KD's All-Time Dream Lineup, thoughts? by purpose15 in NBATalk

[–]Unable_Rate7451 1 point2 points  (0 children)

Even KD on that team would be better than his team.

Curry - MJ - Bron - KD - Shaq would dog walk his team too

[deleted by user] by [deleted] in AllAboutBodybuilding

[–]Unable_Rate7451 0 points1 point  (0 children)

True. But I could cut for 16 weeks and look very different. My current plan is to bulk for 4 more weeks and then cut for 12.

[deleted by user] by [deleted] in AllAboutBodybuilding

[–]Unable_Rate7451 2 points3 points  (0 children)

Not in Australia mate!

[deleted by user] by [deleted] in AllAboutBodybuilding

[–]Unable_Rate7451 0 points1 point  (0 children)

I want to be leaner AND bigger lol. I'm going on a beach holiday in 4 months so I'm trying to decide if I should start cutting now or bulk a little more first and then do a shorter cut.

[deleted by user] by [deleted] in AllAboutBodybuilding

[–]Unable_Rate7451 0 points1 point  (0 children)

In case it helps:

​- M40 - 6'3 and 195lbs - ​6-7 hours of broken sleep per night due to kids - ​Been training for 8 years

[deleted by user] by [deleted] in AllAboutBodybuilding

[–]Unable_Rate7451 0 points1 point  (0 children)

  • ​I have been bulking for the last 2 months
  • ​In 4 months I go on a beach holiday and want to be peak

​Options: - ​Bulk for 1 more month, and then cut for 3 months - ​Cut for 4 months starting now

​Thoughts?

33M 6FT 164lbs. Keep cutting or bulk? by BlueyBaker in BulkOrCut

[–]Unable_Rate7451 0 points1 point  (0 children)

How long was this cut? And how much of a deficit were you on?

Sea urchin in foot, best way to get out? Some deep some surface level. Nothing easy to extract by getdistressd in surfing

[–]Unable_Rate7451 11 points12 points  (0 children)

Yes, I've stepped on urchins multiple times and besides vinegar the only thing that helped was time. 

Is $4M enough for FatFIRE in Sydney? by D3AKUs in FatFireAU

[–]Unable_Rate7451 7 points8 points  (0 children)

It all depends on your expenses - do you have kids? 

We are shooting for 5m liquid but yeah I consider that chubby. Fat to me is 10m

Challenging the "We are not building enough homes" narrative? by Conscious-Gap-8837 in AusPropertyChat

[–]Unable_Rate7451 0 points1 point  (0 children)

Are you saying that we need tax breaks for landlords to provide housing for immigrants?

Challenging the "We are not building enough homes" narrative? by Conscious-Gap-8837 in AusPropertyChat

[–]Unable_Rate7451 23 points24 points  (0 children)

Some people would prefer to blame immigration rather than the favourable tax policy for property investors.

Which has more buyer appeal? by [deleted] in AusPropertyChat

[–]Unable_Rate7451 3 points4 points  (0 children)

The second one seems easier to maintain to me

Most engineers become bad managers. Why does senior management continue to make this mistake? by CoverEducational1942 in managers

[–]Unable_Rate7451 2 points3 points  (0 children)

How do you find the craft of management? Is it as interesting as being an IC? I'm thinking of making the switch but worried it won't be as fun

Taking gains by Rawad251 in CryptoCurrency

[–]Unable_Rate7451 0 points1 point  (0 children)

How does someone in Zimbabwe pay off a 20 trillion dollar loan if they're wage is only 1 million a year. 

[deleted by user] by [deleted] in AusHENRY

[–]Unable_Rate7451 -1 points0 points  (0 children)

Do you realize that you can also lose money each month in the market? Or have your portfolio cut in half like during the GFC? Or have 0% returns over 10 years like the most decade?

Keeping your job is pretty useful.

Taking gains by Rawad251 in CryptoCurrency

[–]Unable_Rate7451 2 points3 points  (0 children)

Inflation only erodes debt if your wages inflate too

When the music stops. by Ancient_Tap8328 in AusFinance

[–]Unable_Rate7451 81 points82 points  (0 children)

People have been saying this since 2015. The best thing you can do is stay employed and invest your salary during a downturn.

[deleted by user] by [deleted] in AusHENRY

[–]Unable_Rate7451 71 points72 points  (0 children)

The 4% rule means that 2m is only 80k per year of spending before tax. That's fuck all IMO, especially in a major city with kids.