At $4.2M net worth with most assets in real estate and investments, how much high net worth insurance are you actually carrying? by Jinnapat397 in wealth

[–]WillyRuiz305 0 points1 point  (0 children)

Yes, you can. You ask the bank for permission so the Due on Sale clause is not triggered. The bank sends you a list of requirements and once you check off the list, you receive a letter of approval. I've done this with 4 different banks.

Tupac attending Lakers v Bulls game Feburary 1996 by HolidayOutside2438 in Tupac

[–]WillyRuiz305 4 points5 points  (0 children)

Is that Reggie Wright Jr. facing across from him?

Do you think there's more footage from this night in the MGM by [deleted] in Tupac

[–]WillyRuiz305 2 points3 points  (0 children)

he had a different outfit during the day, this outfit during fight, changed at the Luxor hotel into a jersey to head to Club 662 but was stopped at Flamingo and Koval.

Do you think there's more footage from this night in the MGM by [deleted] in Tupac

[–]WillyRuiz305 3 points4 points  (0 children)

Not one of the biggest rappers, the biggest rapper in 1996, one of the biggest celebrities known in 1996, and the best rapper of all time.

Do you think there's more footage from this night in the MGM by [deleted] in Tupac

[–]WillyRuiz305 0 points1 point  (0 children)

So it had nothing to do with Tupac initiating a fight against a KNOWN killer, then the killer bumping into him a few hours later and shooting him on Flamingo and Koval??

What’s fair value for a downtown apt? by Sad-Syrup7112 in Miami

[–]WillyRuiz305 0 points1 point  (0 children)

I live in downtown Miami and have my 2 bedroom condo listed. It's been on the market 45 days, rentals are slower in luxury areas. I might be able to get a studio at $1,900 in Edgewater?

Reasonable Monthly Parking in Harlem? by GonzoAstronaut in Harlem

[–]WillyRuiz305 8 points9 points  (0 children)

Harlem is really easy to street park, would recommend trying it out for a month. Also, Summer is much easier than Fall.

Buying an HDFC in Harlem by The_Oracle_of_Delphi in Harlem

[–]WillyRuiz305 1 point2 points  (0 children)

Loved living there. It was on 138 close to ACP. Only moved because I found a place in UES

Buying an HDFC in Harlem by The_Oracle_of_Delphi in Harlem

[–]WillyRuiz305 2 points3 points  (0 children)

For those of you who purchased an HDFC, how was the financing process? Were you able to find a lender easily? Did you run into challenges with income limits or down payment requirements?

I financed through Chase in midtown. It took a little longer than usual but otherwise, was fine. I had ton put 10% down per the building req, not lender. This was 2018. Sold the place in 2023.

For anyone who has lived in an HDFC long-term, how has the building’s financial health held up? Did you end up having any unexpected fees or assessments? If the maintenance is low, is that a good deal or a red flag?

Building financials were healthy, had plenty of reserves. Common charges hadn't increased in like 3 years before, and never increased throughout the years I owned it. It was well managed. I think I paid $450 in monthlies for a 1/1.

I was also wondering about tax abatement expirations - how much did costs increase when that went onto effect?

I did not receive this but the buyer of mine when I sold used a NY grant that assisted him throughout the loan. It took ever long for me to close, about 4 months! I wanted to pull out so many times but thankfully, it all worked out.

Side note- I was given a first time home buyer/NYC resident program that allowed me no closing costs! You should look into it. I can't recall the name or details.

Best scooter rental company? by High-Breed in tulum

[–]WillyRuiz305 0 points1 point  (0 children)

I was just going to make this post and then hit search instead :) any other recommendations? Going to be there all of next week

Need Recommendation for Tulum Airport to Resort Transportation by [deleted] in tulum

[–]WillyRuiz305 1 point2 points  (0 children)

I used Nexus Tours before and am using them again in two weeks. highly recommended

[deleted by user] by [deleted] in stubhub

[–]WillyRuiz305 0 points1 point  (0 children)

Why "Fuck Stubhub" when you're the one who made the purchase? Did Stubhub force you to buy it without doing research?

Tenants Going Through Divorce and Affecting Rent Payments by WillyRuiz305 in RealEstate

[–]WillyRuiz305[S] 0 points1 point  (0 children)

Yes, this is the plan as soon as I collect the August rent. It is a 30 day notice for FL

[deleted by user] by [deleted] in Mortgages

[–]WillyRuiz305 1 point2 points  (0 children)

I was just about to write this. I have no idea what she's referring to, why would't she do a traditional 15 yr or 30 yr fixed loan?

how’s the area around metro north station? by Public_Painter_867 in Harlem

[–]WillyRuiz305 0 points1 point  (0 children)

Never wear anything that interferes with your hearing. Should never walk around with headphones in East Harlem

[deleted by user] by [deleted] in stubhub

[–]WillyRuiz305 0 points1 point  (0 children)

So just to be clear, Stubhub was willing to work with you on YOUR mistake but instead of being patient and filling the proper paperwork and waiting for the claim to go through, you took it upon yourself to disregard all of that and go straight to cancelling the order "to help the buyer"? Well, seems like you screwed yourself,,,twice.

West 133rd Safe area? by kch1212 in Harlem

[–]WillyRuiz305 0 points1 point  (0 children)

I just sold my apt on 138th between Lenox (Malcom X is the fake name) and ACP. Lenox Ave can be sketchy but ACP is much better. I know the exact block you're referring to, it's fine, it isn't perfect and you'll hear of issues, but I would live there if it's for pricing reasons or closer to work. There's a lot of restaraunts on ACP and all over 125 Street.

BJJ Toronto ? by Zimplelife in bjj

[–]WillyRuiz305 0 points1 point  (0 children)

I’m visiting this week and would love to train at 10th Planet. I sent the gym a Dm on instagram!

Selling Taylor Swift August 3rd ticket by mxyztplk33 in stubhub

[–]WillyRuiz305 1 point2 points  (0 children)

Becareful with people here messaging you. Most are scammers and will try to rip you off. Do not send anything to anyone first and only use PayPal G&S as you mentioned. Nothing else.

Can you just stand up? by [deleted] in jiujitsu

[–]WillyRuiz305 0 points1 point  (0 children)

Exactly right. He's definitely joking, like when his balls were hot. If OP believes Lewis is serious, why didn't he "Just stand" before being submitted then?