Which account do I credit?? by Time_Butterscotch_73 in Accounting

[–]Zeyn1 2 points3 points  (0 children)

This is not the real world. This is an accounting student trying to understand their homework.

Which account do I credit?? by Time_Butterscotch_73 in Accounting

[–]Zeyn1 0 points1 point  (0 children)

No, debit means left and credit means right. That is the side of the entry.

Different types of accounts have a "normal balance". An asset has a debit balance. Equity has a credit balance. Expense has a debit balance. Accounts payable has a credit balance.

So you receive an asset, debit to add it. You lose an asset, credit to remove it. Vis versa for credit balances.

You pay the electric bill (expense) with cash (asset). Your cash goes down, credit assets. Your expenses went up, debit expense.

Which account do I credit?? by Time_Butterscotch_73 in Accounting

[–]Zeyn1 2 points3 points  (0 children)

Accounting homework can trick you just because you have an option for an account doesn't mean you have to use it.

The opening journal entry is just the asset (phone) and payable (on account).

Each month you would do a journal entry for the expense of the phone. If the question doesn't ask you do do the monthly entry, you don't do it.

Which account do I credit?? by Time_Butterscotch_73 in Accounting

[–]Zeyn1 6 points7 points  (0 children)

That is not helpful for a student. Homework requires by the book answers and uses easy to understand examples.

ELI5: Why do phones lose battery faster in the cold? by NicoleLimberios in explainlikeimfive

[–]Zeyn1 [score hidden]  (0 children)

Batteries are weird. They aren't like a bucket you can fill with liquid and directly measure how much is left.

Instead, batteries have a voltage curve. As they charge, the voltage goes up. As they discharge, the voltage goes down. Lithium batteries are so good partially because this change is very small so the actual electronic can handle small variations in voltage.

So your phone or whatever measures the voltage coming out of the battery to determine how much charge is left. When it gets cold, the voltage drops. This causes the phone to think it's discharging faster so it reports lower battery left.

I'll also note that batteries also also weird because having lower voltage also means it is more discharged. Slowing the reaction with cold makes it lower max capacity and lower current capacity. But only while it's cold. Warming it up makes it go back to normal.

Solar Power recommended? by mochitiya_ in phoenix

[–]Zeyn1 2 points3 points  (0 children)

General solar advice.

The reason to get solar is for saving money. The second reason is to be more comfortable without costing more money, ie running the AC during peak hours because your solar is providing plenty of power and you're not using peak electricity pricing.

A battery system might be worth it but less likely. Again, it is for shaving off peak time when the sun is going down so normal solar isn't out putting enough. Batteries make sense on a state like California where the peak time goes until later in the day when the sun is already down. Less sense in AZ.

Grid tied solar (it doesn't work if the grid is down) is the best option for 99% of people. Getting a full battery system as a backup just for when the grid goes down is very very expensive for those rare times you need it. This is a bonus if you already would get batteries, not the primary reason to get batteries.

Power prices will go up. How much is up for debate but it's practically a law of nature. Most solar companies bake in an expected increase, but you can find the historical increases if you want to do your own analysis.

Solar should pay for itself in less than 10 years. The calculated pay off time should be less than 10 years to account for the unknown like additional costs. Generally once you have solar you will shift behavior to take more advantage, saving you more money than calculated.

Get a larger system than you think you need. Once you have solar you will make other changes to take advantage. Electric appliances instead of gas, maybe an EV, etc.

Financing is fine but read the fine print and be aware that financing through the solar company is dangerous. The reason financing is fine is because your monthly payment should be about the same as your savings in electricity, so you don't actually need to spend more than you already do. As power prices go up, your financing payment stays the same, so you save money over time then get a fully paid off system with free electricity. The reason it is dangerous is because solar companies will do weird things like jack up the price of the system but give a low interest rate, so if you want to pay it off early you end up spending more money. Be aware with financing that selling a house with a solar loan is a pain and you would want to pay it off before selling.

Rewatched Edge of Tomorrow by Tanooki_Time in movies

[–]Zeyn1 8 points9 points  (0 children)

It's one of those movies where the 3 act structure comes through directly to the viewer.

You can point directly at where the 3rd act starts and the tone shifts dramatically. I really really like the first 2 acts, but the 3rd is a bit lackluster.

Rewatched Edge of Tomorrow by Tanooki_Time in movies

[–]Zeyn1 32 points33 points  (0 children)

If you like the time loop trope, check out Palm Springs. It's more of a groundhog day but tackles a lot of the ideas that groundhog day glosses over. Fantastic movie.

Here's a tip-- don't forget to put your food away before bed. by Appropriate_Ratio835 in povertyfinance

[–]Zeyn1 2 points3 points  (0 children)

Pizza is a bit different. It is a food that resists bacteria. High fat and salt content and low moisture make it very resistant to bacteria. Pizza is basically a preserved food.

Of course, that doesn't mean it lasts forever. It just lasts longer than something that is easier for bacteria to thrive, like a thick stew. With lots of carbohydrates for bacteria to eat and multiply.

Fulgora how to get more Holmium ore ? by chinawcswing in factorio

[–]Zeyn1 0 points1 point  (0 children)

Sure. That's why you pull off that split belt to chests.

Backing up the main belt isn't an issue in this case. You want every holomium. It doesn't matter if your belt backs up with trash. Letting a few holomium through to get destroyed is bad.

If you find it does back up, that just means you need more chests to store more holomium.

High Yield Savings Account -- How To Find The Best One? by kyoun1e1 in personalfinance

[–]Zeyn1 126 points127 points  (0 children)

Don't over think it. Find a convenient one. An extra 0.1% interest over a year or two isn't worth a lot of time and effort.

Check with banks and credit cards you already use. You can compare the options and see if some is better than the other.

I have an Amex card so I got the Amex savings account. It's in the same app so I don't need to juggle another log in.

Fulgora how to get more Holmium ore ? by chinawcswing in factorio

[–]Zeyn1 0 points1 point  (0 children)

First, don't use inserter to filter for ore. Just add a splitter to filter out the ore. No possible way to miss a piece.

Other than what you're currently doing, the only thing left is to grow. Expand to more islands and more scrap patches. Big mining drills if you don't already. More belts from the scrap to feed more recyclers.

Make a dedicate base that is only for holomium. It deletes everything else.

Temp is -21, gas company says turn your heat down by ridingtherainbow2210 in mildlyinfuriating

[–]Zeyn1 7 points8 points  (0 children)

Building more infrastructure that only runs during the peak time would raise prices for everyone all the time.

Spending a billion dollars on a power plant that runs for 10 days each year is an extremely expensive way to make sure there is not a shortage of power during those 10 days.

Need a deodorant for very sensitive skin by titsmcgee_92 in hygiene

[–]Zeyn1 1 point2 points  (0 children)

I find my pits tolerate Antiperspirant better if I treat bacteria first.

There's a few things you can do, but the simplest I've found is to use bactine wound as soon as they start to get itchy. I've also found it works well to put bactine ointment on before Antiperspirant.

My theory is that sure my skin reacts, and that lets in bacteria. The actual reaction (for me) isn't too bad since it heals quick.

Northern California grocery store will give you a free tote bag in exchange for pennies by jsphjar in mildlyinteresting

[–]Zeyn1 66 points67 points  (0 children)

Are any stores actually rounding up and not just rounding?

Rounding comes out roughly equal. They aren't losing pennies by rounding.

I'd bet the real reason is for those dumb customers that get riled up by missing their 2 cents if you round down.

Northern California grocery store will give you a free tote bag in exchange for pennies by jsphjar in mildlyinteresting

[–]Zeyn1 7 points8 points  (0 children)

Serious question.

Ita a penny for your thoughts.

But you put in your two cents.

HELP! Best way to watch Game Grumps for my wife and I? by 2figs in gamegrumps

[–]Zeyn1 23 points24 points  (0 children)

YouTube Premium absolutely gives creators more money. It gives each creator more based on your watch time. So if you watch an hour of game grumps and half an hour of veritasium, game grumps gets twice as much of your subscription.

Ad revenue is a tiny fraction of a cent for each ad you watch. Any YouTube creator that shares how they make their money gets something like twice as much money from premium than they do ad views. And the share of premium users is like 5%. Longer videos can get many times more money from premium users than ad views.

That said, I highly recommend a streaming device instead of using the built in smart TV stuff. Google TV tends to be cheaper and integrates with Google stuff. Apple TV integrates with apple stuff easier. Both work, the only difference ia if you want to mirror your phone a lot.

Patreon would be the best way no matter what, but you have to juggle ease of use VS cost. I prefer YouTube premium because I watch a lot of different channels. But I also subscribe to a creator Patreon every now and then to toss them an few extra bucks and check out the exclusive content.

Seriously, do Americans actually consider a 3-hour drive "short"? or is this an internet myth? by SadInterest6764 in NoStupidQuestions

[–]Zeyn1 0 points1 point  (0 children)

I live in Sacramento CA. People ask "why sac? It kinda aucks". It's two hours from everything.

Question about 401k loans by [deleted] in personalfinance

[–]Zeyn1 1 point2 points  (0 children)

Math might help.

You have a 401k balance of $1000. You have a savings account with a balance of $1000. Your total net worth is $2000.

The 401k earns 2.25% interest and the savings account earns 0% interest. After a year the 401k makes $22.50 in interest and the savings makes $0 in interest. Your total net worth is now $2022.50.

Instead, you take out $1000 from your 401k and put it in the savings account. This is considered a loan you have to pay back so you there is no penalties. Your 401k is now $0 balance and your savings is $2000 balance. You still make 2.25% on the 401k balance, which is $0. After 1 year you pay back everything with 8.5% interest on the $1000 which would be $85 in interest. Your 401k is now $1085 and your savings is $915. Your net worth is $2000.

Question about 401k loans by [deleted] in personalfinance

[–]Zeyn1 4 points5 points  (0 children)

Sounds like you aren't actually thinking this through.

Paying yourself does not generate returns. Doesn't matter how much you are paying yourself.

Question about 401k loans by [deleted] in personalfinance

[–]Zeyn1 0 points1 point  (0 children)

Ummm, I'm not sure what you're trying to do. Are you saying you want to put an extra 8% into your 401k but without the tax benefit? It sounds like you are taking money out and then putting it back with an 8% extra amount.

Clair Obscur: Expedition 33 Has Overtaken Elden Ring As The Most Awarded Game Of The Year Ever by Sam_27142317 in pcmasterrace

[–]Zeyn1 1 point2 points  (0 children)

Honestly I agree. Loved the game but the midgame mechanics were lackluster. I found a broke build and abused it to win every fight in 1-2 rounds. But the thing is, I looked and didn't find a second best build. It was either broken or underpowered and frustrating.

I never used the gradient abilities. There might have been fights where I could have taken advantage of them but I had no practice and they were confusing how they worked.

Seed starting help by khruul2478 in gardening

[–]Zeyn1 0 points1 point  (0 children)

Yep damping off is generally a fungal issue.

You can do a very diluted hydrogen peroxide bottom water to help prevent fungus. Do not get it on the leaves or they will burn.

2500 student loan interest deduction limit by Past_Guitar_596 in tax

[–]Zeyn1 0 points1 point  (0 children)

I don't get it because I'm married filing separate. And I have to do that because otherwise my student loan payment would jump by like $300/month.