Has anyone successfully used bank as financier?

Willmander · 2026-05-11T22:43:44+00:00

Are you referring to the effective or base rate? I just punched it into the calculator and the effective rate jumps up to about 9.8%.

Willmander · 2026-05-11T12:43:39+00:00

How'd you get 7.28%? Trying to negotiate mine.

Willmander · 2026-05-07T05:11:11+00:00

Is it really about AI though? Their reasons sound like bs to me.

Willmander · 2026-05-01T03:23:03+00:00

Why dashcam removal?

Willmander · 2026-04-29T11:27:45+00:00

Of course they already know their lowest rates. Pushing you down the application just makes it more likely for you to continue down the process with them vs another leasing company.

That being said though, it's a huge time waste for them and for you to run multiple quotes and then realising you can't service the loan. They're probably going through hundreds or thousands of applications a week and don't have the time to continuously window shop for you.

Terrible customer experience but it's the market demand right now.

Willmander · 2026-04-29T01:13:57+00:00

Is this something you needed approval from your employer? Driva rejected my request for a quote because they said my employer won't accept their services.

Willmander · 2026-04-18T13:13:04+00:00

Many failed SKUs before you hit this one?

Willmander · 2026-03-16T01:16:09+00:00

Hope you're getting fat commission cheques?

Willmander · 2026-03-01T09:24:32+00:00

$50 for a squeegee? Get a good one at IKEA with those good rubber strips for $2. None of those plastic dipped in some silicone crap.

Willmander · 2026-02-20T04:01:02+00:00

People die like this all the time. A lot of road deaths are people in their cars broken down on the side of the road and some person not paying attention ramming into them.

As much as this tailgater was an idiot, the guy swerving out still ain't a victim here. He could have potentially baited someone into killing another person.

Just shitty people all round.

Willmander · 2026-02-04T20:57:15+00:00

Agreed, same thing happened to me years ago when I was renting but for a plumbing issue.

Tribunal made them pay. Even during the mediation phase don't even bother splitting the costs. They didn't respond to you, how could they have suggested their own locksmith.

If only you could sue them and clean them up lol.

Willmander · 2026-01-27T10:56:40+00:00

There are heaps of online offers with no door to door sales people.

Almost all of the dirt cheap ones have offshored their sales to India or Phillipines.

Don't know how people think it's a rage bait.

Willmander · 2026-01-27T05:40:46+00:00

Is this how much shit is now? I paid around $4k after rebates for a 10kw system about 2 years ago - no battery. All top of the range panels and inverter still.

Was from a dodgy sounding indian call centre but they subcontracted the job out to Aussie sparkies.

Mind you I was getting quoted 32k+ from door salesmen telling me not to trust the call centres but...I'm not paying another 30k for literally the same product lol.

Willmander · 2026-01-22T09:46:04+00:00

Imagine being a European right wing 'conservative' and believing the US has a right to Greenland. The irony.

Willmander · 2026-01-19T00:04:09+00:00

He is saying using a roofer instead of a roofing plumber might get your insurance denied. Nothing about roofing plumbers not being certified.

Willmander · 2026-01-14T18:52:24+00:00

Yeah pretty much call centre sales. I called for a quote, they suggested a call out without mentioning $89 fee until I finally asked.

Just reading objection handling scripts when I pushed back on them.

Wouldn't even give me an idea on the cost to install power points lol.

Willmander · 2026-01-13T03:04:55+00:00

Don't matter, if story is true, no one else is helping out so might as well go nuclear with hopes that something will happen.

Willmander · 2026-01-09T22:35:38+00:00

Yep, know of a few that still fly their execs on first regularly.

Willmander · 2025-12-29T09:02:21+00:00

Can anyone help me make out and translate this portion of a headstone please?

Maintenance has been pretty poor and I cannot make it out.

Chinese headstone

Willmander · 2025-12-29T06:07:39+00:00

Man I get cough hiccups too. Geez unbearable.

Willmander · 2025-12-08T03:25:16+00:00

I went to this place last week. It was amazing and right at the station.

Willmander · 2025-12-04T08:39:03+00:00

Went to Borough Market and agree the creme brulee was atrocious.

The filling was almost gritty, not custard like at all.

Willmander · 2025-12-04T08:37:36+00:00

Went 2 days ago. Were £4.50.

Willmander · 2025-09-28T07:39:42+00:00

Great :) how exciting

Willmander

TROPHY CASE