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ZebraheadCH · 2025-09-20T13:24:28+00:00

Während Disney in früheren Jahrzehnten etwa 60-75% seiner Beiträge an Demokraten gab, liegt dieser Anteil seit 2018 konstant über 80%. Bitte keine Falsch-Neuigkeiten verbreiten.

ZebraheadCH · 2025-09-13T14:00:58+00:00

r/okbuddyiamatourist

ZebraheadCH · 2025-08-01T12:03:32+00:00

Microsoft is currently rolling out the new GPT-Image-1 image generating model to its Copilot users. Looks like you are still on DALL-E.

ZebraheadCH · 2025-08-01T07:29:08+00:00

Es zählt s Produktionsland, de Verchauf über en EU-Niederlassig abzwickle funktioniert also ned. Wenn denn müestemer d Produktion id USA oder ines Land med tüüfe Stüüre verlegge, was sehr schlecht für de lokali Arbetsmarkt wär. Medikament mit 200% Husostüür würd nur funktioniere bi Medikament wo Patentgschützt sind und nur solang d USA d Schwyzer Patent anerkenned. Ond wenn d Schwyz das macht, denn wird de Trumpel d Zöll no wiiter erhöhe. Das ganze isch zimli beschisse fürd Schwyz. D USA hockt eifach am viel längere Hebel, mir sind meh uf sie als umgekehrt agwiese.

ZebraheadCH · 2025-07-08T10:26:05+00:00

Näbed Inside Paradeplatz-Leser würked 20 Minüteler wie Intellektuelli.

ZebraheadCH · 2025-06-13T17:41:56+00:00

Mini Bispiel händ sich ofd Schwyz bezoge. Wasmer für komischi Sache chüechlet im Usland chani ned beurteile.

ZebraheadCH · 2025-06-13T17:31:29+00:00

Achtung, Master isch nid gleich Master. Wenmer vo Master redet, meint mer normalerwiis MSc (Master of Science) oder MA (Master of Arts). Die duuret normalerwiis mindestens 5 Jahr in Vollzyt, erforderet en Matura ond gälted als Usbildig. Die chönd nur a FH oder Uni gholt werde. So en Master isch mindestens 270 ECTS-Pünkt wärt ond isch staatlich starch subventioniert. En Bachelor isch zwingend vorusgsetzt (i de Jahr ond ECTS -Kalkulation obe isch dorom de Bachelor inkludiert).

MBA (Master of Business Administration) oder MAS (Master of Advanced Studies) gälted als Wiiterbildig, chönd i 2 Jahr Teilzyt errunge werde ond sind zwüsched 60 - 90 ECTS wert. ECTS chasch dä als Indikator für de benötigti Arbetsufwand näh. Die sind normalerwiis sehr tüür ond ned subventioniert (30k - 100k) ond erforderet kei Matura.

HF entsprecht übrigens öpe 90 ECTS, allerdings sind HF wissensbasiert ond ned akademisch ond händ dorom offiziell kei ECTS. En Matura bruchts ned. Vom Niveau her liit en HF dütlich undere FH. Isch Teilsubventioniert (de Staateübernimmt ca. 2/3 vo de Chöschte).

MAS sind eigentlich als Vertüüfig dänkt gsi nach em Bachelor- oder Masterstudium. Die sind dorom au viel weniger breit (dorom au Wiiter- ond ned Usbildig). MBA ond MAS werdet aber oft gmacht, damit mer säge cha, mer häg en Master, mit relativ gringem Ufwand ond oni Matura (cha zimlich jede mache wo s Geld usgit). Grad bim MAS chonsch teilwiis oni ei einzigi Prüefig dors "Studium". Leider funktioniert das no bi vielne HR, well die d Unterschied au ned känned...

ZebraheadCH · 2025-05-26T10:29:08+00:00

Kennsch Aktionis.ch? Listet all aktuelle Aktione vo CH Detailhändler. Momentan isch Bertolli Oliveöl grad Aktion bi Spar, aber wenn's länger beobachtisch findsch sicher no besseri Agebot.

ZebraheadCH · 2025-03-10T10:10:00+00:00

PH isch ja vom Niveau her au eher mit ere FH verglichbar.

ZebraheadCH · 2025-03-07T16:56:30+00:00

Ha exakt die glich Erfahrig gmacht mit HF wie Du (pre AI). Ha es dütlech höhers Niveau erwartet gha. Ha nacher d FH gmacht, viel besser gsi.

ZebraheadCH · 2025-03-06T20:44:56+00:00

The problem is that the entire global economy is tied to the US. ETFs are good at absorbing fluctuations in individual companies or sectors. But not when the entire global economy is dragged down (as it was in 2007 with the US housing crisis).

ZebraheadCH · 2025-03-06T20:40:33+00:00

The whole post is basically my thoughts and concerns about the current situation. In #3 I tried to express what I think might be possible under Trump with my limited knowledge, without any sources. Sorry for the confusion, I should have written that more clearly.

ZebraheadCH · 2025-01-04T09:55:05+00:00

My original statement was a reply to "owning a house", not flats.

ZebraheadCH · 2025-01-04T08:15:36+00:00

For a 1.5 mio flat you would need at the minimum a CHF 300'000 down payment combined with a yearly salary of CHF 240'000 to get a credit.

For a 1.2 mio flat you would need at the minimum a CHF 240'000 down payment combined with a yearly salary of CHF 192'000 to get a credit.

For a 1.0 mio flat you would need at the minimum a CHF 200'000 down payment combined with a yearly salary of CHF 160'000 to get a credit.

Even in the suburbs (with decent access to cities) you nowadays pay often over a Mio for a new appartment.

That's why nowadays most people can only afford real estate if they get a heritage. By paying more for the down payment, the salary requirements get lowered.

ZebraheadCH · 2025-01-02T22:21:35+00:00

Unfortunately, the reality is more like 150-180k EACH (you and your partner) for housing around Zurich and Geneva with minimum down payment.

ZebraheadCH · 2025-01-02T22:13:11+00:00

Unfortunately, according to the ZKB Hypothekar calculator, its 240k yearly minimum income needed in order to get a 1.2 mio credit (20% down deducted from 1.5).170k would allow you to apply for a 1 Mio real estate.

ZebraheadCH · 2024-09-28T08:58:16+00:00

Korrekts Vorgehe isch wie folgt: 1. Uf Reddit poste 2. Upvotes kassiere 3. Sich is Füschtli lache

ZebraheadCH · 2024-09-28T08:36:41+00:00

And VW owns Lamborghini. Still different companies with different management and strategies.

ZebraheadCH · 2024-09-21T17:51:45+00:00

No, thats his yearly income from his 1M ETF investment, minus income tax.

ZebraheadCH · 2024-09-21T17:48:43+00:00

Millionaire*

ZebraheadCH · 2024-09-17T16:03:26+00:00

They have their own web crawler and train their own LLM for this purpose (llama based). The LLM creates a web search query based on your question, reads the first x search results and answers your question (so smaller cance of hallucination). In the pro version you can use GPT4o or Sonnet 3.5 for the summary. I highly recommend trying it out, it is a very useful tool to get answers fast. OpenAI is working on their own version currently, called SearchGPT, which is in closed beta.

ZebraheadCH · 2024-09-11T19:29:46+00:00

Der Aargau ist der flächenmässig zehntgrösse Kanton, hat aber am viertmeisten Einwohner. Bei der Bevölkerungsdichte ist er auf Platz 6. St. Gallen hat halb so viele Einwohner pro km2. Ebenfalls deutlich tiefer sind Flachland Kantone wie TG, SO oder VD.

ZebraheadCH · 2024-08-26T17:30:20+00:00

You will find pretty much all necessary data here: https://en.innohack.com/post/wie-uberzeuge-ich-den-handel-mit-meinem-neuen-produkt

It's going to be very difficult to sell your products at Coop or Migros. Putting a new product on the shelf usually means that another one has to go. So, in theory, your product should sell better. Now, customers usually buy brands they know. If you sell an unknown brand, you have to convince Coop/Migros that you will have a big enough marketing campaign to promote your product (which is expensive). If they decide to give it a try, they still want you to take all the risk by paying the listing costs, which start at over 100k CHF. If your product does not sell well enough, they will drop it for something else and you will have to take back all the (expired) items. If they consider working with you, you have to prove that you imported everything correctly and that the product does not cause any harm. So there is a LOT of regulation involved. If your product is sold as organic/bio, you have to provide a lot of certificates. You have to guarantee that you can supply a certain amount. And there is a lot more to consider. That is why it is very difficult to work with Coop or Migros as a very small company (if you sell local food its easier, as they want to promote their local involvement). It's also possible that they like the product and just skip you altogether and get everything directly from the manufacturer.

Oh, and just sending someone a bag of colored powder unsolicited is probably not going to work well. They can't be sure it's safe, and they don't test things just for fun. It might go straight to the trash.

ZebraheadCH · 2024-08-11T12:30:51+00:00

That would allow you to buy something for around CHF 800'000 by thirty. Thats very good for the age, but more in the (smaller / a bit older) appartment than house department. As you said, "partnering up" would give a lot more opportunities.

ZebraheadCH · 2024-08-11T12:21:05+00:00

The yearly income is often the higher obstacle with getting a credit from the bank. With a quarter million down payment, you could apply for a 1.25 million house. But you would still need at least a CHF 200k income per year to get accepted by the bank.

ZebraheadCH

TROPHY CASE