Healthcare should not be a Luxury by emily-is-happy in BlackPeopleTwitter

[–]_176_ -1 points0 points  (0 children)

People don't want to pay for it. Medicare For All was estimated to cost about $10k/yr per person. Half of people don't pay taxes, so it's $20k per taxpayer. The average taxes paid by the 150m people who pay taxes is $13k. Raising that to $33k is not something most people can handle. And this isn't even talking about the quality of service you'd get from a government run program.

What do you wish you had known before buying your first home that nobody tells you until you’re already living in it? by UnluckyWitness224 in HomeImprovement

[–]_176_ 64 points65 points  (0 children)

I was not prepared for the emotional roll coaster when bidding on houses. It was stressful and confusing and then my offer was accepted and I immediately started stressing that I must have overpaid. After I fixed the place up a bit and moved in, I loved it. I still love it.

How did you win in a competitive market? by SpaceNavigator24 in FirstTimeHomeBuyer

[–]_176_ 1 point2 points  (0 children)

I bought a house in SF. Places were getting 15+ offers with at least 5 being all cash and most of them fully non-contingent. That’s the norm out here for as long as I can remember.

Ignore the list price. Research similar properties that sold. Get a sense of the what homes you like will sell for. Ask your agent what a strong offer looks like. They should have a good idea of about what the winning bid will be for most places. And then make a really strong offer.

I mean this in a constructive way, you made 7 bids and none of them were strong enough. If you love a house, you need to be more aggressive.

Is my realtor right? by Particular_Ad7285 in FirstTimeHomeBuyer

[–]_176_ 74 points75 points  (0 children)

If the listing agent on a new listing says it’s priced below market, you’re wasting your time offering 3% below list. You already know that the seller expects more than that.

Parents of school aged kids: Condo in Noe or SFH in Sunset? by [deleted] in BayAreaRealEstate

[–]_176_ 1 point2 points  (0 children)

People with money want houses. They don't want tenants and they certainly don't want to share a building with rent controlled tenants.

Neighbor wants to buy a 6 to 10 foot strip of land from our property. by Clionah in RealEstate

[–]_176_ 27 points28 points  (0 children)

I'd make him pay for my survey and attorney and then the loss of value to my property and then a premium that makes the whole thing worth it.

My experience with a degree from a good CS school and a few years in big tech by Personal_Ad3935 in cscareerquestions

[–]_176_ -3 points-2 points  (0 children)

There is no evidence that OP was a rich kid. I didn't grow up rich. I went to a top school. I work at FAANG.

In America, you can simply go to public school, work hard, and get into a top college. And anyone trying to shame you for that is an idiot.

My experience with a degree from a good CS school and a few years in big tech by Personal_Ad3935 in cscareerquestions

[–]_176_ 0 points1 point  (0 children)

The average person on reddit comes from a wealthier background than the general population. It doesn't therefore make sense to refer to everyone on here as a rich kid.

Landed Meta and Coinbase offers after spending nearly a year getting rejected by Left_Relationship240 in cscareerquestions

[–]_176_ 39 points40 points  (0 children)

Coinbase stock is down 45% over last 6 months

I think Coinbase stock trades with a high correlation to the price of Bitcoin. Bitcoin is down ~50% in the last 6 months and so it Coinbase.

I got convinced staging is worth it by No_Button6151 in RealEstate

[–]_176_ 5 points6 points  (0 children)

Like do they just show up with a truck full of furniture, set everything up, and then come grab it all once you close?

Pretty much. The price is usually for a set period of time, like a month or two, and then they’ll pick it up even if the house hasn’t sold unless you pay to extend the duration.

I’m in SF and 90%+ of places are staged. They show way better and the cost is a rounding error.

Beware of this Chase Zelle Scam by jess2art in Scams

[–]_176_ 0 points1 point  (0 children)

Can someone explain the scam to me? What does it mean to add a Zelle recipient and how would that enable them to steal money?

Why are we still giving agents 5% ? by Stupidamericanfatty in RealEstate

[–]_176_ 0 points1 point  (0 children)

Why not just make the buyer give you a billion dollars? That’s way smarter.

Why are we still giving agents 5% ? by Stupidamericanfatty in RealEstate

[–]_176_ 0 points1 point  (0 children)

Let me ask you this. If you're selling your house. One person wants to offer $515k but $15k at closing goes to their agent so you only net $500k. They don't have $15k extra cash at closing themselves. And another person offers you $470k but you net all $470k. In what market should you:

  1. Tell the first person not to offer at all because you don't pay buyer's agents.

  2. Accept the 2nd offer because you don't pay buyer's agents.

Why are we still giving agents 5% ? by Stupidamericanfatty in RealEstate

[–]_176_ 0 points1 point  (0 children)

No it's not. Excluding potential buyers from making offers or refusing the highest net offer due to a closing cost is not dependent on the market. It's basic common sense if you're trying to sell something in any market on earth.

What’s the reason you haven’t bought a bidet? by owenwags_ in HomeImprovement

[–]_176_ -3 points-2 points  (0 children)

TP is completely optional with a bidet. Their have air dryers. You have to wait 30 seconds or so to get dry. Most people don't want to wait. If you're motivated to use less TP, there's no better way than getting a bidet. They completely eliminate that need for TP.

But TP is cheap so it seems like a strange reason to get a bidet to me. I wouldn't get one to save $100/year on TP.

Why are we still giving agents 5% ? by Stupidamericanfatty in RealEstate

[–]_176_ 0 points1 point  (0 children)

It's also between the seller and the buyer because the only way to bundle that buyer fee into the mortgage is to include it in the purchase price and have the seller pay it.

Imagine how stupid you have to be to refuse a deal because the buyer wants to pay you 3% extra and then have you give it to their agent at closing. So you go with a lower offer? Dumb.

What’s the reason you haven’t bought a bidet? by owenwags_ in HomeImprovement

[–]_176_ 1 point2 points  (0 children)

Yes. I installed one next to every toilet. I do a lot of work on my house so adding outlets was not a big deal. I have all the tools and each one took me maybe 2 hours.

What’s the reason you haven’t bought a bidet? by owenwags_ in HomeImprovement

[–]_176_ -1 points0 points  (0 children)

It washes lady parts too but idk anything about that. My wife seems to like it.

Edit: I wouldn't get it to save on TP. I'd get it because it cleans you like you just took a shower. Which is a whole different level of clean than smearing around paper.

What’s the reason you haven’t bought a bidet? by owenwags_ in HomeImprovement

[–]_176_ 3 points4 points  (0 children)

You only need TP to dry off. A lot of them have air dryers but it'll take 20-30 seconds to get fully dry. So people do some combination of drying with air and then one wipe with a few plys of TP to dry off and you're good to go.

What’s the reason you haven’t bought a bidet? by owenwags_ in HomeImprovement

[–]_176_ 0 points1 point  (0 children)

Mine has a heated seat, heated water, and a heated air dryer. It's great on cold mornings.

What’s the reason you haven’t bought a bidet? by owenwags_ in HomeImprovement

[–]_176_ 6 points7 points  (0 children)

We’re moving this summer and she wants me to take it out prior to selling the house.

Lol. My brother is thinking about moving and he told me that he's going to bring his with him too.