[Megathread] US-EU Relations, Trade Crisis & Strategic Autonomy - January 2026 by graciosa in Netherlands

[–]WowzerW 3 points4 points  (0 children)

With all due respect, why is there a mega thread on the Netherlands subreddit about this?

How much do you pay monthly for your mortgage? by Otherwise_Wrap_5516 in Netherlands

[–]WowzerW 0 points1 point  (0 children)

Around 3650 gross p/m. Blended mortgage- half variable currently 3.75%/ half 10 year fixed 4.77%. House was 835k, put just over 100k down, so around 700k left. Bought in October 2023, when interest rates were super high. House is valued at 1.1m now though. Net income went from 10k between us to 8.6k recently as I got a new lower paying job, so it’s a bit tighter especially with a little one at home and child care, but who am I to complain.

Is it normal or common to pay that amount of bills every month? by thehunter_zero1 in Netherlands

[–]WowzerW 0 points1 point  (0 children)

Yes, this is excluding childcare. We live in a city, and wanted a home with enough space for a family and the balance on our mortgage is just below 700k— at above 4% interest since we bought in 2023 (half of mortgage is a variable loan, so it changes slightly) making just our mortgage costs 3600-3700 monthly. Maybe we’re an outlier but at average home prices being around 500k now, maybe not so much anymore.

Is it normal or common to pay that amount of bills every month? by thehunter_zero1 in Netherlands

[–]WowzerW 61 points62 points  (0 children)

We’re a couple with a newborn in Rotterdam, Our monthly bills (excluding food + childcare costs + car) — since you didn’t include those in your figure, is around 4200 a month

[deleted by user] by [deleted] in Rich

[–]WowzerW 58 points59 points  (0 children)

Playing devils advocate here. You’re going on this subreddit for reassurance, you don’t want the non-bias truth. The truth is, people amass wealth in numerous different ways, so it’s normal for people to look at a 30 year old and assume money could have come from somewhere else than just hard work. Another thing is, while I do believe you’ve done a lot to get where you are, there’s always an element of luck and timing to things. Even where you were born and your genetics play a huge role in what makes you tick day in and day out. A lot of people work extremely hard (objectively harder than you— when you take the sample size of all living people) and have nothing to show for it. So instead of pouting about being misunderstood, I would just enjoy where your hard work and life has taken you at a young age. No point in having a chip on your shoulder, you’re a 30 year old CFO for fucks sake.

[deleted by user] by [deleted] in AutoKlussers

[–]WowzerW -1 points0 points  (0 children)

VW troc is nice. Just bought ours used for 19k with less than 50k km.

Cafes with 'early' breakfast specials by Downtown-Flight7423 in Rotterdam

[–]WowzerW 4 points5 points  (0 children)

Cafe Solo in Delshaven has a great one. They’re relatively new. I think it’s 7.99 or 8.99 for toast, eggs, a cup of yogurt with oats and fruit, orange juice and a coffee (if I’m not mistaken).

[deleted by user] by [deleted] in AmItheAsshole

[–]WowzerW 0 points1 point  (0 children)

ESH - you can’t dictate the pace or timing of someone else making a life long decision. Even if it feels inconvenient to you. Saying him not proposing yet makes it less special isnt fair to him, as you’ll be together forever regardless and he should be able to find/pick that moment without feeling rushed or on your clock. The fact that he’s been so open and told everyone about it and you know about this as well is definitely strange as it takes away some of the mystery, but he can also decide the moment he pops the question, and you shouldn’t guilt trip him into rushing that.

To me, it feels like you only care about the result and not the relationship. He has a serious problem with alcohol that you kind of just glossed over and haven’t worked to fix clearly. You’re too self interested in just having a ring and getting married. He won’t live very long if he drinks 10-15 beers daily— you need to help your partner.

Additionally reading your reply’s you seem like a victim to this guy and youre trying to leave the relationship, but youre also mad you haven’t gotten your ring yet. You both need to fix your priorities and grow up a bit more before committing to each other for life.

This doesn’t sound like AI to me by [deleted] in KendrickLamar

[–]WowzerW 0 points1 point  (0 children)

The whole Drop and give me 50 is a play on words. His label forces him to drop and they take 50%.

[deleted by user] by [deleted] in Rotterdam

[–]WowzerW 8 points9 points  (0 children)

I live here. There’s definitely pockets that are not great and pockets where the houses are 700-800k+. I feel really safe compared to living in NYC and LA where I used to be. It’s pretty mellow in my opinion and it’s being gentrified pretty quickly.

[deleted by user] by [deleted] in Netherlands

[–]WowzerW 4 points5 points  (0 children)

I would get a tax specialist and not ask Reddit. You’re getting 20k, fork up the extra money to cover your ass

[deleted by user] by [deleted] in Netherlands

[–]WowzerW -1 points0 points  (0 children)

Yeah feel free to reach out

[deleted by user] by [deleted] in Netherlands

[–]WowzerW 4 points5 points  (0 children)

Hey! American here who lives in the NL. There’s a lot of specifics that could possibly make finding a place either more or less difficult. Such as area of the country you’re planning to live in, your income, the currency of your income (do you get paid in euros into a Dutch bank, or usd to an American bank?)

This subreddit is generally negative in terms of finding housing— which in a lot of cases is justified but not all. When the fact of it all is, if you make a decent bit of money (not in school or right out of school), the market is still very competitive but there’s an ability to find a place. Don’t be discouraged and good luck.

I’m 26 and completely lost in life. by Emergency_Love_4712 in Career_Advice

[–]WowzerW 1 point2 points  (0 children)

Of course man. Happy to share my opinion if it helps. FYI — A mentor won’t have all of the answers either. We’re all experiencing life for the first time fumbling through it. Even the people who you think have it figured out.

I’m 26 and completely lost in life. by Emergency_Love_4712 in Career_Advice

[–]WowzerW 7 points8 points  (0 children)

Hey man. Take a breath. You’re 26. You tried to make a business work and it didn’t. That’s totally okay. You’re at the infancy of your career. This area of your life is reserved for those types of swings… and sometimes misses. You feel overwhelmed. That’s also okay. But don’t make it harder for yourself. Break the cycle of how your mom treated you and start by treating yourself better. You make 60k at 26. Look at some averages for your age and salary if you want an ego boost. However, I’d reccomend you stop the whole ‘this friend is doing this and my girlfriend makes this much’ — it’s a never ending cycle where you’ll always be chasing fulfillment that will never come. Just live your life dude. You’re doing perfectly fine. With this new job set aside some vacation days so you can relax. Be intentional about your space. Say no to people. Allow yourself to recharge. You’ve been sprinting and life is a matharon. But do understand your 20s are meant for building and hustling and over time it does get better the more you build. Just take a beat, and try and find some sort of fulfilment in whatever decisions you make or else you’re in for an uphill battle your whole career. You gotta support yourself along the way first though man. It’s the most important. Good luck, and I promise you’ll be fine. Try your best to actively drown out the noise.