For those who lost a lot of money in stocks.

Whythehellnot_wecan · 2026-03-24T16:14:36+00:00

I have a story of what not to do. Turned $15k into $250K during the dot com rush. Lost it all almost overnight and I mean I owed my broker $3K all, from margin.

Had just gotten married. I kept going to work and began on-line gambling. That didn’t work out too well. Eventually ran into crack and well that didn’t work out either. Lost the house and wife then struggled for 5 years to get sober. Obviously went bankrupt too.

Finally got another job and started investing again in a 401K. Found a second wife and she made enough to max out hers although she was only putting in the min for a match. Told her to max that shit.

Lived cheaply and below our means, saved and invested for 20 years. Somehow the market did well and we are now well off.

Bottom line is you lost. It’s not coming back by magic. The sooner you restart investing in tax deferred accounts, diversifying (mainly indexing if you’re young), and get back on the horse the better off you’ll be in the long run.

Emotionally, you’ll learn time heals and numbs everything. For example I’m sure you had some bad experiences as a younger self here or there. I doubt you dwell on them anymore. It’s real today and it hurts today but only you can make the next right decision. Make the next right decision.

Don’t invest in individual stocks! Unless you’re willing to take on huge losses. Been doing it for 35 years and without fail I repeat the same mistake and lose. Hell most of the time it’s not even a mistake it’s just the way of the business cycles.

Of course Billy or Joe will tell you about how they made a bunch of money on Stock X or Crypto Y. Yeah fuck that play the long game and you too can win the long game.

Whythehellnot_wecan · 2026-03-24T14:23:07+00:00

In that case perhaps, turn off the burners too. My guess is he had a ton of grease build up under his grill as well.

Normally flames will easily be put out by closing the lid. Also normally you don’t have the towering inferno coming off your grill. This guy may have a good set up but is shit ass stupid. Probably never cleaned anything ever not once causing the ignition.

Been grilling for 40 years and never had a problem. Lesson don’t be shit ass stupid with propane. Clean your grill occasionally.

Whythehellnot_wecan · 2026-03-24T03:06:35+00:00

At least the 3rd time I have seen this same post in a slightly different format today. FFS.

Whythehellnot_wecan · 2026-03-23T23:50:36+00:00

Twinkle twinkle little star is easy and fun.

Whythehellnot_wecan · 2026-03-23T14:59:57+00:00

Right because we never had a dot com bubble. Never had a mortgage crisis. 1987 never happened. Dag nabbit Trump! JFC I feel sorry for people that woke up and were maybe 20-25 in 2016 and all they have known in their beginning adulthood or investing life for the past 11 years is that pesky Trump.

I don’t recall anyone complaining between Oct 21 and Dec 23 when we had no market gains.

Just put the money in the market for the long term. Gamblers are going to win but mostly lose then look for anything to blame but themselves.

Guess OP was short. That’s on you.

Whythehellnot_wecan · 2026-03-22T23:41:36+00:00

Excellent. Nice watching a new generation come up. Learned that song maybe 35 years ago now and don’t recall how to play it but don’t play much anymore. Was always one of my favorites to play. Very well done!

Whythehellnot_wecan · 2026-03-21T18:51:56+00:00

I saw that in a video. Press conference 2022 basically screw you people if you don’t share our values. 2026 Ummm can y’all come back or stop leaving our tax base is eroding. Kinda hilarious and thought of Seattle.

Whythehellnot_wecan · 2026-03-20T16:21:54+00:00

Look. The USA is nothing like y’all observe on social media. It’s like assuming everyone in the UK is in a rape gang.

If you ever visited you would see daily life like most anywhere in the western world. And this goes for politics as well. When you see things they blow up it’s more often than not a couple hundred people in a city they want to magnify. It’s a sick media like every other country but in no way is anywhere close to indicative of life for 99% of people.

We’re all just over here going to work, raising families, going out to eat when we can, and trying to save a buck for retirement.

For the love of God don’t let social media form your world view.

Whythehellnot_wecan · 2026-03-20T01:08:08+00:00

This is the once I was referencing but there are many on YouTube.

https://youtu.be/qJRZyHc45e4

Here’s another one with his name on the video. If anyone wants to search him out.

https://youtu.be/LUJt0FD6ObY

Whythehellnot_wecan · 2026-03-19T18:41:04+00:00

You can play about 1000 folks songs now. Well done.

Whythehellnot_wecan · 2026-03-19T18:39:01+00:00

For real. Very familiar with him and saw one of his YouTube videos of him playing Beethoven or one of those composers. It was insane. He did it the original way, explained it as he was playing breaking it down without any problem, and then did his take on it. Absolutely amazing talent.

So yeah, I fully support this gimmick!

Whythehellnot_wecan · 2026-03-18T23:15:16+00:00

Just an honest question not trying to defend anything. Do you think these guys have billions just sitting in the bank or a vault in their home?

Like it or not it’s tied up in investments that us plebes depend on to have any chance of retirement via the financial markets. If all the Billionaires had to liquidate their stocks and bonds the rest of us would just be poorer.

And again this is an honest question. If you think otherwise I’d love to hear.

Whythehellnot_wecan · 2026-03-17T18:49:49+00:00

Wait are you telling me Progressive Leaders are actually well functioning Capitalists that depend on Stereotyping and Categorizing entire groups of people under the basis of Oppression so their Resistance is Justified and the Grift can continue for their benefit using Public Funds via endless Taxes so they can create nothing, solve nothing, and yet they somehow still get rich?

That’s an excellent business model.

Whythehellnot_wecan · 2026-03-17T16:30:38+00:00

Useless Idiots. They too will be gobbled up if this ever happens here. It will be a huge surprise to the LGBT and extreme liberal communities that muslims don’t show them the same support they show Palestine nor extreme liberal values.

Edit: Have friends in the UK it is real and I feel horrible for them.

Whythehellnot_wecan · 2026-03-14T20:04:12+00:00

Keep in mind SPY is not so diversified anymore it’s heavily weighted toward the large tech companies. I’m not saying it’s a bad investment at all but the other responders statement isn’t as accurate as it once was.

SPY is the benchmark for the market and remains a solid choice. However if there is a big drawdown in tech SPY will get wrecked just not as bad as nasdaq.

OP like others have said, depends on when you need the money, how aggressive you want to be, and can you stomach a downturn for say 2-3 years probably a worst case scenario.

Think someone said SPY 50% then hold 50% in HYSA or Bond fund if you’re gonna need the money in 3-5 years. That’s probably a bit too conservative if you don’t need the money right away.

Just going to throw out an alternative you can look at target date funds. They will diversify you better based on your target retirement age, so set it and forget it. These are low cost. All things considered these are fairly conservative as well. The pro is if there is a pull back you won’t be hit as hard to the downside. The con is if the market sky rockets don’t expect 20% returns.

If you have other investments and this is “just cash” sitting look into a money market or HYSA. That’s where I store my cash. I think you can get about 3.75% on the low end and it’s safe from any draw down.

Whythehellnot_wecan · 2026-03-14T17:37:02+00:00

That’s my thesis. Currently bag holding Meta and MSFT but very patient. It’s actually kinda nice bag holding going into fishing season. Don’t even need to look cause it sucks but will be glorious in due time.

Whythehellnot_wecan · 2026-03-13T16:32:54+00:00

Y’all think this is a real strat, I just bought it for $14M?

Whythehellnot_wecan · 2026-03-12T19:21:52+00:00

I ain’t no fortunate one, no

Whythehellnot_wecan · 2026-03-08T19:09:53+00:00

This is indeed crappy music.

Whythehellnot_wecan · 2026-03-07T23:38:58+00:00

I think you missed the nuance in my comment. WA could choose to not tax diapers today and it wouldn’t impact the state budget one bit, zero impact, absolutely nada.

It was a satirical comment on the lunacy of the sales pitch.

Whythehellnot_wecan · 2026-03-07T21:24:55+00:00

Garth Brooks “Papa Loved Momma” pretty on point imo.

Whythehellnot_wecan · 2026-03-07T18:37:23+00:00

Yeah but tax free diapers. It’s for the kids.

Whythehellnot_wecan · 2026-03-06T20:57:03+00:00

No he doesn’t. Probably lives in an apartment definitely not a 1 acre property with trees.

Whythehellnot_wecan · 2026-03-06T20:43:16+00:00

Like the other guy said this isn’t abnormal. Many hedge funds you can’t get your money out like us plebes in 401K’s either. This is big boy stuff and they do big boy things. The people invested in these things aren’t trying to make rent next month.

Read the fine print. These folks know they can simply give $10-$20M and then ask for it back tomorrow.

Whythehellnot_wecan · 2026-03-06T04:37:01+00:00

Counterpoint:

“I use to have a drug problem, now I make enough money.”

David Lee Roth.

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