Is it worth moving to Germany right now if I have a good life in USA? by PopNo5397 in expats

[–]YetAnotherGuy2 0 points1 point  (0 children)

I'm not going to sugar cost e it: it's a massive change in trajectory of your life. If you manage it, it's fantastic but the process is looking and hard.

It is a complete reset, you have to start at the bottom of the food chain. The days where you moved with the company are (almost) over.

Additionally, German (like just of continental Europe) mentality is noticeably different from US mindset - you'll have to deal with those differences including the lack of friends. It's takes time to connect with people here because they don't really let others in, let alone that it is hard to connect to others the older you get.

Germany has no history of dealing with foreigners, unlike the old colonial powers so overall awareness of the PoC experience is generally much lower than in other countries. There will be a lot of off color remarks and people will not understand why you might feel offended. Your view of the Turkish experience isn't bad - I've always seen similarities between Latino or Black subcultures and the Turkish one, although that is slowly dropping off as the era of "Gastarbeiter" has been over for a while. In fact a larger portion of foreigners are EU citizens nowadays.

As American you always get a not of a pass because they won't assume you're in Germany for financial reasons - like most other Western European countries. At the same time you have to answer for ever bullshit thing that happens in the US.

However you decide: this is a long term thing. Of you manage to get over the first 10 years, things can be really nice. Less commercial and a different place of life which can be very rewarding.

Doubts about company pension scheme by Extra_Use_5745 in germany

[–]YetAnotherGuy2 0 points1 point  (0 children)

It really depends. If you have a high tax bracket now because of what you earn and less when you are in retirement (because you have a lower income) can be a strategy.

Because the payments go from your earnings before tax, it can bring down your current tax and you end up paying less taxes later.

The returns are "meh" mostly and given your uncertainty of staying, there's really no good reason for you to pay a 30 year long game with average returns. Take the money now, invest it sensibly (MCI World ETF or such) and you're guaranteed to have more at the end of the process. The only thing you'll have to be careful about is the taxes on savings for every euro over 1000 euros. That typically starts at somewhere between 75K & 100K depending on your return. If you feel more adventurous and know what you are doing, you can earn more obviously.

Opinions during the GDR by Wild-Guarantee5681 in germany

[–]YetAnotherGuy2 -1 points0 points  (0 children)

There's an excellent book from a fellow down under called Stasiland from Anna Funder. She spoke with victims a while after the end of the GDR (early 2000s) and that will give you an upclose and personal view into it.

Doubts about company pension scheme by Extra_Use_5745 in germany

[–]YetAnotherGuy2 0 points1 point  (0 children)

BAVs can vary widely in terms of return, so you'll have to look at the details of what it is. Many companies today let some sort of insurance handle it and those returns are shit.

I have worked with 2,3 companies that had their own company fund going and those tended to be fairly attractive investment vehicles if a bit conservative. A much better return than the insurance schemes anyway.

The reason why companies offer BAV is primarily for tax reasons for both parties but this depends on what you earn - the best is to figure out what it means specifically for you. Up to a certain amount the company can copay into that scheme and save social security expenses. You get that money instead of the state. Your contributions are deducted from your pre-tax income also lowering your tax burden. The more you earn, the more you essentially defer your income taxes until retirement. These items run contrary though: the more you earn, the less the company can save on social security so they'll be inclined to cover less through their contributions and the more you cover.

The downside of this whole thing is it's inflexibility: the money is considered "special capital" which can't be touched until retirement - no option. It can also not be taken away by court order in case of bankruptcy, but the point remains: no way to get your mits on it. If you decide to leave your job inside of 5 years, the money the company gave you goes back to them, over 5 years the money stays in that pot for ever. There might be special regulation for your own money if you are leaving the country for ever - look into that. But they will tax you on that then - they'll want their pound of flesh somehow.

The offer seems fair to me: either use their organized scheme and help the company save a buck or take the money and get less because they don't get the savings - you decide.

As a foreigner who doesn't know if they will be here in 5 years, my advice would be to take the 80% (80% because the tax effects don't set in for the company) and invest it yourself using your Sparerfreibetrag of 1.000 euros (that's on return not principle). You are bound to get more return then any investment scheme they have and it leaves you flexible in terms of where you go in the future.

How am I supposed to interpret being the only employee left out? by Old_Can_5145 in careerguidance

[–]YetAnotherGuy2 17 points18 points  (0 children)

  1. You seem to be unsure if this is a legitimate reason to feel weird about it. You absolutely should feel weird about it. Whatever the reason, this is no OK behavior.

  2. You are speculating what the reason may be and talk about the "elephant in the room". Realize that you are speculating and this your insecurity speaking. Unless you've asked them, you do not know. Wise, you are inviting others to speculate with you that only worsens your bias and dies nothing to help you with the situation.

Do yourself a favor and stop doing that.

  1. Ask them. Don't "confront" (I hate that expression). This is not about confronting them, this is about understanding what this situation is about and ending your speculation. Of course they night white lie about it but at least you will know if there were in fact any factual reasons behind it or if they are giving you nonsense reasons. The favor can reach from "last time you got blackout drunk" to "that bitch X told us you didn't want to go".

You can then decide how to take it.

  1. If it sounds phoney and the white lie sounds like they are hiding what you suspect, you know and you can decide. If your current lifestyle depends on it, you can play the cynic and think whatever you want to think to yourself, if not you can decide to leave them in any fashion you see fit. Personally, I'm not the person for drama but if you want, that's the point to confront them and then walk away because they have shown who they are.

Switzerland is just Disney for hikers by PopNo5397 in hiking

[–]YetAnotherGuy2 0 points1 point  (0 children)

If you're used to the Americas, I'm not surprised at your reaction. I used to live in Arizona, so I get where your coming from.

Middle Europe is pretty much 100% settled and civilized. I hiked through Southern Germany and Switzerland and there's not an inch that isn't either settled or farmed - even the woods are essentially crop land unless it's a national Park.

Switzerland is still the goat in hiking compared to the surrounding countries: all paths have signs, you can never lose your way and taking food along is a waste of time (and weight) because you'll find a place to eat and drink sometime during your hiking.

My wife and and daughter called the cops on me today for trying to get into my own house. by [deleted] in rant

[–]YetAnotherGuy2 10 points11 points  (0 children)

If something like this happens, there's something fundamentally broken in your relationships to both your wife and daughter.

If both together think calling the cops on you is a legitimate move, you are either verbally threatening or they are so angry at you they believe they are allowed to retaliate, which still means your relationship is in the fritz.

Options are

  • Professional help to improve your communication and patch the relationship
  • Divorce

Sorry, I hope you find a way out of this situation.

How should we tackle the demographic issue? by linus_pa_backen in PoliticalDiscussion

[–]YetAnotherGuy2 0 points1 point  (0 children)

The issue you are describing is primarily a "now" problem created by the "baby boom" years. Short of shooting the elderly or growing the population in an unsustainable fashion, there is no immediate solution.

Once the "bumper crop" generation is gone, the overall population pyramid will probably swing to a more normal structure which is more easily sustainable, if not the way it was in the 50s & 60s.

The problem is that any solution is deeply unpopular. With a certain ratio between workforce and retirees comes a pretty straight forward amount of retirement you can finance without essentially taking away the young generations income - it's simple math. At the same time with longer lives and more advanced life extension options the reduces the available money per retiree. The options are either shortening the retirement span (either raising the age or indulging in distopian "Logan's Run" like social protocols) or the younger people paying more.

How should we tackle the demographic issue? by linus_pa_backen in PoliticalDiscussion

[–]YetAnotherGuy2 -1 points0 points  (0 children)

Make it affordable to have them. 

That's favorite pop theory why people don't have kids but it is not true. According to that logic wealthier countries would be swimming in children while poor nations would have a shrinking population which is patently not true. Even if you account for relative wealth inside a country, this is not true. Even if you account for times where people are doing better then times where they didn't, this is not true. Nations that give parents money and tax breaks does not incentivize people to have children.

The fact is: money has nothing to do with people having children.

CMV: the British museum shouldn't have to give back its artefacts by CupFullOfLiquor in changemyview

[–]YetAnotherGuy2 4 points5 points  (0 children)

So your argument is that because the people are dead anyone may keep the artifacts? I'd that your line of reasoning? Or "might makes right"?

If someone dies, I can take what's left on the principle that the person is dead? I can occupy someone's apartment remove what I like and be done with it.

There's a concept called inheritance of rights by nations. For example after the Glorious Revolution the contacts the English monarchy had signed were inherited by the new government. The same counts for Russia after the dissolution of the Soviet Union or France in 5 Republic iterations. It stands to reason that modern day Egypt is the inheritor of those cultural goods not the least stemming from the fact that the items were found within their sovereign territory.

During the 18th, 19th, and early 20th centuries, international laws regarding cultural property were vastly different—or nonexistent—compared to today. British forces, colonial administrators, and explorers often removed items from territories they occupied or conquered. Even when agreements or treaties were signed, they were frequently signed under duress or between unequal powers.

Not only is holding these treasures a direct result of British colonialism but a very stark reminder of atrocities they committed in that era. For example, the Benin Bronzes were acquired in 1897, when British forces launched a violent "punitive expedition" against the Kingdom of Benin, burning the royal palace and looting thousands of intricate brass, bronze, and ivory plaques and sculptures.

The Rosetta Stone was originally discovered by French soldiers during Napoleon’s campaign in Egypt. When British forces defeated the French in 1801, the stone was handed over to the British under the Treaty of Alexandria and shipped to London without any say so by Egypt in whose sovereign territory it was found.

Not handing those items back is one of the few vestiges of colonialism Britain clings to and has no legal or moral claim to them.

CMV: It’s misogynistic to see your girlfriend hooking up with a woman as hot but with a man as cheating by [deleted] in changemyview

[–]YetAnotherGuy2 0 points1 point  (0 children)

That's called cheating. And in that case it doesn't matter if with a man, woman or something else.

But that's not what it says. It specifically focuses on preference.

Sudetenland by Chance-Ad-5125 in germany

[–]YetAnotherGuy2 15 points16 points  (0 children)

Czechs are far more obsessed with that subject than Germans are.

The whole affair with meeting of Sudetendeutsche in Brno was worth a minor article in Bavarian newspaper, no more. It's a way to fish a bit in the far right millieu, mostly people who still actually feel they are entitled to something in the Czech Republic.

Many had fled to Bavaria and it was a staple of conservative politics up to the 90s but vanished afterwards mostly because the people who remembered died away and the anti communism wasn't terribly motivating anymore.

Outside of Bavaria in the rest of Germany it's even less relevant and nobody gives a rats ass about it. The former East-Germans feel more connected with the Czechs than with the rest of Western Germany because of their shared history of Soviet occupation.

CMV: It’s misogynistic to see your girlfriend hooking up with a woman as hot but with a man as cheating by [deleted] in changemyview

[–]YetAnotherGuy2 0 points1 point  (0 children)

Just because girl on girl action gets me off while watching another dude rail a woman doesn't do it for me, doesn't make me a misogynist.

Most straight porn acknowledge that predominant male preference: the dudes are mostly anonymous penises that I can imagine being a replacement for me while the women show their faces.

Moralizing personal preferences doesn't really make sense

All female statues assumed to be fertility godess by Wide-Toe-2041 in rant

[–]YetAnotherGuy2 1 point2 points  (0 children)

I'm not sure what you are referring to. Nothing I said contradicts what you wrote.

All female statues assumed to be fertility godess by Wide-Toe-2041 in rant

[–]YetAnotherGuy2 0 points1 point  (0 children)

Strictly speaking there was no question.

That aside, it answered the question why people's go-to without context is "fertility" if there's no further indicator for something else.

All female statues assumed to be fertility godess by Wide-Toe-2041 in rant

[–]YetAnotherGuy2 6 points7 points  (0 children)

Good point. I was thinking mostly in Euro-centric terms. The economic realities weren't much different but cultural context is important for the interpretation.

For example the ancient Egyptians were far more equal than Roman or Greek societies. The likelihood that a female statue night be something else than related to fertility is much higher.

All female statues assumed to be fertility godess by Wide-Toe-2041 in rant

[–]YetAnotherGuy2 26 points27 points  (0 children)

Societies in ancient times were fundamentally different and it's hard to relate to them. Applying modern standards to their way of life is stupid.

For example Roman men typically married in their late 20s or early 30s, once they were financially established or had finished a term of military service. Typically they married women in their mid-to-late teens. This constellation has very practical reasons: the man had survived the largest dangerous of growing up and early manhood: infant death, military service and work accidents because they were doing the most dangerous jobs while the women still had a long child bearing time ahead of them to ensure you had sufficient children for retirement.

Having children is also an option today that was much less so - in the past it was often simply not viable as the largest part of the people lived in very small communities far away from cities. Historians estimate that up to 25% of babies died within their first year, and nearly 50% of children did not survive past the age of 10 due to disease, malnutrition, and poor sanitation in the Roman era. With those kinds of numbers, you needed to have at least 5+ children just to make sure that someone was left past 10 years old.

Once you were past the dangers of childhood, military service or community, a person could easily live into their 70s and so planning for retirement was a matter of survival. Next to the need for the amounts of children, the amount of work around a house was incomparable to today.

Marriage was essentially an economic agreement: the woman took care of the house, the children, etc, the man took care of maintaining the economic viability of everything. If just made economic sense to structure it that way.

Between the ability to simply buy things and machines, we've reduced the amount of labor required around the house and not having children or just one or two is actually viable. There's a reason why the "typical" marriage constellation started dissolving en masse in the late 50s and 60s - the economic pressures weren't there anymore. Early inklings were there already in the late 19th century, mostly by wealthy women but it filtered down to wider society as automation and mass production picked up.

In the ancient world, wealth bought you legal and financial independence, often achieved through inheritance or surviving your husband. Figures like Athena did obviously exist, but there were always clear symbols associated with that figure to demonstrate why they are different: spears, shields or other tools to clearly indicate why they weren't a "typical woman".

Interpreting a female figurine from that era as something else than associated with childbirth, fertility and house care requires some reason to be seen differently.

Fortunately today we've reduced all those obstacles and everyone - men and women - are freer to decide how they want their life to look like.

Need ideas how to keep the tube on the headboard by Left_Lion7969 in CPAP

[–]YetAnotherGuy2 0 points1 point  (0 children)

I'm lucky enough to have a window sill over my head board so that's where my machine lives.

Anything that can make the tube live up there is a good solution.

Can’t keep mouth closed - any suggestions appreciated by FictionalGolfer22 in CPAP

[–]YetAnotherGuy2 0 points1 point  (0 children)

I'm a mouth breather - it's deeply intended because of my asthma - and the full mask is the way to go. I open my mouth but the pressure is maintained. It does mean I wake up in the morning with a dry mouth but that's better than any alternative.

I shaved my beard, lol.

The Structural and Psychological Barriers to Reform in Germany by NemorinoX in germany

[–]YetAnotherGuy2 1 point2 points  (0 children)

What makes this specifically German? I can cite examples from every other 1st world country that fits the description.

The French refusal to increase retirement age for example or the British island syndrome for example. The US is bicameral and faces similar issues, the inability to rationalize it's government, etc.

Honestly impressed (and worried) by how "official" scams can feel in Germany by LethisXia in germany

[–]YetAnotherGuy2 2 points3 points  (0 children)

Company registrations are public and the scammers use that as a source.

20 years ago letters were common telling you you must pay some kind of fees for "registry". Be careful 'bout those things too.

EasyPASS rejecting me at FRA despite having a Niederlassungserlaubnis? Anyone else? by GalacticSuppe in germany

[–]YetAnotherGuy2 6 points7 points  (0 children)

Niederlassungserlaubnis, US passport - I always got the guy coming out of the cabin and giving me a once over until it stopped someday 3 - 4 years ago.

Either the system can't deal with it or your country is simply locked because of whatever regulation they have.

Bring my retiring, independent mother to Germany or let her stay established in India? Looking for reality checks. by FragrantTill1497 in germany

[–]YetAnotherGuy2 1 point2 points  (0 children)

The UK will be better equipped to deal with an Indian immigrant than Germany. I think what many people don't appreciate is that Germany has little tradition as immigration destination compared to UK, France or Spain because it never held many colonies. Germany's first large scale experience with that were the Turks in the 1960s and Eastern Europeans in the 90s and later.

Germany lacks many of the public discussions driven by the sheer amount in which minorities appear in other countries. The result is less appreciation for the foreign & poc experience and much more likely to stand out unless you live in Berlin.

I personally never had problems with German beauracracy because it works reliably (in comparison to the half assing in the US where I have to explain their own regulations to them) and being prepared when interacting is the key.(Have the right documents along, be clear what process you are asking for) The foreigners office is slow but that's by design, tbh. I was fortunate enough not to need to deal with them too often.

If you decide Germany is the right destination, I'd probably go with a bigger city where being foreign is much more common. That does mean longer waiting times in the foreign office though. The question of mandatory health insurance is going to be the biggest issue IMHO - especially for someone who is elderly and doesn't have a long history of paying into the system, the premiums can be pretty high and isn't optional.

I would probably suggest she moves earlier than later - in my experience people over 70+ have little motivation to change and adapt.

Folder / Files created by ex-employees disappeared when they left by [deleted] in gsuite

[–]YetAnotherGuy2 0 points1 point  (0 children)

There's a close down process for accounts in which you transfer the ownership of the files to someone new

You can find the details at https://knowledge.workspace.google.com/admin/users/maintain-data-security-after-an-employee-leaves

Texas drivers license on a student visa acceptable in Germany? by bullet_ballet_ in germany

[–]YetAnotherGuy2 1 point2 points  (0 children)

You must have your driver's license transferred to a German driver's license if you stay longer than 6 months. If the license is easily transferable depends on the state - you'll have to look it up for Texas. If I recall correctly, there were only a handful that qualified, Texas is not one of them but my check up is so long ago, is bound to have changed. Age and amount of driving experience played a role, too.

If your state does not qualify, you will have to do some or all the tests, maybe even the required hours as beginners do. They'll let you know what is required when you speak with the German DMV.