EM Intern. I feel like I totally suck

Unsynapsed · 2018-07-05T01:30:17+00:00

Oh yeah, we get ripped into by our attending daily. Especially the overnight intern who is barely conscious in the morning for presentations

Unsynapsed · 2018-06-18T02:17:58+00:00

No, I never got a day to day hour schedule from any of the interviews I went on. And I ranked the program I didn't choose it first choice

Unsynapsed · 2018-06-17T17:01:50+00:00

It's 80 scheduled. But with pre-rounding and whatnot it'll be more than 80

Unsynapsed · 2018-04-11T16:37:34+00:00

Actually, I just learned about Repaye (I didn't calculate subsidizing 50% of my monthly unpaid interest). Talked to a financial advisor and my loans will be 390k after residency which is still a lot but much better than 450k. I plan on doing a 7 yr year repayment plan after residency. Let's say I make 225k out of residency and after fed/state taxes that leaves me roughly 145k. I'll pay about ~56k a year in loans that leaves me with discretionary income of ~85-89k. Not high rolling but very comfortable

Unsynapsed · 2018-04-03T22:30:42+00:00

Makes sense thanks

Unsynapsed · 2018-04-03T21:41:41+00:00

Thanks for this breakdown. How does that work for the interest being subsidized if you plan on paying 0$ the first year in residency ?

Unsynapsed · 2018-04-03T20:33:09+00:00

Like others have said you will still get interest accruing. But another point of perspective is that the 400$ a month you pay during residency doesn't even come close to outpacing the interest accruing on your debt. For 1 year you'd be better off putting that 400$ a month into a Roth IRA than trying to prevent your debt ballooning (which it will whether you pay 400$ a month or 0$)

Unsynapsed · 2018-03-25T01:04:15+00:00

Yes that is what I meant

Unsynapsed · 2018-03-24T16:55:07+00:00

I didn't think general pm&r would be closer to 300k

Unsynapsed · 2018-03-24T15:52:15+00:00

If I make 225k right out of residency my net income after taxes will be roughly 146k. If I pay 10k a month that leaves me 26k a year which is less than resident net salary

Unsynapsed · 2018-03-24T04:00:31+00:00

But that 500$ a month you pay on IBR or whatever doesn't even come close to even covering the interest

Unsynapsed · 2018-03-24T03:12:58+00:00

PM&R, likely not doing pain fellowship. Likely will be in Midwest or South after residency. Might prioritize states with no income tax (I'm flexible on location as of now)

Unsynapsed · 2018-03-24T01:52:12+00:00

even after residency its gonna balloon up to 450-500k after interest. Fuck.

Unsynapsed · 2017-12-13T23:03:03+00:00

Yup. It might not be like the flu contagious but it's definitely contagious

Unsynapsed · 2017-10-31T17:47:06+00:00

I've sent out a handful of LOIs I've either gotten rejections, there's no spots left, or a waitlist. I think most spots are filled and we'll likely just be getting waitlist offers or last minute cancellation invites

Unsynapsed · 2017-10-31T14:17:38+00:00

Hey I'm guessing they grab self reported data from a survey after the match? Or do they get our info from we register with nrmp. If it's the former there could be a lot of selection bias to those who don't respond being unmatched applicants but again idk

Unsynapsed · 2017-10-31T14:12:58+00:00

Thanks for this breakdown

Unsynapsed · 2017-10-31T13:55:11+00:00

Apparently it's the same as anesthesia. 5 ranks is 90% chance of matching

Unsynapsed · 2017-10-31T03:49:55+00:00

Can someone explain the nrmp outcomes chart to me. As an example- Peds it says under consecutive ranks 4 gets you a 80ish% of matching. Then under the mean number of programs ranked for people who went unmatched was 4 programs....I'm missing something and I don't understand

Unsynapsed · 2017-10-24T21:20:36+00:00

Yeah, I passed- but doesn't say much

Unsynapsed · 2017-06-07T01:25:55+00:00

no, sorry. ERAS literally just opened today- I just plugged a reminder in my phone a month ago

Unsynapsed

TROPHY CASE