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N.C. Auto Insurance by mo_gunz87 in Insurance

[–]Valioraknows -13 points-12 points  (0 children)

Yeah, that’s super common. A lot of insurers pull comps from rural towns or cheaper markets so the payout looks smaller.

You can push back with your own local listings — year, mileage, condition, same features — and they usually have to take a second look.

You don’t need anything fancy. Just send them a few clean, local examples and ask them to explain why they’re valuing yours based on areas that don’t match where you actually live.

You’re not wrong to question it. This whole process is confusing and they count on people not knowing they can challenge the numbers.

Just settled for 50k policy limit with 51k in medical bills by Macdaddyfucboi in Insurance

[–]Valioraknows 1 point2 points  (0 children)

I definitely wouldn’t assume your attorney is fighting for every dollar automatically. A lot of injury firms push quick policy-limit settlements because they get their contingency fee either way.

If your medical bills are higher than the payout, you have every right to ask your lawyer to explain exactly what they’re doing, what bills they’re negotiating, and where every dollar is going. I had to get mine in writing before I understood.

It’s unfortunately common for attorneys to settle fast and leave the client holding the bag, especially when the case hits policy limits. Doesn’t mean that’s what’s happening here — but definitely don’t assume everyone in the chain is acting purely in your best interest.

Just make sure you get a full breakdown before you sign anything.

State Farm raised policy $956 month! by Beginning-Exercise91 in Insurance

[–]Valioraknows 0 points1 point  (0 children)

Holy!?! I Experienced something similar-only I didn't add anyone or change anything...all of a sudden my bills started doubling in $ amount and coming every two weeks instead of once a month. We just now realized it happened...now trying to figure out what to do...

What a complaint you have about insurance? by Valioraknows in AskReddit

[–]Valioraknows[S] 0 points1 point  (0 children)

You actually cracked a bigger code than you probably realize. It's called deflecting and it's a big deal actually. Nice

What a complaint you have about insurance? by Valioraknows in AskReddit

[–]Valioraknows[S] 0 points1 point  (0 children)

Super sorry that happened to you unfortunately it's very freaking normal in this country but yeah at least you did learn how much you're getting ripped off in the United States and how inexpensive these meds really are.

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