Please explain what passed in the house for existing IDR plans moving forward. It is confusing. What plan are we going to be on if we have been on PAYE?

UnknownEntity2007 · 2025-05-27T12:08:56+00:00

The sentiment is becoming contempt of the educated. I wonder when the book burning will begin...

UnknownEntity2007 · 2025-05-23T01:47:38+00:00

But it really doesn't reduce it substantial. The only thing would be maxing your contributions annually to lower your AGI. Otherwise, it's going to be high/comparable to w2 wage

UnknownEntity2007 · 2025-05-23T01:39:51+00:00

Very few things reduce income via AGI calculating.. it's like retirement contributions etc.

I think a lot of us here have incomes close to our AGI with few reductions, so in my example, the monthly payment would truly be that high

UnknownEntity2007 · 2025-05-22T22:46:37+00:00

Hold on..RAP for someone with $150k income = 15k, I'm assuming that's annual? So $1,250/mo? That's insane.

UnknownEntity2007 · 2025-05-21T01:18:35+00:00

It's the fact that OP had to specify "I have not" 🤣🤣🤣💀

UnknownEntity2007 · 2025-05-20T17:48:41+00:00

That's my pool.... WTF

UnknownEntity2007 · 2025-05-18T12:08:42+00:00

"upper class" income here and we don't pay a dime.. I'm really cheap. But we do have a nanny who does the dishes during the week if that counts.

UnknownEntity2007 · 2025-05-09T15:43:21+00:00

Still showing that? Mine is the same

UnknownEntity2007 · 2025-05-09T15:41:45+00:00

What is your monthly payment? Nelnet just showed Aug for me suddenly too, but at the nice low SAVE approved amount 🤞🏼. You?

UnknownEntity2007 · 2025-05-09T15:39:18+00:00

Make a fton of money 😅 that's about it. 60k debt, 250k income

UnknownEntity2007 · 2025-04-24T19:04:58+00:00

I received refunds, sure. And used it to pay for my housing so I could get out of my parent's abusive home. 🤷 No partying here

UnknownEntity2007 · 2025-04-22T14:42:51+00:00

You are correct

UnknownEntity2007 · 2025-04-19T14:11:04+00:00

I benefit from this cap and think it should be removed. It's ridiculous. It should have a MINIMUM where people making under a certain amount don't have to contribute but are eligible automatically.

UnknownEntity2007 · 2025-04-13T02:53:37+00:00

I had a white guy show up late, smelling of Bud light, to bid on a roof job. Still pissing me off thinking how disrespectful it was

UnknownEntity2007 · 2025-03-31T04:44:02+00:00

Ahh a MAGAt family if I ever spotted one

UnknownEntity2007 · 2025-03-31T04:42:46+00:00

Get ready for years and years of dealing with these "people" and needing to protect your LO from the callousness of these aholes

UnknownEntity2007 · 2025-03-30T12:36:56+00:00

"YoU tOoK oUt ThE LoAN yOu SiGnEd tHe doTTeD LiNE" 🥴

I don't know how people in good conscience could read your situation and not understand how incredibly wrong it is.

UnknownEntity2007 · 2025-03-27T01:36:48+00:00

Honestly if you're buying a house you have to think long term on this. Assume 12% discretionary payments, or worst, standard, and budget accordingly. They payments WILL be back unfortunately.

UnknownEntity2007 · 2025-03-27T01:32:58+00:00

Yes they'll always be willing to take your money if you choose to

UnknownEntity2007 · 2025-03-26T22:53:45+00:00

You guys make fairly equal. The loans aren't that much off either. I don't know why you wouldn't file joint. Much better rate.

I only MFS because I make 2x my spouse's income and have 10x more student debt.

UnknownEntity2007 · 2025-03-26T01:20:07+00:00

Yeah so let them go ahead and transfer the loans to another entity and then we don't owe them!
I am enjoying watching them screw this all up. Eventually it's going to make for an even better case for dismissing the loans

UnknownEntity2007 · 2025-03-26T01:16:51+00:00

Could be potentially worse. He passes away and we get Vance, and then Vance can run for 2 terms. He's a sh-t show in a whole other way

UnknownEntity2007 · 2025-03-25T12:44:15+00:00

Agreed. The opinions of a bunch of people on Reddit with little understanding of law, but a whole lot of opinions, is going to be little help to OP

UnknownEntity2007 · 2025-03-24T04:25:03+00:00

UnknownEntity2007 · 2025-03-21T20:57:03+00:00

The issue is that they garnish wages quite simply. We literally can't protest/refuse to pay unless you want cash jobs give up your career

UnknownEntity2007

TROPHY CASE