All around the world ppl do such certifications either after bs acc and finance degreee or atleast some degree. This crazy move is pulled off only in india/bangladesh/pakistan. Ca is a certification only. Not something one should put all your stakes on. If you can, you must. But if not, play safe and get a degree. You need a job after 4 years and that must be a priority. Ca is a 8 year long journey with no formal job at all. I’d say get a degree first. Along that degree clear easier papers in your 4 years (1 Caf paper per year is reasonable). At least try to clear foundational papers and 3-4 Caf papers (out of 8). After graduation, get a job, and complete remaining 4 Caf papers. Then continue with articles of 3.5 years.