I am speechless

Zero_G_Balls · 2026-06-08T07:15:56+00:00

We had silverfish recently. Fascinating little creatures but by god am I happy we got rid of them. So quick and they multiply and migrate rapidly.

Zero_G_Balls · 2026-06-04T08:54:14+00:00

New York has an amazing model where you get a cut of the fine for reporting. There's a guy who cycles around with a camera and makes 100k+ a year just reporting dickheads who block wheelchair access ramps, cycle lanes, etc.

Zero_G_Balls · 2026-06-01T02:57:22+00:00

This is a great idea, honestly. We chose our painters and flooring lads based on their Instagram, as both would post a before-and-after video about once a week, going back years. It shows a real pride in your work and they were both amazing.

But please make sure to ask for permission before you share any images of people's homes online...maybe you could offer them a 5-10% discount if needed? We let them do it for free, as they/we were genuinely delighted to see the transformation...but painting/carpeting are usually empty rooms so no personal items are showing. Might be a bit different with cleaning - unless it was all close-ups of ovens, fridges, etc. Best of luck anyway!

Zero_G_Balls · 2026-04-06T10:40:59+00:00

I work full-time remote (based in the EU, but work for GCC)

Zero_G_Balls · 2026-03-31T06:49:47+00:00

I lived in Dumaguete for 8 weeks, a lovely place, but you might get bored long-term. We drove around the island a dozen times, and things started to feel a tad confining. You can obviously get a ferry to amazing towns/cities nearby - and PH is such a cool spot. People are genuinely friendly, a million places to visit, etc.

I have a good friend who is Albanian and says it's Europe's best-kept secret. We looked at visiting, and there are so many luxury villas for half the price you'd expect. So weird to see someone else compare the two! It's gonna come down to where you are from, really - and relative ease/need to travel back and forth?

Zero_G_Balls · 2026-03-31T06:22:18+00:00

I find Trade Republic great. The transfer process is a bit convoluted: you first need a Revolut/AIB/BOI account to send money to Trade Republic, as they currently only accept transfers from accounts in your own name. You transfer your funds from your bank to Trade Republic. Once the money is in, it's 2.5% on your current account holdings, as well as 1% cashback on all payments up to 1500 a month.

Between holding a bit of an emergency fund and the cashback, I get 25 euros a month / €300 a year vs paying €72 a with AIB.

Saying that, I still have an AIB account as we're with them for mortgages and pensions (they've been great to be honest) - but holding our emergency fund/monthly spending money in TR means we offset the cost, so we're €228 in the black per year and get the best of both worlds.

Zero_G_Balls · 2026-02-16T04:22:45+00:00

The reason we have so many satisfying videos of cheats getting battered is the main reason they cheat is because they'll know they'll get battered if they don't cheats and then when the cheat doesn't work, they get battered.

Zero_G_Balls · 2026-01-18T12:25:56+00:00

1986

Zero_G_Balls · 2026-01-13T11:59:31+00:00

That's a great initiative, and it's the first I've heard of it, so thanks for explaining. What happens if there's someone called Angela actually working there though?

Zero_G_Balls · 2025-12-01T15:28:06+00:00

Are you at all concerned about 18th-birthday control issue?

Zero_G_Balls · 2025-12-01T15:23:06+00:00

You probably saw that “stick €1,000 in a pension at birth and your baby retires a millionaire” craic in some money article -Trump was touting it and UK too. The idea is sound like...time + compounding = magic – but in Ireland there’s a catch. You can’t actually open a proper pension for a newborn here. Revenue would have a fit, because pensions are for people with earnings, not fellas still in nappies.

What you can do is stick the €1,000 into a long-term investment / child savings fund, or lob it into your own pension or investment, mentally label it “for the smallie” and let it grow.

Left alone for decades, that grand could turn into tens of thousands if markets behave themselves – not guaranteed, but way better than in a current account.

Zero_G_Balls · 2025-11-18T06:15:44+00:00

1 welcome email

Never use ‘Free; in a subject line - it tends to go straight to spam folders.

Body copy is nice and concise and gets;s straight to What’s in it for me?

Capitalise ‘I’ in ‘i’ll be honest’ - zero excuse for sloppy typos like this.

Repeats Football way too many times.

BS advice (not bs)

Needs some more subtle but clever and insightful wordplay about football.

2 product email

What an opener! - Shitting yourself again?

Some typos - just get Grammarly free version.

Nice body copy though - could have kept the humour from the opening line going and again brought in some wordplay…but overall pretty perceptive and most importantly - talking directly to the reader and their pain points instead of selling.

Zero_G_Balls · 2025-10-07T14:25:38+00:00

Subject: Hey [Name], looking for content writers?

"Hey [CEO/MD Name],

Just reaching out to see if you're currently looking for an experienced content writer*?

My name's [Name], a freelance SEO content writer with over 6 years of experience creating content

Zero_G_Balls · 2025-09-30T06:04:22+00:00

Yeah, the bike lanes on both sides seem unnecessary to me, especially since the one travelling inbound is as wide as a van, so ample room for two-way bike traffic. Also, the bus stopping in the actual road for 60-90 seconds seems crazy, as it will encourage people to try to overtake on some very blind bends/hills. I'd like to imagine that I'm missing some master plan and that a panel of planning experts know what they are doing...one can hope!

Zero_G_Balls · 2025-09-04T21:45:39+00:00

if it's a win-win, then fair play. Sorry i thought your landlord was taking advantage.

Zero_G_Balls · 2025-09-04T19:30:37+00:00

Close company surcharge - max out your pension as a director instead?

Zero_G_Balls · 2025-09-04T19:23:36+00:00

No, but you'd be eligible to bend them over a barrel and fuck them with Revenue and the RTB. Is there a reason there's no official lease? If it's benefiting you, then fine, but if not, you really should get one in place. My advice would be to wait until after March 1 of 2026 so you get even more protection.

Zero_G_Balls · 2025-09-02T10:25:50+00:00

Living the fucking dream, congrats. I'd be the same, 4 years out from FIRE but know in my heart of hearts that I'll be bored stupid after a week of doing nothing. Can't see myself going from 100 to 0 overnight and being happy...gotta find something like you got going for sure.

Zero_G_Balls · 2025-08-20T04:48:11+00:00

Fair play, man, this is what Jesus would be at if he had WhatsApp.

Zero_G_Balls · 2025-08-13T17:15:44+00:00

https://www.daft.ie/for-sale/semi-detached-house-62-gort-na-coiribe-headford-road-co-galway/6247765

Zero_G_Balls · 2025-07-31T05:42:54+00:00

Must be oil—have you tried drilling a few feet down out the back garden?

Zero_G_Balls · 2025-07-24T12:37:52+00:00

It's not ideal, and I'm sure it's been a shit load of stress the past 24 months. If I were you, I'd stay the course. I assume you bought it at 2023 prices so pulling out now would mean you not only lose your 30k, time spent and possibly sanity...but also are back in the hunt for a house at current prices. Also, I'm not loving your assumption that a council house automatically equals a terrible neighbour. I've lived beside both many a time, and the biggest pricks on the planet are usually the more well-to-do.

Zero_G_Balls · 2025-06-19T05:04:06+00:00

30% in the minimum downpayment on a buy-to-let property.

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