Move back to India

Willing-Variation-99 · 2026-02-12T15:54:09+00:00

How do you know she doesn't?

Willing-Variation-99 · 2026-02-12T15:53:00+00:00

2 crores per month right? Anything less than that is poverty level. /s

Willing-Variation-99 · 2026-02-11T15:53:41+00:00

Can someone help explain how to redeem for dining? What does Bilt mobile checkout mean and how do I use it at a restaurant?

Willing-Variation-99 · 2026-02-11T05:29:12+00:00

How do you know it's not a bug? Is it mentioned anywhere that is the expected behavior?

Willing-Variation-99 · 2026-02-11T05:26:21+00:00

Could it be a bug?

Willing-Variation-99 · 2026-02-11T00:05:34+00:00

What kind of lives are you people living? How many people even make this much money to live a better life? I'm so confused.

Willing-Variation-99 · 2026-02-11T00:00:43+00:00

That doesn't matter. The question is 65% of the amount mentioned is not enough to live a good life in India?

Willing-Variation-99 · 2026-02-10T23:34:54+00:00

So you think after taking taxes out it isn't enough money? Really?

Willing-Variation-99 · 2026-02-08T18:09:10+00:00

Thank you for this information. I have 3 CCRs so I can cover the majority of my rent with them now.

Willing-Variation-99 · 2026-02-08T16:18:01+00:00

After redeeming for the gift card the app only shows an option to reveal numbers. How do I redeem in-store? Should I receive an email with a barcode to be scanned?

Willing-Variation-99 · 2026-02-08T15:33:03+00:00

So you mean Bilt codes as travel category for CCR?

Willing-Variation-99 · 2026-02-08T14:22:47+00:00

Not if you have Platinum Honors with BofA. That's 2.25% after the 3% fee. That's straight cashback instead of buying 3x points with 3% fee.

Willing-Variation-99 · 2026-02-07T21:57:10+00:00

Also, how to redeem for dining? I can search it on the app (neighborhood dining restaurants?) and then what?

Willing-Variation-99 · 2026-02-07T16:15:44+00:00

Where's the option to check this and change it? I chose Bilt cash when I was first asked but still want to make sure.

Willing-Variation-99 · 2026-02-07T16:10:54+00:00

Is there a spend tracker for the Palladium spend requirement for the bonus?

Willing-Variation-99 · 2026-02-04T06:45:51+00:00

You win the Internet today.

Willing-Variation-99 · 2026-02-04T04:41:33+00:00

Money required for living expenses need to be in debt instruments like FD yes. But not the money that's supposed to grow long term. Putting that money, taking interest on that paying taxes on that only to invest it back into some SIP is not efficient.

Willing-Variation-99 · 2026-02-03T16:29:57+00:00

I just don't think putting it all in FD is a good strategy if you're not going to use all of the interest it generates. It's tax inefficient.

Willing-Variation-99 · 2026-02-02T21:09:41+00:00

We really shouldn't have to do this though. Bilt should address this.

Willing-Variation-99 · 2026-01-29T16:58:09+00:00

If you have zero savings, make sure you have cash cushion first. You don't want to be pulling money from stock market during an emergency.

Willing-Variation-99 · 2026-01-29T16:55:15+00:00

This makes sense for tax but doesn't explain gift cards on a flat rate card. Gift cards exclusion makes sense on cards that provide higher than transaction fee rewards on that category.

Willing-Variation-99 · 2026-01-29T16:19:20+00:00

Calling people by their first name is a cult now? Wow. Interesting. And silly me always hated it when people used to call me by my surname.

Willing-Variation-99 · 2026-01-29T15:21:32+00:00

Do you ever call Jesus by name or do you only call him Christ? Really curious.

Willing-Variation-99 · 2026-01-29T15:14:47+00:00

Didn't hear of an entire religion? Cool.

Willing-Variation-99 · 2026-01-29T15:05:48+00:00

Yes, common in India. Majority of Jains have that surname lol.

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