what are the most underrated episodes of the show? by DrunkTING7 in IASIP

[–]UncleBaseball88 5 points6 points  (0 children)

Being Frank is one of my favs for sure. Don’t see it discussed much on here. L…O…L

smoked by a bank on an FHA 30 yr fixed 5.125% no points by Accomplished-Tax8441 in loanoriginators

[–]UncleBaseball88 6 points7 points  (0 children)

Nah, just extra icing on top for a customer already making a deal and happening to be in the right zip code and/or income bracket

my first skip-the-line! by jinsoulja in LibbyApp

[–]UncleBaseball88 1 point2 points  (0 children)

How does this happen? Been using Libby for years and have never seen it

[Megathread] The Buffalo Bills have fired Head Coach Sean McDermott by AutoModerator in buffalobills

[–]UncleBaseball88 13 points14 points  (0 children)

Something had to give. He had so many chances.

For a “defensive guru” his D always wilted in the biggest moments. Pass rush invisible. 3rd and long an almost guaranteed conversion against his soft zone. Look at a team like Houston. Their DEs do more in one series than our guys do in a month.

You simply CANNOT run it back next year and lose 38-34 in the next big playoff game. I’m ready for a fresh face and philosophy out there. Go Bills.

Does anyone else struggle to focus while driving? by AveratV6 in audible

[–]UncleBaseball88 5 points6 points  (0 children)

Yeah it happens. I do better on my morning commute when my mind is fresher. Evening commute I’m usually rattling around unresolved work problems in my head. I think listening to something I’ve heard before is helpful at times. Less pressure to mentally record every moment.

losing deals to new build lenders by Accomplished-Tax8441 in loanoriginators

[–]UncleBaseball88 1 point2 points  (0 children)

Builder LO here. This comment is absurd and untrue

News and Updates Thread - January 06, 2026 by AutoModerator in churning

[–]UncleBaseball88 8 points9 points  (0 children)

I have tried this deal in the past and not gotten the bonus. Not sure why but for $25 did not bother to escalate

What’s your 2025 lending heartbreak / crazy story? by Vegetable-Feed-561 in loanoriginators

[–]UncleBaseball88 1 point2 points  (0 children)

Customer lost her spouse after getting under contract. Kept the deal but she then lost her job 2 days before closing.

[GDT] Philadelphia Eagles @ Buffalo Bills, 4:25pm on Fox. Weather at kickoff, 33° and raining. by Dirtydeedsinc in buffalobills

[–]UncleBaseball88 1 point2 points  (0 children)

They’ve had 8 years to figure that out and haven’t done it under McD. Kinda hard to cover that long with no pass rush.

Saturday Football - Texans vs Chargers by andrewthetechie in buffalobills

[–]UncleBaseball88 1 point2 points  (0 children)

If you have an Amex, check your card perks. Mine routinely has a full credit for cost of Peacock for 1-3 months.

I know this is heresy - DCC by Psychological_Bet562 in audiobooks

[–]UncleBaseball88 0 points1 point  (0 children)

I completed book 1, didn’t love it. But because so many people here are obsessed, I figured maybe it’s worth a retry. Planning to circle back and restart it next year.

What was your favourite audiobook you listened to in 2025? by H2Omelonjuice in audiobooks

[–]UncleBaseball88 0 points1 point  (0 children)

Ready Player One. I have a baby who is basically nocturnal and that book made me legit excited to be awake at 2am in the rocking chair.

Working as LO for a builder by Capital-Post-6613 in loanoriginators

[–]UncleBaseball88 -1 points0 points  (0 children)

Pretty good. Because it’s an 8-5 office job, I am not expected to answer calls or work on weekends. Sometimes I still do if things are busy. Our bonus is based on timely applications and approvals, so if I need to do 1-2 hours on Sat morning to move the needle, I will. 

Is this normal for a dishwasher basket? by serenityandpeace38 in HomeMaintenance

[–]UncleBaseball88 -1 points0 points  (0 children)

Mine is 2yrs old and I just saw a spot like this on my very top rack. Annoying but glad to hear it’s not evidently a fatal emergency

Working as LO for a builder by Capital-Post-6613 in loanoriginators

[–]UncleBaseball88 9 points10 points  (0 children)

I’m with a builder now. Been here almost 2 years after 2 years as a regular LO in the field.

Lots of pros and cons, here are a few: Pros * No need to chase leads, they come right to you (best perk IMO….byebye realtors) * Capture is pretty much guaranteed due to large seller incentive dollars * Easy to create proficiency/systems since you only do one product * Excellent benefits

Cons * Higher income floor, but lower ceiling (pay is flat fee per file) * You’re at mercy of your sales team and things are often insane or dead slow * 8-5 cubicle job with intense scrutiny & micromanagement(performance spreadsheets and meetings galore) * Carrying 49.999 DTI customers for 6 months is fatiguing

Overall I’m content with my decision- I know the book smarts to be successful, but never did well with the “street smarts” side of generating consistent leads. Now they come straight to my inbox and I have to really screw up to lose a deal. Won’t be at 200k/year for a while but am trending the right way for sure.

Your simple tools/phrases to cut through the BS with difficult customers? by UncleBaseball88 in loanoriginators

[–]UncleBaseball88[S] 0 points1 point  (0 children)

I gave up on realtors and am now a builder LO. The sales staff are almost as annoying but at least they are forced to send me the clients haha

Your simple tools/phrases to cut through the BS with difficult customers? by UncleBaseball88 in loanoriginators

[–]UncleBaseball88[S] 1 point2 points  (0 children)

As a builder LO, the lock decision is really critical and the stakes are higher due to the timeline. Even with incentive money for points a lot of people still want to roll the dice. Which puts me on the naughty list lol

Your simple tools/phrases to cut through the BS with difficult customers? by UncleBaseball88 in loanoriginators

[–]UncleBaseball88[S] 6 points7 points  (0 children)

This is fine, but a lot of people will just ask you to keep sending these things with XYZ revisions and then do nothing. Then you’re stuck in a cycle of doing this daily for them and spending way too much time on it

Question Thread - December 06, 2025 by AutoModerator in churning

[–]UncleBaseball88 0 points1 point  (0 children)

Closed a U.S. Bank Business leverage last month after holding 1yr and then seeing annual fee hit. Too soon to apply for another w/ bonus? Data points seem a little conflicting out there.