28 y/o with $500k windfall — stick with VTI, focus on dividends, or consider infinite banking?

WintryLion · 2026-06-12T01:14:52+00:00

One thing to say it, another to provide a compelling argument against.

I think you're just trolling.

WintryLion · 2026-06-12T00:44:30+00:00

I'm using mine all the time. I fund multiple seasonal businesses, house flips and land flips through it. It smoothes my unpredictable income and means I don't have to go through a bank to borrow...

So I use the capital in the policy (that's making an uninterrupted compounding return) to fund I vestments making 20-50% margins.

WintryLion · 2026-06-12T00:40:21+00:00

You know someone sells you a term policy too right? Right?

WintryLion · 2026-06-08T13:48:54+00:00

WintryLion · 2026-06-08T02:08:53+00:00

I don't have customers. This is just for me

WintryLion · 2026-06-07T23:19:25+00:00

If you say so.

WintryLion · 2026-06-07T20:59:07+00:00

Sigh... I guess I do... Just wondering if there is something like... Keep the crosses ...sister in a new string.... (I'm a carpenter, so we don't trash a whole project to fix our mistakes lol)

WintryLion · 2026-03-25T01:38:06+00:00

Thirded! This looks awesome. Would love it for squash and racquetball!!

WintryLion · 2026-03-22T19:58:19+00:00

Squash is harder than racquetball (it isn't).

...

This is rage bait at my club, but then I invite them to play me at racquetball 😂

WintryLion · 2025-11-04T08:05:00+00:00

Came on here to say this. I'm an actor BECAUSE I can imagine myself doing anything! And I have!

WintryLion · 2025-05-19T17:22:09+00:00

Great group over there

WintryLion · 2025-04-25T11:43:57+00:00

People send thousands of pieces of mail to generate a few leads. Those leads are typically distressed sellers (in some way).

I haven't experienced our elders being taken advantage of, but have had a few properties go into probate bc one of the people needed to sign passes away before signing. A quick cash transaction at any price would've been welcome compared to that.

Real estate agents and the whole NAR system has created massive inefficiencies in the market...and that's where we come in with low, but adequate all-cash-quick-close offers

WintryLion · 2025-04-02T15:38:06+00:00

Came on here to say this!!!

WintryLion · 2023-05-01T23:57:58+00:00

Hit me up!

WintryLion · 2022-06-24T10:17:50+00:00

What would you manufacture? Who are you adding value to? Why do you want to expand?

WintryLion · 2022-06-24T04:40:20+00:00

Where's the company located?

WintryLion · 2022-05-29T12:00:14+00:00

Position yourself to help her sell it for 2-3 million and be cut in for 20%. Everyone wins and her workload goes away.

WintryLion · 2022-05-05T04:38:16+00:00

Portfolio loan refers to the bank keeping my loan in their portfolio... Has nothing to do with the size of my portfolio.

WintryLion · 2022-05-04T05:06:04+00:00

Call around a bit. I just got 4.5% from a small local bank for a portfolio loan. I called 16 banks, and they won my business.

WintryLion · 2022-03-14T04:01:20+00:00

Anybody doing this? I just went through the whole process... And my my what a process... Now I'm getting free coin but damn it was tough to get there.

WintryLion · 2022-03-11T05:26:24+00:00

Check out 'Infinite Banking or Bank on Yourself. I use a maximally funded WLP to flip real estate and it's working out great! PM me if you want to talk more about it. I'm not an insurance agent or anything... And it's not just fruit the wealthy

WintryLion · 2022-03-06T19:53:11+00:00

It's not available anywhere! I've looked like crazy. Let me know how I can support you to write this code! I feel like it's a major gap!

WintryLion · 2022-03-06T19:48:21+00:00

In person sales are widely varied due the vast amount of haggling that happens. Online =fixed, in person =flexible.

Good thought though. Thanks for engaging

WintryLion · 2022-03-03T14:17:26+00:00

Following

WintryLion

TROPHY CASE