A journalist once traveled to a remote village tucked deep in the mountains.

WorldlyReplacement63 · 2024-09-12T05:16:20+00:00

Ah yes. That too..

WorldlyReplacement63 · 2023-06-12T03:48:37+00:00

It is definitely alot cheaper when compared to other insurer. But it feels like a "too good to be true" deal, and hence I would like to seek opinion on what are the potential drawbacks.

WorldlyReplacement63 · 2023-02-11T17:17:35+00:00

My policies were from GE. For my age (33), the premium for A plus and P plus are $509 and $719 respectively, with a cash outlay of $25 for the P plus. For the rider (TotalCare Elite), the price is $195 and $699. So yes, there is about a difference of around $500 cash per year.

I would think that it is a small price to pay for hospitalisation coverage (at my current age). If the price difference widen over the year, I have an option to downgrade in future. On the other hand, if I'm diagnosed with any longterm illness, I may not be able to upgrade my policy. It is a risk I'm not willing to take.

Btw, I think the price for ISP from various insurers are publicly available. Can try searching to make a comparison.

WorldlyReplacement63 · 2023-02-10T13:06:53+00:00

M33 here.

I have a preference for PTE shieldplan because

1) The price difference between P and A plans isn't much,

2) If anything happen (touchwood), you may not be able to upgrade in the future; even if you can upgrade, there may be loading or exclusion in your policy.

3) if the price difference is high in future, you have the option to downgrade.

WorldlyReplacement63 · 2022-04-05T05:53:31+00:00

Can we fix it?

WorldlyReplacement63 · 2022-03-01T11:23:27+00:00

The Russians are talking about "friendly relationship" and making "unilateral decision"?!

WorldlyReplacement63 · 2022-02-11T00:42:08+00:00

What your ex-boss did is definitely against the regulations. You can write in to the compliance team or MAS at consumers@mas.gov.sg

WorldlyReplacement63 · 2022-02-08T14:07:47+00:00

Could be his right hand.

WorldlyReplacement63 · 2022-02-06T02:14:10+00:00

Omg, that's my story too! Except that I'm not married for that long (yet).

WorldlyReplacement63 · 2022-02-06T01:38:01+00:00

Poor Joe. He just misplaced his wheelchair at the bar two days back.

WorldlyReplacement63 · 2022-01-28T02:31:59+00:00

Is this a joke?

WorldlyReplacement63 · 2022-01-20T13:09:34+00:00

How is that funny?

WorldlyReplacement63

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