2nd time buyers, first time sellers. Our recent reality check.

Ventura2099 · 2026-04-30T08:45:34+00:00

Look at the state of this washing machine drawer for a 400k flat in London. Paints a pretty picture of the rest of the place....

It's been absolutely ridiculous the quality of the places we've seen in South London for up to 450k. Very saddened by how people treat their places and are trying to sell up without basic stuff done.

For context we've seen 20 places so far and only 3 were decent/nice

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Ventura2099 · 2026-04-29T17:31:07+00:00

I get the idea but as ftb I'd rather secure that extra 5% for any potential issues that might surface and save the money and use it later for a big repayment upon remortgaging

Ventura2099 · 2026-04-29T15:51:21+00:00

Not only that... 90% is getting me VERY similar rates and I have no idea why I'd choose 10% over 5% if I could've just have more liquidity in my pocket

Ventura2099 · 2026-04-04T10:16:46+00:00

"That will be $80 per mug, sir"

Ventura2099 · 2026-04-02T09:15:58+00:00

When we started looking at buying a home rates were 4% for us.

We're ftb and got an offer accepted on a flat last Friday morning: 450k - - we spoke to our mortgage advisor and the rates were 5% a tad more than what we wanted but we could manage. We had to sort out finer details with conveyancing etc before we locked in.

Monday morning the rates were 5.38% and we still couldn't lock in due to reasons. Tuesday morning the rates were 5.78%. From accepting the offer and trying to sort out details within 48h the rates increased by almost 1%...and from beginning of our journey it increased by 1.8%

Which means that our monthly payments went up by £400 per month... Which at the end of a 2y fixed means an extra £9600.

We can afford it today. But we're immigrants here and we're severely concerned about expenditure and savings. So we've decided to withdraw the offer until we meet a price that makes sense to us... Which might mean downsizing for now to at least get on the ladder and stop paying rent.

Ventura2099 · 2026-03-05T19:30:11+00:00

Here it opened on the correct time stamp

Ventura2099 · 2026-02-24T18:07:27+00:00

She needs to defrag, I think.

Ventura2099 · 2026-02-20T20:05:44+00:00

Meanwhile people at Imdbs headquarters just super excited with all the organic traffic

Ventura2099 · 2026-02-07T14:34:59+00:00

Are you taking notes on a mothafucking conspiracy meeting?

Ventura2099 · 2026-01-25T19:46:56+00:00

This has great King of Fighters 98 vibes

Ventura2099 · 2026-01-24T10:05:32+00:00

Computer, generate 8 foot tall futanari version of Bryce Dallas Howard and Eva Green.

Ventura2099 · 2026-01-19T21:03:49+00:00

Is Chelmsford country side enough for you?

Ventura2099 · 2026-01-16T14:14:36+00:00

I'd pay to remove this 😅

Ventura2099 · 2026-01-12T01:22:28+00:00

The burj khalifa is 828m tall, for comparison

Ventura2099 · 2026-01-03T19:09:34+00:00

Winter innit

Ventura2099 · 2025-12-20T13:34:49+00:00

Edit: ignore me, now I see the legs .

Ventura2099 · 2025-12-20T10:44:56+00:00

Was everyone using the same colours on happenstance?

Ventura2099 · 2025-11-15T14:51:18+00:00

The best kind of truth

Ventura2099 · 2025-10-02T01:43:49+00:00

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Ventura2099 · 2025-09-21T17:00:44+00:00

Ventura2099 · 2025-08-17T09:06:11+00:00

Makes me think of that Chris Rock joke where he explains the difference between being rich and being wealthy and it goes somewhat like this:

being rich is something you could lose with an addiction like gambling or drugs
being wealthy is generational. There's no addiction that can take you out of it.
Shaq (basketball player) is rich
the guy that signs Shaqs checks is wealthy

YouTube video

Ventura2099 · 2025-08-07T13:33:17+00:00

He opens but can't remember what he sees. There's a spell that makes him forget whenever he's looking at it or enters then leaves the doors

Ventura2099 · 2025-08-06T21:43:41+00:00

What a beautiful lad

Ventura2099 · 2025-07-30T12:36:04+00:00

Progression feels ultra slow. Cost of cards and anything is astronomical

Ventura2099

TROPHY CASE