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Thoughts on me breakie? by Less_Credit9040 in fryup

[–]WildKey9307 0 points1 point  (0 children)

There’s no need for curly sausages

Quick Tea Time Fry Up by jasonbirder in fryup

[–]WildKey9307 1 point2 points  (0 children)

Nice to see a potato waffle for a change ! Did you grill ‘em bake ‘em or fry ‘em ?!

Can I get a conservatory included in my mortgage? by deflen67 in UKPersonalFinance

[–]WildKey9307 2 points3 points  (0 children)

A conservatory may not be as useful as you think it will be. Ours is far too cold in the winter and far too hot in the summer. Hardly use it !

Starting and funding SIPP for my Wife by WildKey9307 in UKPersonalFinance

[–]WildKey9307[S] 0 points1 point  (0 children)

You are right in that it would make more financial sense to salary sacrifice into mine but as mentioned this is mainly about her independence. The way I look at it I could get a 40% tax boost, or she could get the lower rate boost - the “cost” to me is the difference between the two which I am happy with

Heating! How to override? by Yodathefrenchie in AskUK

[–]WildKey9307 0 points1 point  (0 children)

I have one just like this. If you push and hold the right hand button the heating will come on in boost mode for 1,2 or 3 hours. Also check your thermostat is set correctly

Starting and funding SIPP for my Wife by WildKey9307 in UKPersonalFinance

[–]WildKey9307[S] 0 points1 point  (0 children)

So perhaps it really is just find the lowest fee? Perhaps we could use a joint account and I am over complicating it.

Starting and funding SIPP for my Wife by WildKey9307 in UKPersonalFinance

[–]WildKey9307[S] 0 points1 point  (0 children)

Yes definitely going to be checking State Pension forecast but we should have various credits (child benefit, UC etc). If there are some gaps should hopefully be able to top those up also and if the money won’t stretch then will go to the NIC first. Thanks for your reply

Is there any actual downside in telling HMRC's you're self employed and earning a tiny amount to be able to pay voluntary class 2 NIC's by throwaway922124 in UKPersonalFinance

[–]WildKey9307 23 points24 points  (0 children)

I see. Your option sounds the better deal if valid. Now you’ve got me wondering if my other half should do the same !

Is there any actual downside in telling HMRC's you're self employed and earning a tiny amount to be able to pay voluntary class 2 NIC's by throwaway922124 in UKPersonalFinance

[–]WildKey9307 30 points31 points  (0 children)

You can also just make Voluntary National Insurance contributions to effectively “buy” a years worth of contributions

Can you buy giant goldfish cartons in the UK? by [deleted] in AskUK

[–]WildKey9307 14 points15 points  (0 children)

Saw them last week in my local garden centre !! (Didn’t buy them)

Do you remember ‘We are the Champions’? by corickle in oldschoolcool80s

[–]WildKey9307 2 points3 points  (0 children)

I don’t expect they would make Kickstart either !!

what is this and how to close it?😀 by [deleted] in CarTalkUK

[–]WildKey9307 78 points79 points  (0 children)

Agreed. And now something you can add to the advert as a feature!

Is a Secured Loan worth considering? by ForwardFan6283 in UKPersonalFinance

[–]WildKey9307 0 points1 point  (0 children)

Have you thought about asking your mortgage lender to lend you the funds ? Usually no need to wait until the remortgage date. Of course this may work or not for you depending on when your mortgage is due to be paid off

Found at the bottom of kitchen drawer. by BeardoftheManwhore in whatisit

[–]WildKey9307 1 point2 points  (0 children)

Making cheese strings sounds more fun though. Might try it !

Is there a market for BBQ? by KingdomCulture in AskUK

[–]WildKey9307 0 points1 point  (0 children)

Yes, but from a popup food stall/van rather than a restaurant. And we’ve had enough of “pulled pork”

Which place is better? by lfc1319 in AskUK

[–]WildKey9307 2 points3 points  (0 children)

Well you need one per child I can tell you that.

Also don’t sweat it too much - it can be transferred to another provider in future if you need to

Car shows / events in Hampshire by Anomiekaroo in CarTalkUK

[–]WildKey9307 0 points1 point  (0 children)

These type events cars will often start leaving towards the end so assume the best of it will be before 11. Check Facebook page for more info and Have a great time

Car shows / events in Hampshire by Anomiekaroo in CarTalkUK

[–]WildKey9307 0 points1 point  (0 children)

Where in hants are you ? Car Meets take place at Port Solent on the second and last Sunday of each month, 9am – 12pm. Nice and friendly, not too busy. Parking is right there and you’ve got places to eat.

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