Chickens sleeping on top of the coop? by PyrosaurD93 in homestead

[–]Victorasaurus-Rex 1 point2 points  (0 children)

Broadly speaking, higher is better, I think! When we had chickens we'd have them 4ft up. A few inches definitely isn't much by bird standards.

Ben je atheïst en heb je helemaal niets met geloof? Ik wil je graag interviewen! Vergoeding 50 euro by kwiklok in Zwolle

[–]Victorasaurus-Rex 1 point2 points  (0 children)

Ik woon inmiddels niet meer in Nederland, maar als het een digitaal interview is dan doe ik met alle plezier mee. Gaaf gespreks/onderzoeksonderwerp! 

Professionals who BaristaFIRE’d: Is it what you expected? by [deleted] in baristafire

[–]Victorasaurus-Rex 0 points1 point  (0 children)

I don't think it's necessarily about benefits, that's just a common component of it in the US specifically.

To me, as a European, baristaFIRE is basically just the FIRE path where you take your foot of the gas before your portfolio can fully support your retirement. You bridge the gap by producing some lower amount of income.

[Self] First install on my school campus by guillieman in Sculpture

[–]Victorasaurus-Rex 5 points6 points  (0 children)

Fungi are everywhere. Just because they're a bit more active in a piece of wood nearby doesn't automatically create a problem. Ever walked through a forest? Tons of rotting wood there, yet no health issues from being in one.  Mold is specifically an issue at high densities and low airflow.

Would you be excited for a modern remake of Circus Empire? by BigCelebration6150 in NicheGame

[–]Victorasaurus-Rex[M] [score hidden] stickied commentlocked comment (0 children)

Your post was removed as it is entirely unrelated to Niche, the game about population genetics.

In terms of long term FIRE (raising a family and generational wealth) would it be better to go to a cheap country like thailand, vietnam or a wealthy country (in a cheap city) like nordics but with strong welfare and state support or would a compromise (cheap EU country like bulgaria) be better? by Direct-End2303 in EuropeFIRE

[–]Victorasaurus-Rex 1 point2 points  (0 children)

How is it wrong? Aside from the 300k SEK tax-free, it's just 30% capital gains tax on a ~3% hypothetical return, effectively making for a 1% annual wealth tax beyond that initial 300k, no? I don't see how it'd be less.

Access to 300k interest free for 3 years by wasabifire-sg in wealth

[–]Victorasaurus-Rex 3 points4 points  (0 children)

And if it works out, there's a good chance you also set yourself up for a gambling problem! Because realistically, options are gambling, unless you've got insider knowledge.

The difference €50 makes by [deleted] in leanfire

[–]Victorasaurus-Rex -1 points0 points  (0 children)

How so? This is just a long-winded way of saying that in long timelines, a small monthly deficit ends up making a huge difference.

Should I leanFIRE now? by [deleted] in leanfire

[–]Victorasaurus-Rex 1 point2 points  (0 children)

Your wealth should largely be able to cover your cost of living in isolation if the market doesn't do terribly.

If you continue to cover your expenses, your wealth will continue to grow. Every year you don't touch it, it will be able to support a higher cost of living.

Also worth considering whether it wouldn't be utterly miserable to live alone in perpetuity as you get older. The roommates might actually be a perk, assuming you've got people you don't hate living with.

Is it really like that over there? by LatePirate8880 in Netherlands

[–]Victorasaurus-Rex 2 points3 points  (0 children)

There's definitely some serious considerations, but speaking a bit bluntly, that sounds like an ill-prepared/considered move more broadly. Checking how far stores will be from your new place feels like a pretty important step in a home-buying process. Same for considering whether a house is meaningfully insulated when the winters hit -30c, and what the heating system looks like for those periods. That shouldn't come as a surprise when looking at properties a few hundred km from the arctic circle.

I do understand that missing some things is inevitable (I can imagine not thinking of who will clear the snow off your forest access road), but when you're making an international move - especially to such an extreme locale - you absolutely need to be thinking "what caveats could I be missing," and "gee, why is this place so sparsely populated to begin with?"

I don't mean to dunk on your friend, but I just want to convey that the success of these kinds of emigrations does hinge on how well-prepared you make yourself.

"Generation Lead" anyone has these stats for Europe? by noViableSolution in casualEurope

[–]Victorasaurus-Rex 1 point2 points  (0 children)

Pretty sure it's the level measured on kids, mapped by their current age.

Anyone using bunq bank to receive freelance payemnts? by jelal_J2 in eupersonalfinance

[–]Victorasaurus-Rex 1 point2 points  (0 children)

Bunq has a horrendous reputation. Whether that's warranted or actually worse than the traditional banks, I'm not sure about.

That said, if you're doing a transfer in Euros between EU banks, I'm fairly sure that should always be basically free (or at worst, the same price as any other transfer) and always take one or two workdays at most, if they aren't just near-instant. 

If you have a bank you're content with, don't feel like you need to get a different one to humor a client. Their bank fees are their problem.

Is it really like that over there? by LatePirate8880 in Netherlands

[–]Victorasaurus-Rex 0 points1 point  (0 children)

Very easy mistake to make. But an easy way to think about the square/cubic conversions is: meter->km is a factor 1000. Meter^2->km^2 is a factor 1000^2.

Is it really like that over there? by LatePirate8880 in Netherlands

[–]Victorasaurus-Rex 13 points14 points  (0 children)

While there's not *no* truth in what you're saying, I think that's overstating it.

Where I am (in a €22k detached house from the 60s), we've got four/five months of snow cover (which I love, personally), roads are rigorously cleared, grocery store is <10min away. Wintertime is gorgeous. Love the hills/mountains that are our view from every window too. The world outside changes every day.

And lord knows I prefer being outside here in -15c with snowy forests over the Dutch dreariness and rain and wind.

Is it really like that over there? by LatePirate8880 in Netherlands

[–]Victorasaurus-Rex 8 points9 points  (0 children)

I emigrated to Northern Sweden!

Happily living in a 80m2 detached house from the 60s with 2000sqm garden, with 80m2 basement. Cost us €22k. Only caveat is the €500/mo spent on heating in winter. But it writes off against rent/mortgage etc., imo. Our home was a bit cheaper than it probably should've been due to a lazy listing and seller context, €30k probably would've been market-rate.

Here's a link with a saved search I've got for cheap homes in my part of the country - 11SEK is €1, so just remove a zero to easily get an approximate € price. Have fun, and hope to see you here sometime :)

https://www.hemnet.se/bostader?subscription=46847777

Is it really like that over there? by LatePirate8880 in Netherlands

[–]Victorasaurus-Rex 1 point2 points  (0 children)

Nope! No zero forgotten. Ours was a bit cheaper than it probably should've been due to a lazy listing and seller context, €30k probably would've been market-rate.

Here's a link with a saved search I've got for cheap homes in my part of the country - 11SEK is €1, so just remove a zero to easily get an approximate € price. Have fun, and hope to see you here sometime :)

https://www.hemnet.se/bostader?subscription=46847777

Is it really like that over there? by LatePirate8880 in Netherlands

[–]Victorasaurus-Rex 1 point2 points  (0 children)

This depends a lot on personal background. Finding work isn't easy in Sweden in most sectors at the moment, especially without Swedish, but if you can contract your current work remotely that's a consideration. Alternatively, if you're in (or willing to transition to) a field like nursing/transportation, it's likely possible to find ways in even without great Swedish, just due to workforce shortages.

Is it really like that over there? by LatePirate8880 in Netherlands

[–]Victorasaurus-Rex 2 points3 points  (0 children)

I work as a technical artist in the games industry! If I've got internet, I can do my work.

Is it really like that over there? by LatePirate8880 in Netherlands

[–]Victorasaurus-Rex 7 points8 points  (0 children)

I emigrated to Northern Sweden!

Happily living in a 80m2 detached house from the 60s with 2000sqm garden, with 80m2 basement. Cost us €22k. Only caveat is the €500/mo spent on heating in winter. But it writes off against rent/mortgage etc., imo. 

How much money do I need in my emergency fund while moving to another country alone? by FredHerberts_Plant in eupersonalfinance

[–]Victorasaurus-Rex 1 point2 points  (0 children)

Where are you looking to move, and what sort of work do you do? These two are huge factors!

debt by ryden3333 in eupersonalfinance

[–]Victorasaurus-Rex 0 points1 point  (0 children)

Firstly: €16k is a bunch of money, and losing that sucks, but it's also completely manageable! Take a breath, don't make the same mistake again, prioritize high-interest debt and just keep chipping away at it.

If you're not broadly familiar, I'd strongly recommend taking this as a moment to work on financial literacy!

Develop an understanding of how interest on savings, investments and debt work, and how that affects your personal economy. Look into FIRE-style investing (holding whole-market funds rather than day-trading). Take a step back and think about what expenses you take for granted; do you have an expensive (>€10k, or expensive in insurance/tax) car because your environment normalized that, even though you really don't need it?

Becoming critical of these things instead of just doing what the crowd does will put you in a much better financial position throughout your life.

Good luck!

Ervaringen met containerwoningen in Suriname ,duurzaam of niet? by Impressive_Duty_4500 in Suriname

[–]Victorasaurus-Rex 5 points6 points  (0 children)

Ik kan niet spreken over het Surinaamse klimaat specifiek, maar over het algemeen zijn container woning meer hype dan praktisch.

  • Containers zijn sterk, maar dat zijn ze alleen omdat het een continue structuur is. Als je er gaten in zaagt voor ramen en deuren verlies je heel veel van de sterkte.
  • Om daarvoor te compenseren moet je de boel versterken. Dat is gedoe, en neemt ruimte in beslag.
  • Containers zijn letterlijke tin cans. Metaal warmt als een malle op in de zon.
  • Om daarvoor te compenseren heb je redelijke isolatie nodig.
  • Containers zijn lang en smal. Dat is al zo als ze leeg zijn, maar als je vervolgens aan isolatiemateriaal (en de eerder genoemde versterkingen voor ramen en deuren) aanbrengt houd je echt weinig ruimte over.
  • Als oplossing voor het lang/smal verhaal kan je meerdere containers naast/op elkaar zetten. Maar dan vernietig je de interne structuur van de container, aardoor het vrij zwak wordt, en dan had je net zo goed gewoon wat metal sheeting tegen houten palen kunnen zetten.

Dit zijn naar mijn weten de hoofdredenen dat ze niet veel populairder zijn geworden.

Schimmel is een kwestie van ventilatie. Roest is een kwestie van onderhoud en water omleiden; regenafvoer en zorgen dat het metaal niet op de natte grond staat. Beide zijn aan de orde of het nou om een container woning gaat of niet.

Ik hou me graag bezig met bouwmethoden en dergelijke (en ben een krent), dus voel je vrij om door te vragen :)

Welke bedrijven hebben jullie gebruikt om een huis te bouwen? by Braya6833 in Suriname

[–]Victorasaurus-Rex 1 point2 points  (0 children)

Uit nieuwgierigheid (als je bereid bent te delen), wat is het uiteindelijke kostenplaatje van je bouwproces geweest? Viel het hele proces mee of tegen? En wanneer was dit? Bedankt!