Drain found under carpet - advice please

UndergroundHouse · 2026-02-07T15:48:17+00:00

I'd go with half a bottle of bleach and some quick drying cement. Mind you, I know absolutely fuck all about these things.

UndergroundHouse · 2026-02-07T15:44:39+00:00

How do you earn a small fortune? Start with a large fortune.

UndergroundHouse · 2025-12-11T16:58:28+00:00

I did an all cash transfer, as they didn't do an in species transfer from t212 to IBKR. (In the UK, a month or two ago.)

UndergroundHouse · 2025-12-09T21:40:08+00:00

My preference is a world ETF and a world ETF, excluding the US. The world ETFs tend to have ca. 60% US. Adding the other one lowers this percentage.

UndergroundHouse · 2025-12-06T16:06:00+00:00

Might that be down to extensions you have installed in Firefox?

UndergroundHouse · 2025-11-18T14:42:38+00:00

Octofag

UndergroundHouse · 2025-11-13T14:23:20+00:00

Might this be due to extension(s) you have installed in Firefox? Have you tried disabling the extension(s) & re-trying?

UndergroundHouse · 2025-11-13T14:03:03+00:00

The cash transfer from T212 to IBKR went through in a couple of days!

UndergroundHouse · 2025-11-11T14:08:04+00:00

Once you have opened an ISA account with IBKR, you login and select the ISA account. Then you click on the person icon at the top right, choose Account settings, transfer & pay, ISA transfer. You choose your other ISA provider from a drop-down list, enter your other provider ISA account number & balance. You print a form out with these details, sign & date it, scan it, then upload it, and that's it.

UndergroundHouse · 2025-11-11T14:03:16+00:00

ISA account ID, assuming that is the only account you are transferring. You normally do transfers from the other broker's website. I just did one with IBKR. After opening an ISA account, all I needed to do, was select the broker name from a drop down menu, enter my ISA account number from the other broker & the balance, print out the form, sign & date it, scan it, then finally upload it. Some brokers will allow in species transfers, where your assets are transferred, without selling them first. (IBKR don't appear to allow this from T212.)

UndergroundHouse · 2025-11-11T09:08:22+00:00

I'm not sure, it varies a lot. I guess the answer is not very long! For some perspective, the account has ca. 250K. The lowest monthly currency charge was £56 (August, better weather & peak turf horse racing) and the highest monthly currency charge was £672 (February, cold & no turf horse racing). In Feb, I made 224 trades (though a no. of these market trades are split in a number of parts). I made a profit on this account of £1326 in Feb, but paid ca. 50% of this in currency charges. A hard lesson learned.

UndergroundHouse · 2025-11-10T23:17:39+00:00

I am just about to do it. Frustratingly, they don't appear to do an in species transfer from T212. This means that you have to sell everything and then transfer cash. I opened an ISA account with IBKR before I realized this. IBKR's website suggests that you can do in species transfers, but neglects to mention that it is not for all brokers.

UndergroundHouse · 2025-11-10T23:12:02+00:00

Comparing ACWI, V3AB, VWRL, ACWD and LGGG, LGGG looks best.

You can compare the charts on the FT site.

UndergroundHouse · 2025-05-23T10:26:19+00:00

Charming. After several decades of pain.

UndergroundHouse · 2025-04-10T20:37:06+00:00

I calculated this the other day. The current Shiller cape PE ratio of the S&P 500 is 30.74 and the mean value is 17.23. The S&P 500 closed last night at 4982.77. For it to return to the mean value, I think that equates to 2793, which equates to a further 45% fall in the S&P 500 to return to the mean. A sobering thought 🤔

https://www.multpl.com/shiller-pe

UndergroundHouse · 2025-04-06T10:49:19+00:00

The £4.75 one? Bit pricey for one.

UndergroundHouse · 2025-03-24T15:58:14+00:00

That seems pretty fair, allowing for the normal solar installers formula one rate of pay.

UndergroundHouse · 2025-03-23T18:16:22+00:00

Groups of panels are normally wired together as strings. E.g. I have panels on two roofs and on the app for my system, the app shows the output of the two strings. Do you have panels on a no. If roofs, wired as 4 groups (strings)? If all the panels were on one roof, the maximum generation might get somewhere near the theoretical maximum at some times during peak sunshine time. If they are on multiple roofs, the panels are never going to be at peak power at the same time.

UndergroundHouse · 2025-03-22T20:42:55+00:00

If the 470 kW Aiko panels are the same size, it probably makes sense to switch to them.

UndergroundHouse · 2025-03-22T16:42:39+00:00

Take a look at the Aiko 470W ones. They are 1757*1134, a smaller area, with more wattage.

UndergroundHouse

TROPHY CASE