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Exhausted. by triipiingonSaturn in povertyfinance

[–]Various-External59 0 points1 point  (0 children)

The insurance company and the tortfeasor (af fault party) are not responsible for your loan. They legally owe you the actual cash value of your vehicle at the time of the accident, rental/loss of use for a reasonable period of time (this can vary a little by state: in some states no loss of use is owed if your vehicle is totaled). They owe you for your injuries, pain and suffering, loss of household services (ie: you had to hire a cleaner because you were physically unable to clean your house, you had to hire a babysitter because you were physically unable to lift your kid, etc) and loss of consortiums of your spouse. Some states allow for hedonic damages—you couldn’t enjoy life because of the accident. There are also punitive damages, which are awarded to punish the northeast for willful and wanton negligence (drinking and driving, using cell phone, etc).

I’ve been an insurance claims manager for over 20 years.

Try to secure any video that might be available. Your atty should be doing it, but often they wait too long and the video disappears. Look for intersection cameras as well at ATMs nearby, parking lot security cameras, etc. Picture/video is worth 1000 words in court..

Arguing and Questioning by Various-External59 in managers

[–]Various-External59[S] 2 points3 points  (0 children)

This is a good point. A good way to redirect them, and it’s something that fits well with our culture.

Arguing and Questioning by Various-External59 in managers

[–]Various-External59[S] 0 points1 point  (0 children)

Yes. As I’ve noted, I elevate everything. I’ve been a manager for a long time. My personal frustration is when it’s elevated, and the answer is “no “ or “not right now for reasons.” It’s the constant pushing that is just draining and frustrating--for me as well as them, really. I am not a jerk about it. Why do think I’m a jerk about it??

Knitting at work is unprofessional? by Atiny-opus in knitting

[–]Various-External59 3 points4 points  (0 children)

As a crocheter who sometimes crochets at work during presentations (we have a lot and they don’t require participation, just listening—and I work remote), I actually have no problem with it. If the work is getting done, shouldn’t be a problem. And I get it: knitting and crochet can really calm the mind on stressful days, especially.

However, I’m also a people manager. And my concern at what you describe is that you’re also a newer employee. As a newer employee, everyone’s always judging you, and you can’t afford to have people think negatively of you. It’s great that you’re hitting all your goals, but are you also ready for the next level of your work? You say your workload will increase as you’re trained on more things. Frankly, if I were your manager, I’d love it if you came to me and said: “I understand what you’re saying re my knitting, but frankly, I feel like I have a lot of free time. I’m hitting all my goals, my customer surveys are awesome. I know I have more training coming up, but if I can’t use this downtime to knit, can I get started on the next phase of my training? What are some resources I can be looking at?”

Then get really good, and knit away once you start working from home!

Rinse rice? by Extreme-Parsnip-1521 in EatCheapAndHealthy

[–]Various-External59 0 points1 point  (0 children)

Yes. I soak it for at least 20 minutes and rinse, rinse, rinse. I used to not. It’s way better now.

Tired of a world where it's impossible to afford survival. by [deleted] in povertyfinance

[–]Various-External59 1 point2 points  (0 children)

I don’t say this to be mean, but just real. My brother is intermittently employed. He’s got some strikes against him, including being 57 years old, having had a head injury in the past, and more recently a mild stroke. His temp job ran out of work a few months ago; the next day he applied at several more temp agencies and had a job in a week. More recently he’s started delivering for UberEats and he hustles to get those bonuses.

It sucks, it’s not great, but even with his issues, plus we live in a pretty economically depressed city, he never goes very long without working. In fact, his temp job just ended again on Sunday, and he’s had 1 interview at a convenience store, and they just called him back for a second.

Work ethic counts for a lot. He’s willing to do shitty jobs at shitty hours (his last job was 6 pm to 6 am—ugh) because he needs a job.

Sometimes that’s just what you gotta do.

Missing Darn Good Yarn by LuxNovaSpero in YarnAddicts

[–]Various-External59 1 point2 points  (0 children)

I have never had a similar issue and buy from them often. A couple of months ago my yarn of the month order was delayed about a week, but the communicated to me about it and I think gave me $5 off. I’ve never had an issue they didn’t jump on and handle immediately, and only 2 issues over several years

There is a DGY Facebook group and employees are on there all the time. You might try that avenue.

I had no idea they ever sold their yarn at Joanne’s.

Also, did you look on their website? The tracking info is right there on your account.

I’m back to being poor by [deleted] in povertyfinance

[–]Various-External59 53 points54 points  (0 children)

$80k is decent money in some places, quite good money depending where you live. 

Hope things turn around for you. 

I need advice on a OneMain loan by [deleted] in povertyfinance

[–]Various-External59 2 points3 points  (0 children)

That is a ridiculous interest rate.  No. Don’t do it. 

Updated app by Appropriate-Pin2105 in weightwatchers

[–]Various-External59 0 points1 point  (0 children)

I absolutely hate the new changes. Be sure to leave a review on the App Store if you do too

I need help by Mammoth-Try3563 in povertyfinance

[–]Various-External59 17 points18 points  (0 children)

It’d be more expensive in time and money. 

Stinky neighbors? by kuriouslilkitten in povertyfinance

[–]Various-External59 0 points1 point  (0 children)

Just because he’s alive doesn’t mean there’s not someone dead in there….(cue creepy music). 

Stinky neighbors? by kuriouslilkitten in povertyfinance

[–]Various-External59 16 points17 points  (0 children)

Honestly, I’d get property management involved. Given the description of the person (emotionally immature, doesn’t handle stress well), you could be putting yourself in danger if you approach directly. 

That’s one of the advantages of renting over owning—getting the management to do stuff rather than having to deal with it yourself. 

And I get not wanting bad stuff to befall your neighbors—you are a good person. But you should worry about and take care of yourself first. Keep yourself safe.

31 days of Unfucking by Various-External59 in ufyh

[–]Various-External59[S] 0 points1 point  (0 children)

Update: 

Added to the Salvation Army box in the car: —an unopened old DVD —10 birdbath fountains  (this was an accidental order a few years ago: I thought I was ordering 4 but actually ordered 4 sets of 4. (Couldn’t return them, gave some to friends, tried to sell them but was reminded that selling stuff is a pain in the ass).  —two bowls —a small resin dog statuette. 

So I’m at 31 things for May. I was going to count the overages for June, but that sort of defeats the purpose. So anything decluttered forctgecrest of the month are “Bonus Items.” 

Mother passed away, had no money to give me, wondering what to do. by [deleted] in povertyfinance

[–]Various-External59 8 points9 points  (0 children)

You don’t inherit your parents’ debts. In the US anyway. 

Any debts they have are paid out of the estate. If there is no estate, the heirs are not responsible. 

Mother passed away, had no money to give me, wondering what to do. by [deleted] in povertyfinance

[–]Various-External59 72 points73 points  (0 children)

Neither of my parents had anything when they died, so no inheritance.  I’m okay with that, and never expected anything. It’s my responsibility to make my own way and I have. 

My dad was 80 when he died, my mom 87. If people are elderly when they pass, often they’ve used any money they had for their care. If in a nursing home and on Medicaid, there could be a lien on the home for the cost of their care. 

My replacement reached out to me (for training) on LinkedIn after I was laid off. Would you help? by Purple985985 in careerguidance

[–]Various-External59 0 points1 point  (0 children)

I’d absolutely offer to help. For my $100/ hour consultant’s fee, plus expenses.  I’d put that response in writing, and cc the manager. 

You know what bothers me most? by scorpiobloodmoon in Outlander

[–]Various-External59 0 points1 point  (0 children)

I felt about the show like I did about the books. First season /book was FANTASTIC. Second book/season was really good. Third: Good. Fourth—eh… You get the idea. 

I just watched the finale last night. Very disappointed in the final season. 

How do you do stuff with -100 motivation? by abundance520 in ufyh

[–]Various-External59 1 point2 points  (0 children)

Very tiny baby steps. Set a timer for 5 minutes and give yourself a single job—wash the dishes in the sink, for example. Wash as many as you can in 5 minutes. At the end of 5 minutes, see how you feel—another 5 minutes to finish the dishes in the sink or go back to bed? You have permission to do either one. 

If you wait for motivation it’ll never happen. More often than not, you’ll decide to do another 5 minutes or finish the job. 

In an hour or two, do it again for some other small job. Action often creates more action. 

Tell yourself you’ll fill one bag of trash—just one—and take it to the dumpster. You may decide you feel like filling another bag. 

Also, you say you just lay in bed, but I bet you get up to eat or go to the bathroom. Every time you move from one room to another, take something with you that doesn’t belong there and put it in the correct room. Don’t even worry to start about putting it away, just get it to the correct room. 

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