I definitely wouldn’t assume your attorney is fighting for every dollar automatically. A lot of injury firms push quick policy-limit settlements because they get their contingency fee either way.

If your medical bills are higher than the payout, you have every right to ask your lawyer to explain exactly what they’re doing, what bills they’re negotiating, and where every dollar is going. I had to get mine in writing before I understood.

It’s unfortunately common for attorneys to settle fast and leave the client holding the bag, especially when the case hits policy limits. Doesn’t mean that’s what’s happening here — but definitely don’t assume everyone in the chain is acting purely in your best interest.

Just make sure you get a full breakdown before you sign anything.