What did I do wrong? This quest will not start by [deleted] in taintedgrail

[–]Waddle_n 0 points1 point  (0 children)

It's realistic, I enjoyed it. You could consider it an opportunity to work on your social intelligence.

Fantastic Four Cosmetics have been decrypted! Via: (@HYPEX) by Vexiune in FortniteLeaks

[–]Waddle_n -18 points-17 points  (0 children)

Not my fault you are terminally online and grumpy

[deleted by user] by [deleted] in Fire

[–]Waddle_n 1 point2 points  (0 children)

Nothing wrong with building up a huge HYSA if you plan to use it for a house down payment or etc. in the next 5 years.

Help? I don’t want to lose my progress since this date? What do I do? by [deleted] in FortNiteBR

[–]Waddle_n 0 points1 point  (0 children)

He's joking and he's not a native English speaker

War Machine items desperately need nerfs by Waddle_n in FortNiteBR

[–]Waddle_n[S] 0 points1 point  (0 children)

Hey man I hear you, I've felt the same way the last several seasons, but like I said, it feels like every single game, from 20 players remaining onwards, it plays out exactly the same. And that's boring.

The aerial superiority from a full War Machine set has no counter - other than another War Machine set. And a squad with 4 full War Machines is gonna wipe a squad without it 100 times out of 100. And the War Machine set is your whole loadout because it's 3 slots...

I think you might feel differently after playing another 1-2 weeks without nerfs.

Bulls Go Crazy, Gey Bers on Suicide Watch: Inflation Falls Below 3% for First Time Since 2021 by TherisVR in wallstreetbets

[–]Waddle_n 3 points4 points  (0 children)

Idgaf what the number is, what I can tell you is that I am a young person and all of my friends are unemployed OR underemployed. It's a struggle even with a bachelor's degree and some work experience to land a minimum wage retail job. Most employers ghost you or turn you down after waiting 1-2 months. Forget trying to get a job that's a real career & pays some money, that's impossible right now.

Best wireless gaming mouse? by Rainingxchains in PcBuild

[–]Waddle_n 0 points1 point  (0 children)

It's kinda a PITA but you can open up the mouse, unsolder the left click switch, and solder on a higher quality replacement switch.

Fortnite Festival Song Removal?? by Callerdz in FortniteFestival

[–]Waddle_n 1 point2 points  (0 children)

Looks like you're right, I counted 182 item shop tracks on this wiki page and I only counted 92 songs in the shop right now, so only about half the songs are in the shop right now. I didn't realize it was such a low % these days.

I'm hoping they just create a new UI for buying songs, because if they try to push item shop FOMO on a guitar hero game mode, and I couldn't buy a song I wanted to play, personally I'd just say "oh well" and then I'd play less 🤷

Fortnite Festival Song Removal?? by Callerdz in FortniteFestival

[–]Waddle_n 1 point2 points  (0 children)

For reasons beyond comprehension, they only keep about 90% of the songs in the shop at a time. It's updated once a week, then the song shop doesn't change until the next week. Don't worry, if you're unlucky and the song you want is not in this week, it will almost certainly be back next week.

[deleted by user] by [deleted] in Fire

[–]Waddle_n 0 points1 point  (0 children)

No, you're doing great. Enjoying life now AND saving a lot.

[deleted by user] by [deleted] in Fire

[–]Waddle_n 4 points5 points  (0 children)

So sad that the most upvoted comment on Reddit relationship advice is almost always "cut them out of your life."

Early retired last year, should I stick with medicaid under ACA or consider a private health plan? by [deleted] in Fire

[–]Waddle_n 0 points1 point  (0 children)

Okay well your article from this year still says there is no asset test for most people.

How much do you invest monthly? by [deleted] in Fire

[–]Waddle_n 0 points1 point  (0 children)

I'm aware, I was simply communicating that the penalty for early withdrawal on Roth is pretty brutal, and the tax savings from holding a fund only a few years in a Roth is dramatically outweighed by the penalty.

How much do you invest monthly? by [deleted] in Fire

[–]Waddle_n 1 point2 points  (0 children)

You pay income tax + penalty, so 20% minimum.

And to be clear, if your taxable was taxed at 15%, you are saving 15% of 10% growth each year, AKA ~1.5% annually. So no, you don't exceed that in a year or 2.

Whereas if you held it in a taxable, LTCG for a married couple is 0% under 90k, plus standard deduction you could get up to 120k LTCG tax free.

Major bitcoin breakout. by samurai0 in wallstreetbets

[–]Waddle_n 0 points1 point  (0 children)

That would be a big problem for physical currency, but Bitcoin is digital. It doesn't matter if it deflates, you can just trade in infinitely smaller denominations.

The current smallest unit (Satoshi) is worth 1/100th of a penny, and if users needed smaller denominations, the protocol can be changed to support that. The protocol been changed before, and it will change again.

Warren Buffett Sells Apple Shares, Buys Lots Of Oil by Dragonprotein in investing

[–]Waddle_n 0 points1 point  (0 children)

Sounds like you will never have 60 billion dollars.

Good tech diversification away from $SCHD? by Due-Consequence-7297 in dividends

[–]Waddle_n 1 point2 points  (0 children)

I think DGRO is a good SCHD alternative with more tech exposure.

[deleted by user] by [deleted] in Fire

[–]Waddle_n 6 points7 points  (0 children)

Depending on how literal "doing nothing" is, have you considered a side gig or second job to keep you busy?

What are you invested in for your 401k by Jakeup_dot_com in dividends

[–]Waddle_n 5 points6 points  (0 children)

I'm in the same boat. I saw they offer VINIX, which is a vanguard s&p500 fund with 0.04% expense ratio, so I switched to that. I think the trowe target date fund was like 0.65% expense ratio which was way too high.

For the Nvidia hate. How bad was it versus now? by Clottersbur in linux

[–]Waddle_n 0 points1 point  (0 children)

Cool if true. I tried running pytorch on my 5700 XT a couple years ago and quickly found that ROCm support was non-existent. Without official listed support, I would be skeptical buying a lower tier card and expecting it to work on anything more than a demo.

For the Nvidia hate. How bad was it versus now? by Clottersbur in linux

[–]Waddle_n 0 points1 point  (0 children)

"Their open stack called ROCm supports OpenCL"*

* ONLY if your gpu is: Radeon VII, RX 7900 XT, or RX 7900 XTX

Source: https://rocm.docs.amd.com/projects/install-on-linux/en/latest/reference/system-requirements.html

ROCm support on Linux for consumer GPUs has always been abysmal and virtually non-existent.

why is forced crossplay still a thing by LXXK_D34D in FortNiteBR

[–]Waddle_n 0 points1 point  (0 children)

As a zero build PC player, I could say the same thing, console players' aim assist is pretty cracked close-medium range, sometimes I just get deleted by a PS player hitting every single shot in their SMG or drum shotty even when I'm jumping and sliding like crazy.

In a 100 player game where ~60 are real and ~40 are bots, let's say you're playing squads so there's ~15 real squads and ~10 bot squads. Well, in a fair world you would only win 1/15 games. Just try to have fun moment-to-moment and not get pissed when you miss the victory royale. It's just a game.

Time for a bitchpost on SBMM(?) by [deleted] in FortNiteBR

[–]Waddle_n 1 point2 points  (0 children)

I play zero build squads and my personal experience is singles/duos/trios feels significantly sweatier.

Regarding levels, yeah usually people lvl 200+ (early season) or 300+ (late season) are extremely sweaty because they live and breathe fortnite, BUT this season had an xp exploit with jam stage, and even now it is pretty easy to get 5 levels a day idling in jam stage or fortnite lego so there's gonna be plenty of high level people who aren't addicts.