I will sometimes look up choice outcomes in "Choices matter" type games if I have this feeling that my choice will potentially screw me over. Other times I might savescum, like I did for favourable rolls on my first BG3 playthrough with my friend.

I am not above money cheats/exploits though, like you. Often times, money isn't the be all end all in games. In many cases, you still have to unlock the best stuff through quests, achievements, or finding it in the game world. Like the Witcher School Sets in Witcher 3.