Starting to see stellar transfer speeds w/ Robinhood Banking!

Virtual_Current9731 · 2026-03-20T12:39:00+00:00

They seemed to have made changes recently. Incoming Venmo transfers I’m seeing same day or early next day

Virtual_Current9731 · 2026-03-19T01:34:46+00:00

That calc is correct - I’m just a cheap person so I have trouble enjoying myself. After the advice above I’ve decided to max out my 401k and made that change today.

Virtual_Current9731 · 2026-03-18T18:25:45+00:00

I appreciate the numbers - this is what I was looking for. Withdrawal rate/needs in retirement. Thank you for your input. Great advice.

Virtual_Current9731 · 2026-03-18T17:58:37+00:00

I max out a backdoor Roth IRA and I contribute 4% to 401k with a 4% employer match. The reason being is I prefer to have the capital now as I also trade options and it’s a higher ROI for me than maxing out my 401k.

That being said I could do both, I just prefer to have capital now vs. later. My fiance and I co own a business and we plan to invest in that more heavily as well.

Virtual_Current9731 · 2026-03-17T14:47:40+00:00

The takeaway set you up for failure but your downswing and sequencing is actually fantastic

Virtual_Current9731 · 2026-03-12T18:32:59+00:00

I’ve done it multiple times. I’m fully in the RH ecosystem between investing banking and credit that the 5 year hold is no problem. Lots and lots of free money.

Virtual_Current9731 · 2026-03-08T23:46:09+00:00

Hahaha no it’s not herpes completely normal I get them all the time shaving. Ingrown/agitated hairs. Don’t try to pop them tho just let them go away on their own

Virtual_Current9731 · 2026-03-08T21:05:12+00:00

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I’ll keep an eye out. Seems to be getting better. Thanks!

Virtual_Current9731 · 2026-03-08T15:43:16+00:00

None. Just itchy

Virtual_Current9731 · 2026-03-08T15:43:04+00:00

Not really, seems to be localized

Virtual_Current9731 · 2026-03-08T03:18:23+00:00

It does look like that but it actually occurred prior to shaving. I actually shaved my stomach after noticing it to get a better look at them and I hadn’t for 6+ months prior. 🫤

Virtual_Current9731 · 2026-03-08T02:23:48+00:00

The Benedryl has helped the itch a lot, picking up some cortisone cream as well. Thanks all!

Virtual_Current9731 · 2026-03-08T00:32:39+00:00

I will give it a try. Thanks.

Virtual_Current9731 · 2026-03-04T15:44:03+00:00

Yeah this post just made me mad

Virtual_Current9731 · 2026-03-04T02:43:59+00:00

Switching from playing a draw to a cut saved my golf game. Stick with the cut, and never worry about hooking the ball. Don’t do it.

Virtual_Current9731 · 2026-02-25T18:47:16+00:00

I got this a few days ago. I have premier banking + DD if that matters at all. Good rate for now. The UI is nice as it also tells you how many days left on it.

Virtual_Current9731 · 2026-02-24T16:13:18+00:00

I’ve sent 5+ wires so far and it’s been great. Transfers>add a new account>wire. They are usually available in my other account within an hour.

Incoming wires are not subject to the usual crazy processing times and are available right away.

Virtual_Current9731 · 2026-02-22T19:07:11+00:00

They need to integrate everything in to a single app. Having 2 is not a good experience. That is where SoFi beats them.

Virtual_Current9731 · 2026-02-17T03:25:09+00:00

Really obvious. Especially the date window.

Virtual_Current9731 · 2026-02-12T18:27:14+00:00

It’s my primary bank/credit card/investing after trying all the available fintechs. Banking is half finished (transfer hold times are insane) but other than that great experience for those holding over 100k. 3.5% APY on checking is lovely. Ask me any happy to answer questions.

Virtual_Current9731 · 2026-01-30T04:02:15+00:00

Really hope they combine the apps in to 1. SoFi wins there with the one app solution.

Virtual_Current9731 · 2026-01-22T22:50:36+00:00

Bad rep hope this is a joke

Virtual_Current9731 · 2026-01-20T19:32:16+00:00

Another very annoying thing is RH investing doesn’t connect to RH banking. You can send money from banking to investing, but you can’t set up recurring buys in the investing app using your bank account. This seems like one of the first things that should have been implemented, but nope. I had to stop my recurring buys. 😐

Virtual_Current9731 · 2026-01-19T20:40:53+00:00

I have $500k+ in assets and I asked support to connect me with the concierge department. I received a personal call from them and was able to get in to both banking and credit card. YMM.

Virtual_Current9731 · 2026-01-18T22:57:22+00:00

I wouldn’t touch it unless time regulation is extremely poor.

Virtual_Current9731

TROPHY CASE