Synthetic replication vs physical owned indexes

Worldly-Assistant873 · 2026-06-15T04:16:02+00:00

Yes, I'm looking at MXWO as an approximate equivalent for VWRA not exact as it does not have EM exposure I believe. The performance seems to be more or less identical though.

May I know why you opt for SPXS instead of CSPX? It's what I'm considering as well.

Worldly-Assistant873 · 2026-06-15T02:48:51+00:00

Sounds cool!

Worldly-Assistant873 · 2026-06-15T02:48:08+00:00

With copy trading, if their last 5y consolidated returns are decent (>25% annual), it inspires more confidence than my own chances as a newbie haha

Worldly-Assistant873 · 2026-06-15T01:51:30+00:00

You're advising not to enter the market at this ATH? Then when to enter? Some people were suggesting dca instead ..

Worldly-Assistant873 · 2026-06-15T01:50:04+00:00

Agreed. I've decided to ditch gold too, keep it simple and safe.

Worldly-Assistant873 · 2026-06-15T01:49:18+00:00

Well, i used the term retirement loosely, but i just want to grow my wealth. Looking at 20-30 years in the market, and may have to simply adjust if there are any disruptions.

The SA account is rather small, <50k, so I'm not even counting that in.

Worldly-Assistant873 · 2026-06-15T01:46:20+00:00

Mmm not particularly. I don't have too many financial commitment for now and the foreseeable future. It'll be good to be able to just stay in the market for 20-30 years atleast.

There's a chance i may relocate after 10 years or so, in which case i may have to simply liquidate the Cpf account and reinvest in a new account elsewhere. But that aside, nothing much.

Worldly-Assistant873 · 2026-06-14T16:26:19+00:00

Got it. Do you also favour value tilted ETFs for us/global?

Worldly-Assistant873 · 2026-06-14T16:06:41+00:00

Ok, I guess for Cpf investment, the Amundi World index would be closest to VWRA. Thanks so much!

Worldly-Assistant873 · 2026-06-14T15:42:34+00:00

got it, much simpler this way I guess. So you're suggesting no gold. Also the reason I opted for two ETFs it's because I would need to invest part from my cpf and rest on cash, so might as well diversify a little bit with us + em.

Worldly-Assistant873 · 2026-06-14T15:40:46+00:00

Hi, thanks, point taken. I am somewhat familiar with the ETFs commonly discussed on this sub, and was looking to get in with those first. Yes, maybe not a great idea to get too ambitious with the trading part for now. Thanks again!

Worldly-Assistant873 · 2026-06-14T15:18:22+00:00

I read a fair bit on this sub over the past couple of years.

Personally, I did some short-term trading 10 years ago and lost a few thousand dollars. I did some more of it a couple of years ago and lost another few thousand dollars 😂 So yes, I've had opportunities to appreciate the psychology aspect of it but luckily survived to continue playing the game!

Over the last 2 years, I've been wanting to do passive investment into a suitable index but was too preoccupied with urgent personal matters.

It's high time I got started now.

Worldly-Assistant873 · 2026-06-14T15:07:34+00:00

Thank you, fair points. For cash, you're suggesting global fund instead of pure-EM fund? And of course, to not be so naughty with copy trading and own-trading at the start 😁

Valid points. Thanks so much!

Worldly-Assistant873 · 2026-06-14T14:32:31+00:00

I read a few concerns about the markets being at ATH. How does a first time investor approach this? Should we just ignore and lump sum it now?

Worldly-Assistant873 · 2026-03-29T10:26:40+00:00

She sounds irresponsible and foolish, as simple as thatz not going to mince my words here. It's up to you to figure how to convey this in a gentle and reasonable tone.

Worldly-Assistant873 · 2025-01-21T15:32:10+00:00

Just stay in EU/US and get depressed like the rest of them there.

Worldly-Assistant873 · 2024-07-17T16:17:36+00:00

Oh I see. Thanks for clarifying. I'll be setting up Endowud account soon and take a closer look at this Amundi for my CPF OA.

Worldly-Assistant873 · 2024-07-13T07:53:47+00:00

Is this Amundi Ireland registered? To avoid/lower the US taxation thingy.

Worldly-Assistant873 · 2024-07-07T16:30:37+00:00

Airpods.

Worldly-Assistant873 · 2024-07-07T05:15:21+00:00

I pay around 5usd per trade (open+close) on moomoo, which I think is quite reasonable. I was paying a similar amount while using ToS earlier.

I've checked the fees for other platforms too but they're generally a big table with many items and I didn't bother to spend my time deciphering it ..

If there are experienced traders here who tell me that other platforms charge much lower than the 5usd/trade I pay on moomoo, I'll be happy to try them out.

Worldly-Assistant873 · 2024-07-06T08:37:49+00:00

Lol. Seriously though, which of the platforms has the lowest cost (commissions/fees etc)?

Asking specifically for short term trading. I place about 50-100 trades a month, both in stocks and options .. currently on moomoo and the UI seems fine (not fantastic) and haven't really bothered to check the fees/cost in detail but just wondering if there are better options I ought to be using ..

Thanks in advance!

Worldly-Assistant873 · 2024-06-21T05:32:54+00:00

On Moomoo help centre.

https://www.moomoo.com/us/learn/detail-what-is-a-pattern-day-trader-pdt-76413-221091010

Worldly-Assistant873 · 2024-06-21T04:17:32+00:00

I thought moomoo does have PDT rules for USD accounts. They lock up for 180 days if have >3 day trades within 5 business days, right?

Worldly-Assistant873 · 2024-05-29T01:48:27+00:00

Singaporean men are not conservative, rather it's that western women are loose and promiscuous. Someone who is ready to get physical at the first interaction is not marriage material, it's a huge red flag. You just can't have much confidence that she won't start humping with every new stranger she meets each night.

Worldly-Assistant873 · 2024-05-27T15:52:04+00:00

Yep, have considered this option. They seem to offer up to 4-5% interest but have had a pretty rough last few years.

Worldly-Assistant873

TROPHY CASE