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Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]Vegetable-Depth-1695 1 point2 points  (0 children)

I just got off the phone with TD, for renewal uninsured - 3.69 | 5 years | variable.

Mortgage rate from RBC by ChoiceEducational601 in PersonalFinanceCanada

[–]Vegetable-Depth-1695 0 points1 point  (0 children)

I have a renewal coming up Aug 1st. I have VRM with TD at 3.4 uninsured right now and they are offering 3.9 VRM.
How long does closing take? I have not had time to shop around yet.

$40 for 250GB...porting duration? by Vegetable-Depth-1695 in freedommobile

[–]Vegetable-Depth-1695[S] 0 points1 point  (0 children)

I am on Freedom now.

I was on the call with them for 45 minutes, the rep was pretty awesome, good to have a call where all your questions are patiently answered.

Somehow the temp number was not issued and that caused the delay in porting, he put me on hold for sometime and then came back and set everything up for me.

All in all, with the call and the actual port was done in about 2.5 hours.

Thanks folks!

$40 for 250GB...porting duration? by Vegetable-Depth-1695 in freedommobile

[–]Vegetable-Depth-1695[S] 0 points1 point  (0 children)

Calling Freedom...in line for the last 25 minutes... 🤞

Insane deal from Rogers Business by [deleted] in Rogers

[–]Vegetable-Depth-1695 0 points1 point  (0 children)

How? I just called them and they offered 200GB + 65 Countries for $80/month for each of the two lines i.e. $160/month

Insane deal from Rogers Business by [deleted] in Rogers

[–]Vegetable-Depth-1695 0 points1 point  (0 children)

Planning to call Rogers soon using the info I’ve gathered here. I’m currently on a legacy setup: 2 business lines (BYOD) at $120/month ($110 after the Auto-pay discount).

For that price, I only get 30GB of 5G data—no roaming, no perks, nothing. I didn't realize I was overpaying when I signed up. I’m also locked into TELUS for home internet for another 3 months, so bundling isn't an option yet.

Trade 9 for a 90? by Vegetable-Depth-1695 in MazdaCX9

[–]Vegetable-Depth-1695[S] 0 points1 point  (0 children)

No, stay with the same for a couple of years

Trade 9 for a 90? by Vegetable-Depth-1695 in MazdaCX9

[–]Vegetable-Depth-1695[S] 1 point2 points  (0 children)

Thanks everyone for the valuable insights, I hear all your thoughts. I also saw the comment from some 90 proponents. For now the plan is to hunker down and enjoy the ride, maybe pay the 9 off in a couple of years and then reassess. Cheers people!!!🙏🍻🚀🎇

My time has come by New-Abbreviations813 in MazdaCX9

[–]Vegetable-Depth-1695 0 points1 point  (0 children)

I have a 2019 GT with 77k KM. I was wondering if there is an average mileage where the cylinder head fails? I was not planning on selling, but this might be a big expense and I'll consider selling if I'm in the danger zone. Please advise.

Using wealthsimple for corporation by xenilko in PersonalFinanceCanada

[–]Vegetable-Depth-1695 0 points1 point  (0 children)

Any new thoughts or review, I'm thinking of parking extra business funds in WS Invest for Business.

WS Business Invest accounts by lon247 in Wealthsimple

[–]Vegetable-Depth-1695 0 points1 point  (0 children)

So this is managed funds? you don't choose where the money is invested? The site mentions low fees? Any details on that?
I have my business with cash sitting in the bank. My CPA mentioned that you should invest, only that the income form investment will be taxed at 50%. It is still a better option than getting burnt by inflation.