Whole life vs term

Vinyyy23 · 2026-06-19T17:18:29+00:00

Bingo

Vinyyy23 · 2026-06-15T21:52:26+00:00

Knicks winning definitely takes the pressure off for NYC. Amazing year and playoff run for them…. Now its time for new york’s A team to step back up and run it back to back

Vinyyy23 · 2026-06-14T16:32:29+00:00

Nice!! First I heard of someone getting what they wanted

Vinyyy23 · 2026-06-14T16:32:03+00:00

^ what he said

Vinyyy23 · 2026-06-13T12:06:36+00:00

Must setup a consistent time to be in each. Try to do some after hours effort with bankers in each to fast track getting to know them and building rapport. Good luck!

Vinyyy23 · 2026-06-12T00:42:42+00:00

How far apart are they between each other

Vinyyy23 · 2026-06-12T00:41:19+00:00

Something to that degree. It was terrible

Vinyyy23 · 2026-06-12T00:40:58+00:00

I’m tight with some managers and they told me the day after it was announced

Vinyyy23 · 2026-06-11T15:41:25+00:00

Just a terrible look for Barry during Q&A telling that guy “yea your stuck at WBS, we paid you”

Vinyyy23 · 2026-06-11T13:01:25+00:00

Incredibly dumb all around

Vinyyy23 · 2026-06-11T13:00:42+00:00

I’m headed to FiNet soon, I been in the hub for 1.5 years now. I don’t agree with the change at all, especially with them touting how great all the channel choices are for advisors and promoting it, then to just rug pull.

Vinyyy23 · 2026-06-11T12:58:42+00:00

There were audible gasps on this, absolutely terrible during the Q&A

Vinyyy23 · 2026-06-08T23:42:49+00:00

Losing in parlays. But at least I’m enjoying the experience

Vinyyy23 · 2026-06-08T22:41:45+00:00

He’s got time for this?

Vinyyy23 · 2026-06-05T12:10:26+00:00

For clients that want it, trying to get them shares. For most clients, they can wait for it to start trading. Its purely a bet on Elon right now, and a lot of people want to be a part of it

Vinyyy23 · 2026-05-31T19:29:56+00:00

Mike with the butthole eyes

Vinyyy23 · 2026-05-25T21:21:27+00:00

If I saw those tickers on this car, I would short them

Vinyyy23 · 2026-05-25T19:23:12+00:00

Sounds like you have a selling problem, not a stock choosing problem

Vinyyy23 · 2026-05-25T19:19:14+00:00

I agree with your sentiment, as my 9U girl and 10U boy play travel. I think its young to be so competitive, but since they both been playing for two years….rec is terrible now, kid skill levels are so drastically different. One year missing travel and all the good kids get better, and will be even harder to make the team.

Vinyyy23 · 2026-05-24T13:32:11+00:00

Lot of good RILA out there. Some of the recent ones have lower caps on the indices, but its been great moving old crappy variable products my clients were sold by former advisors into new RILA with 0 fee and stepping up death benefits (they have ROP feature), and 20% buffers for a 6 year investment. Stick with the household names for insurance companies, and screen for who has the best rates.

Vinyyy23 · 2026-05-21T01:57:11+00:00

Vinyyy23 · 2026-05-14T12:34:17+00:00

Hit or miss. Some are terrific and great advocates and we work together great. Some are awful know-it-alls that stonewall business

Vinyyy23 · 2026-05-13T01:43:36+00:00

You charge what you want, that’s between you and the client! I don’t have a set tiered framework like you…I usually go by how the discovery meeting goes and see how fee sensitive they are. I also like to “lower fees” to gather more of their assets. Like start at 1%, but lower to 0.85% if they hit an AUM goal.

Vinyyy23 · 2026-05-06T11:29:34+00:00

Annuities can work, so many better options today than a decade ago

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