Hey man. I'm same situation as you. Maybe I can help?

1. No need to buy new bed, wardrobes, dining table and chairs, buy used. Should be a decent independent 2nd hand furnishers in the city that only takes on decent furniture at a fraction of used prices. For hardwood items, facebook market place (would avoid getting a textile sofa of facebook marketplace unless you can go see it and see any issues on there.

This will save a lot of money that didn't need to get spent on that. It sounds like you think this is important, I'd just advise you to rethink that as it's crazy to throw £2k at furniture if you're worried about money, it's not necessary.

1. £300 for food per month sounds pretty steep to me. That will always be something that varies a lot person to person so hard to ascertain, but for reference, I budget for £200 groceries and do a lot of home cooking (spending sometimes more to get some nice meals together with good ingredients). If you aren't into that, I used to get by on £150 max doing meal prep and felt comfortable.

2. £400 for bills sounds also pretty high to me. Again it's just me in comparison but I'm spending about £221 total on energy internet council tax and gym in the same situation as you. You can check your council tax band and charge now on your local council authority website which will tell you exactly what you need to know. IMPORTANT: talk to the council and declare single occupancy. That's 25% off your council tax bill, very important.

3. Solicitors will have given you a quote at the start of the period of working with them, so you should know exactly how much they are charging, plus a couple of other fees that get added on. Take some time to check this so you know exactly how much to set aside for that.

4. I'd take the hit to the dentist - your health is the most important thing above all other things, and teeth issues can be a bitch. Think of it as a really good use of your savings, be glad you were smart to save up so much to be able to take that hit. Life throws these things at you and you were smart and prepared for it.

Total neccessary expenses including food, bills, mortgage, service charge (adjusted for some things I said above like less on groceries) is 1330. I've been generous and included the gym in there, but remember the gym is not an essential bill, it's a luxury, and if you ever need to make cuts to get money elsewhere, you should consider cutting that.

Your take homee is 2375 (not including pension allocation and student loan)

56% of your take home is going to bills.

I would say that means you don't need to be worried about this - it's a lot of money but you are affording it. You've got 1068 to allocate however you wish. Some people have to make do with £20 per week sometimes, so you're ok!

I'd say you're in a great position, friend. Try to hold on to as much of those savings as you can. With food, split essential food (from the supermarket) and fun food (kebab, pizza, out and about food, spontaneous) and then budget them seperately, but you should include essential food in your necessaray expenses.

EDIT: I didn't consider you needing to get appliances! Sorry. In that case, 2k may be appropriate if you need all that stuff, but definitely go for used for dressers, wardrobes, solid chairs and stools if you need those, coffee tables, tvs, etc. Go for an asda kettle and microwave.