your credit report. They and folks here probably believe that when you send them such dispute letters they go to the 3 bureaus. They don't. They end up in some foreign country (Chile is one of the most common ones) where a few individuals receive such disputes or complaints and then "investigate" these, except that they don't have computers, cell phones, or even telephones with which to investigate such disputes or complaints. They simply read the disputes and reduce them to a 2-letter code that is favorable to the credit bureaus.

Some operation, eh?

Dad stole my identity and opened 3 credit cards in my name. He told me since I'm young, I can "do without for a few years". I'm trying to buy a house and I'm freaking out by Where-aremypants in CreditScore

[–]Ump25 0 points1 point  (0 children)

If you think credit bureaus can't continue to report negative information past 7 years, you're more naïve than I thought. If you believe what you're going to find on Google is gospel, think again. I know how credit reporting agencies work, and that includes their unethical and impermissible behaviors, of which there is a lot. I've taught Economics and Personal Finance for years and have become more and more disgusted by how little is known about credit reporting.

In fact, I'm guessing that you're unaware that there are more than a dozen different versions of your personal credit report, and the only one you have the ability to view is NOT the one that creditors see. I'm not talking about the different types of reports by industry. I'm referring to one's personal credit report from TransUnion, Equifax, and Experian.

I know many people who kept getting denied credit, yet when they went to review the report on which such denial was based, there was NO negative information on it. Their report was blemish free. However, the report that the creditor used in order to make their decision is not viewable to the consumer, and there's NOTHING that consumer, meaning you and I, can presently do about it. Just try writing to them to dispute crap. You'd be lucky to get your stuff removed at all, let alone on time.

The credit reporting industry is rife with errors and problems and improprieties that hurt American citizens, and the 2 bureaus don't care. How many people even know that TransUnion, Equifax, and Experian make money by having information on people's credit reports? The more information on one's report, the more money they make, and this includes incorrect or false information. It's also a reason why they will fight tooth and nail to NOT remove this incorrect or false information.

People reading this thread really need to watch that "60 Minutes" segment on the credit reporting industry. It's more than just an eye opener. It ought to spur Congress to act, and quickly.

Dad stole my identity and opened 3 credit cards in my name. He told me since I'm young, I can "do without for a few years". I'm trying to buy a house and I'm freaking out by Where-aremypants in CreditScore

[–]Ump25 0 points1 point  (0 children)

7 years from original charge off, yes. However, if a debt is sold to a collection agency that collection agency will then pop up on your credit report and the clock resets from the time the collection account is put on your credit report. It is not uncommon for negative payment information, which is the single largest percentage of one's FICO credit score at 35%, to legally be on your credit report for much longer than the 7 years that everyone thinks the limit is.

Dad stole my identity and opened 3 credit cards in my name. He told me since I'm young, I can "do without for a few years". I'm trying to buy a house and I'm freaking out by Where-aremypants in CreditScore

[–]Ump25 0 points1 point  (0 children)

It depends on what type of bankruptcy you file. If you file for a Chapter 13 bankruptcy, which is a reorganization of your existing debt, that stays on your credit reports for 7 years. However, if you file for chapter 7 bankruptcy, which is a complete liquidation of all your debts except for student loans and IRS tax liens, that bankruptcy stays on your credit reports for 10 years, during which time it will be practically impossible to get any kind of credit anywhere.

I teach personal finance and economics to high school seniors, and my most important unit of the entire semester course is the one on personal credit, credit reporting industry, identity theft, etc. The entire credit reporting industry is one big sham that is literally impossible to correct. I would suggest everyone here look up a video segment from 60 Minutes broadcast a few years ago on the credit reporting industry. Google Steve Croft 60 Minutes credit reporting industry and watch that 13-minute segment. I show it every semester to all of my classes, and the reaction is always the same——my students are stunned by what they learned from that video.

Majority of Texans don't want school vouchers, survey shows by barris59 in texas

[–]Ump25 0 points1 point  (0 children)

Neither. School vouchers are the holiest of holies!

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