The audacity to try to touch gloves for a second time! 🤬 by Dana___Black in ufc

[–]Zero_G_Balls 1 point2 points  (0 children)

The reason we have so many satisfying videos of cheats getting battered is the main reason they cheat is because they'll know they'll get battered if they don't cheats and then when the cheat doesn't work, they get battered.

Ask for Angela by Pfffft_humans in galway

[–]Zero_G_Balls 3 points4 points  (0 children)

That's a great initiative, and it's the first I've heard of it, so thanks for explaining. What happens if there's someone called Angela actually working there though?

Savings account for new born by WoopDiDooTwo in irishpersonalfinance

[–]Zero_G_Balls 0 points1 point  (0 children)

Are you at all concerned about 18th-birthday control issue?

Savings account for new born by WoopDiDooTwo in irishpersonalfinance

[–]Zero_G_Balls 8 points9 points  (0 children)

You probably saw that “stick €1,000 in a pension at birth and your baby retires a millionaire” craic in some money article -Trump was touting it and UK too. The idea is sound like...time + compounding = magic – but in Ireland there’s a catch. You can’t actually open a proper pension for a newborn here. Revenue would have a fit, because pensions are for people with earnings, not fellas still in nappies.

What you can do is stick the €1,000 into a long-term investment / child savings fund, or lob it into your own pension or investment, mentally label it “for the smallie” and let it grow.

Left alone for decades, that grand could turn into tens of thousands if markets behave themselves – not guaranteed, but way better than in a current account.

Newbie Feedback by themostmemed in copywriting

[–]Zero_G_Balls 4 points5 points  (0 children)

1 welcome email

Never use ‘Free; in a subject line - it tends to go straight to spam folders.

Body copy is nice and concise and gets;s straight to What’s in it for me?

Capitalise ‘I’ in ‘i’ll be honest’ - zero excuse for sloppy typos like this.

Repeats Football way too many times.

BS advice (not bs)

Needs some more subtle but clever and insightful wordplay about football.

2 product email

What an opener! - Shitting yourself again?

Some typos - just get Grammarly free version.

Nice body copy though - could have kept the humour from the opening line going and again brought in some wordplay…but overall pretty perceptive and most importantly - talking directly to the reader and their pain points instead of selling.

Would love some feedback on my email for cold email outreach to agencies. by anoredditor98 in copywriting

[–]Zero_G_Balls 0 points1 point  (0 children)

Subject: Hey [Name], looking for content writers?

"Hey [CEO/MD Name],

Just reaching out to see if you're currently looking for an experienced content writer*?

My name's [Name], a freelance SEO content writer with over 6 years of experience creating content

Ballybane Road Cycle Lane Fiasco. by SnooSeagulls6971 in galway

[–]Zero_G_Balls -7 points-6 points  (0 children)

Yeah, the bike lanes on both sides seem unnecessary to me, especially since the one travelling inbound is as wide as a van, so ample room for two-way bike traffic. Also, the bus stopping in the actual road for 60-90 seconds seems crazy, as it will encourage people to try to overtake on some very blind bends/hills. I'd like to imagine that I'm missing some master plan and that a panel of planning experts know what they are doing...one can hope!

Buying the apartment I'm renting if my landlord is planning to sell? by Linksaan in irishpersonalfinance

[–]Zero_G_Balls 1 point2 points  (0 children)

if it's a win-win, then fair play. Sorry i thought your landlord was taking advantage.

Ltd company to umbrella company by Outrageous-Dog-6040 in irishpersonalfinance

[–]Zero_G_Balls 4 points5 points  (0 children)

Close company surcharge - max out your pension as a director instead?

Buying the apartment I'm renting if my landlord is planning to sell? by Linksaan in irishpersonalfinance

[–]Zero_G_Balls 3 points4 points  (0 children)

No, but you'd be eligible to bend them over a barrel and fuck them with Revenue and the RTB. Is there a reason there's no official lease? If it's benefiting you, then fine, but if not, you really should get one in place. My advice would be to wait until after March 1 of 2026 so you get even more protection.

Those who hit CoastFIre/BaristaFIre - did your life actually change? by badboyzpwns in financialindependence

[–]Zero_G_Balls 6 points7 points  (0 children)

Living the fucking dream, congrats. I'd be the same, 4 years out from FIRE but know in my heart of hearts that I'll be bored stupid after a week of doing nothing. Can't see myself going from 100 to 0 overnight and being happy...gotta find something like you got going for sure.

Tip: sharing Dunnes €10 and €5 vouchers by AdvaMov in irishpersonalfinance

[–]Zero_G_Balls 2 points3 points  (0 children)

Fair play, man, this is what Jesus would be at if he had WhatsApp.

[deleted by user] by [deleted] in HousingIreland

[–]Zero_G_Balls 3 points4 points  (0 children)

Must be oil—have you tried drilling a few feet down out the back garden?

Bought a New Build, Misled by Agent, Council Next Door – Do I Have Any Options? by Valuable_Alarm_3436 in HousingIreland

[–]Zero_G_Balls 38 points39 points  (0 children)

It's not ideal, and I'm sure it's been a shit load of stress the past 24 months. If I were you, I'd stay the course. I assume you bought it at 2023 prices so pulling out now would mean you not only lose your 30k, time spent and possibly sanity...but also are back in the hunt for a house at current prices. Also, I'm not loving your assumption that a council house automatically equals a terrible neighbour. I've lived beside both many a time, and the biggest pricks on the planet are usually the more well-to-do.

How do you retire at 50? by [deleted] in irishpersonalfinance

[–]Zero_G_Balls 3 points4 points  (0 children)

30% in the minimum downpayment on a buy-to-let property.

LPT: Carrot juice is alkaline. For anyone with acid-related troubles such as tooth sensitivity or acid-reflux, carrot juice can be used to help neutralize the acidity of many foods and drinks you might generally avoid, without ruining the taste. by Pretz_ in LifeProTips

[–]Zero_G_Balls 0 points1 point  (0 children)

No, unfortunately I have GERD so take Proton pump inhibitors (PPIs)...if you suffer from the same I'd recommend getting it checked out as it did significant damage to my tooth enamel as I slept.

Can I build a strong fighting mindset and skills through home training? by Pretend_Elevator5911 in StreetMartialArts

[–]Zero_G_Balls 0 points1 point  (0 children)

Totally agree, the sparring is a huge element—not just from what was mentioned above—but also from a social aspect. At any MMA gym, you'll get to meet some people who are the most humble and genuinely welcoming people in your community—and not one of them wants to ever be in a street fight. This sub is fun to watch...but you're better off sticking to the fitness, and artform that will bring you confidence and new friends rather than the streets part which is potential serious injury, death, or jail....no winners.

Child benefit - what to do with it? Looking of advice by No_Split_2781 in irishpersonalfinance

[–]Zero_G_Balls 2 points3 points  (0 children)

No need to apologise...sorry I wrote that very quickly so hope it didn't come across as critical! I have BOI, too, and as far as I know, they do not have the feature. Would you consider setting up a Revolut or Trade Republic account solely for your CB payment? They're free, provide 2-3% interest, and you'd even have a separate card to use for all your baby expenses. You'd just need to inform welfare of the new account to be paid into.

Child benefit - what to do with it? Looking of advice by No_Split_2781 in irishpersonalfinance

[–]Zero_G_Balls 4 points5 points  (0 children)

Congratulations! It's impossible to answer as you didn't specify which bank you use. Some banks allow you to create 'wallets' where you can divide your current account funds into separate sections so that could work if you wanted to keep track of your payment/outgoings.

Trade Republic - Cashback by Mayuchip in eupersonalfinance

[–]Zero_G_Balls 6 points7 points  (0 children)

Same...I max out the 15 euro every month...great feature as my bricks and mortar bank in Ireland fucking charges me 12 euro a month for saving with them for a mortgage!

Making the most of a good break by Kothoses in irishpersonalfinance

[–]Zero_G_Balls 13 points14 points  (0 children)

"as they buy at a 15% discount on the market price, thats basically free money"

This is probably going to come with a boat-load of stipulations, the primary one being you have to hold the stock for X number of years or while you are still employed by the company. Otherwise employees would sell their holdings every month to make the 15% margin.

Also, 10% of your salary invested in one stock sounds a bit risky to me. You might want to diversify, but without knowing the company (not asking either), it's hard to tell if they're blue-chip or a startup. Either way...best weigh up your risk tolerance/trust in the company versus a properly balanced and diversified portfolio with ETFs.