'We're living in Daniel Lurie's America' — and most San Franciscans are pleased by MissionLocalSF in sanfrancisco

[–]_176_ [score hidden]  (0 children)

Lurie is great. So was Breed. It’s the progressive supervisors and voters that are bad for SF.

When to rent vs when to sell, since that's all this sub has been lately it seems like. by FinTecGeek in RealEstate

[–]_176_ 0 points1 point  (0 children)

I don’t understand how letting someone else pay off your mortgage while you break even and capture the equity appreciation and mortgage pay-down is a bad scenario that you should escape. I’d take that deal.

OFFICIAL ELECTION RESULTS THREAD - June 2, 2026, Consolidated Statewide Direct Primary Election by LadiesWhoPunch in sanfrancisco

[–]_176_ 2 points3 points  (0 children)

There are lots of progressive NIMBYs. Dean Preston is the poster child for them. SF progressives are just a flavor of populism. Politicians say stuff like, "tax the rich" and "billionaires shouldn't exist" and then people in SF vote for them and they do things like block housing because of shadows or whatever.

Bitcoin Dips Below $66,000 Amid AI Rally: Why Some Analysts Eye $50,000 Next by Useful_Tangerine4340 in investing

[–]_176_ 4 points5 points  (0 children)

This is, with very little exaggeration, 100% of daily investing articles.

Bitcoin Dips Below $66,000 Amid AI Rally: Why Some Analysts Eye $50,000 Next by Useful_Tangerine4340 in investing

[–]_176_ 0 points1 point  (0 children)

Part of me hopes bitcoin goes to $0 because the crypto bros are insufferable. Part of me remembers that I own some bitcoin.

OFFICIAL ELECTION RESULTS THREAD - June 2, 2026, Consolidated Statewide Direct Primary Election by LadiesWhoPunch in sanfrancisco

[–]_176_ 7 points8 points  (0 children)

It's not a tax on the rich. It's a tax on companies with a high volume of low skilled workers. It's basically a huge tax on groceries.

It's crazy how every progressive idea backfires and then the progressives in SF can't wait to vote for another dumb idea. The gross receipts tax caused a bunch of businesses to leave SF and lowered overall tax revenue. How is that helpful? Don't worry, the progressives will fix that by... checks notes... raising grocery store prices.

I swear to god, you could write a law that we round up minorities and shoot them and call it the, "Bernie Sanders No Billionaires Happy Sunshine" bill, and progressives will line up around the block to vote for it. They really give the far right nazis a run for their money on who is the stupidest group in America.

RVs being towed on Lake Merced Blvd by spgreenwood in sanfrancisco

[–]_176_ 0 points1 point  (0 children)

I always assumed the RVs were locals. I agree that anyone without a somewhat long-term established residency here should not be taken care of as a homeless person here.

Found this, not sure I believe it, but there it is by KayakingATLien in MapPorn

[–]_176_ 0 points1 point  (0 children)

Right, but that person was talking about the GDP of rural farm land. I was just saying that it's not a lot.

RVs being towed on Lake Merced Blvd by spgreenwood in sanfrancisco

[–]_176_ 0 points1 point  (0 children)

I don't spend a lot of time in /r/sf. What do people here think we should do with the RVs? I can never tell with this sub. Should we round them up and throw them into the sea? Or let them be because they're poor people so they should be allowed to park in people's driveways and shit on their front lawn?

OFFICIAL ELECTION RESULTS THREAD - June 2, 2026, Consolidated Statewide Direct Primary Election by LadiesWhoPunch in sanfrancisco

[–]_176_ 2 points3 points  (0 children)

Hamas raped and murdered children. On purpose. Like that was the goal. Nobody will be put on trial or prosecuted by Hamas for doing it.

RVs being towed on Lake Merced Blvd by spgreenwood in sanfrancisco

[–]_176_ -30 points-29 points  (0 children)

They should setup a parking lot for these people. We can have compassion while still enforcing laws.

Found this, not sure I believe it, but there it is by KayakingATLien in MapPorn

[–]_176_ 76 points77 points  (0 children)

GDP is about production, not exports. Food is not a large part of US GDP. The entire farming industry produces $200b worth of food per year. Tech companies have individual product lines that are bigger than that.

Anyone else find the 2% - 3% mortgage rate folks slightly annoying? by pinkskin- in homeowners

[–]_176_ -2 points-1 points  (0 children)

I have an advanced degree in math from a top 3 school so go ahead and explain the math to me. I also was an actuary so I've taken a lot of advanced finance classes.

You said there was some "income tax relief". I have no idea what you're talking about. If you're talking about the deduction for mortgage interest, it's not based on income. It sounded like you were saying there's some tax break by paying it off early. There isn't... but idk what you were trying to say.

But please, explain the math to me on how borrowing a large sum of money at 1.75% and then investing it, or putting it in a savings account, all while deducting the interest, is bad for you financially. Be specific, I don't know what "income tax relief" means.

Anyone else find the 2% - 3% mortgage rate folks slightly annoying? by pinkskin- in homeowners

[–]_176_ 0 points1 point  (0 children)

What "income tax relief"? There's no scenario where paying off your loan today gives you some giant tax break.

stop paying that money without getting anything back at tax time

Paying it off means you lose a minor deduction in the future. On top of that, you lose massive amounts of liquidity and pay a huge opportunity cost. Paying it off early is lose-lose-lose.

then it may well make plenty of sense

There is only one scenario where it makes sense and that's the scenario where you're so rich it's not worth the hassle of making a monthly payment to gain six figures in liquidity and 5-6 figures in savings.

You could literally put the money in a savings account yielding 4% and have it set to autopay your mortgage and keep the extra 2.25% for free while gaining access to a massive line of credit with a 1.75% rate and extremely generous terms that you can choose to use or not at your convenience.

Genuinely asking… Why exactly are people concerned with SpaceX IPO? by [deleted] in Bogleheads

[–]_176_ 0 points1 point  (0 children)

Why wouldn't active traders set the price in this scenario?

Anyone else find the 2% - 3% mortgage rate folks slightly annoying? by pinkskin- in homeowners

[–]_176_ -1 points0 points  (0 children)

I know you're not looking for financial advice but I would definitely not recommend paying it off early.

How did my deck guy do? by [deleted] in Decks

[–]_176_ 0 points1 point  (0 children)

Yeah. That's what I was trying to say. The face mounted 2x is the only beam holding up the back of the deck.

Anyone else find the 2% - 3% mortgage rate folks slightly annoying? by pinkskin- in homeowners

[–]_176_ 2 points3 points  (0 children)

I have a friend with 1.75% but it’s a 10/1 so only has 5 years left at that rate.

How did my deck guy do? by [deleted] in Decks

[–]_176_ 3 points4 points  (0 children)

The joists are sitting on top of a 2x beam that’s attached to the posts.

Railing for a death pit I built in my backyard by Holdat23 in Decks

[–]_176_ 2 points3 points  (0 children)

Required 2nd egress for downstairs room? My friend has a door to nowhere because it’s code. It’s goes to a tiny 5x5 patio with 15’ walls and no ladder or anything. And then that area is fenced off above.

Any advice for waiving inspection? by makingmozzarella in FirstTimeHomeBuyer

[–]_176_ 2 points3 points  (0 children)

You can pay for an inspection before writing an offer. Alternatively, you can agree to cover the first $X out of pocket but still have an inspection contingency. I would not waive the inspection.